Sara Mahoney- Mortgage Loan Officer

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United States
Dillon, CO
Sara Mahoney- Mortgage Loan Officer

My mission is to help you achieve financial wealth through homeownership!
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Follow along for expert tips, valuable insights, and exciting updates on how to make your dreams of homeownership a reality!

06/25/2026

Renters… THIS IS YOUR SIGN.

A buyers market means… YOU have the leverage.

We are seeing:
✅ Sellers covering closing costs
✅ Sellers buying your rate down 2%
✅ Sellers more flexible on price
✅ Skipping 2 mortgage payments

If you are scared, that is normal.
But don’t let the fear stop you from exploring options.
I won’t convince you to buy - ever.

Instead I rely on math.
We’ll calculate your Home Readiness™️ Score to determine if it makes sense and the we’ll clarify and confidence 💪🏼

📲 805-300-1570

06/24/2026

I talk to buyers every day who are worried about making the wrong decision, don’t know where to start, or feel like they need to have everything figured out before reaching out.

The truth?

You don’t need all the answers.

You just need a plan.

A good lender and realtor won’t just tell you what to do—they’ll educate you, guide you, and help you understand your options so you can make confident decisions every step of the way.

Homeownership is a big milestone, but it doesn’t have to be a confusing one.

Questions are free. Mistakes are expensive.

If buying a home is on your radar this year, let’s start with a conversation.

📲805-300-1570

06/22/2026

Monday PSA 😜

06/18/2026

What Happened with the Fed Today?

The Federal Reserve announced that they are leaving rates unchanged.

Here’s what that means for homebuyers:

👉 The Fed does NOT directly control mortgage rates.
👉 Mortgage rates are influenced by inflation, mortgage-backed securities, and the bond market.
👉 Today’s announcement was expected, so the real focus was on what the Fed said about the economy moving forward.

If you’ve been waiting for the “perfect” rate before buying a home, remember this:

📈 Home prices can go up.
📉 Rates can go down.
🔄 You can refinance a rate, but you can’t refinance the price you pay for a home.

Every buyer’s situation is different, which is why having a strategy matters more than trying to time the market.

If you’re wondering how today’s news impacts your buying power, send me a message. I’d be happy to run the numbers for you.

06/16/2026

Everyone talks about spring like it’s the best time to buy a home.

And while there are usually more homes hitting the market, there can also be more competition, more pressure, and more buyers trying to make decisions quickly.

By the time summer rolls around, something interesting often happens.

The frenzy starts to slow down.

Buyers who have been searching for months may decide to take a break.
Families shift their focus to vacations and summer activities.
Open houses can feel a little less crowded.

And for some buyers, that creates opportunity.

More time to think.
More room to negotiate.
More confidence in your decision.

If you’ve been house hunting this spring and feeling discouraged, don’t assume you need to wait until next year.

Sometimes the market just needs a few weeks to change.

Every market is different, and every buyer’s situation is unique, but some of my favorite success stories come from buyers who stayed patient when everyone else was stepping back.

If you’re wondering whether now, later this summer, or next year makes the most sense for you, let’s have a conversation and build a plan around your goals.

06/15/2026

If you were my client…

We wouldn’t just talk about what you qualify for.

We’d talk about your goals.

We’d build a strategy.

We’d create a budget that works for your lifestyle.

We’d make sure you understand the process before you start shopping.

And when you find the right home, I’d be there to advocate for you every step of the way.

Because a great lender does more than get you approved—they help you make confident decisions. 🤓

06/11/2026

This client got pre-approved by another lender… but was still scared to death to make a bad financial decision… and that’s when it hit me:

Clients don’t just need to know how much they can afford… they need a Finance Nerd (hi 👋 that’s me) that can run the MATH on the decision to buy or wait.

What is the actual cost, and opportunity cost, of waiting? Of renting? Of selling? Of paying off credit card debt and moving?

Math provides clarity. And with clarity - we can make really sounds decisions.

Need a Nerd in your corner? I got you!
📲 805-300-1570

06/09/2026

This is my favorite call to take.

“Hey, I’ve been thinking about buying. I don’t really know where to start. Can we just… talk?”

YES. That’s exactly where we start.

You don’t need a perfect credit score before you call me. You don’t need 20% saved. You don’t need to have toured houses or picked a neighborhood or have your whole life figured out.

You just need to be ready to have an honest conversation about what’s actually possible for you.

Here’s what I’ve seen happen over and over again…
People spend months, sometimes years, waiting until they feel “ready” and then they sit down with me and find out they were already there. They just didn’t know it yet.

That first call changes everything.

📲 805-300-1570
Call or text anytime.

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Address

21996 US-6
Dillon, CO
80435

Website

http://www.homeloanswithsara.com/

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