FHA Loans

04/23/2026

The U.S. housing market is slowly balancing out, giving buyers more choices than they’ve had in years and in certain states, there has been a significant increase in inventory.

Top 5 states where more homes are landing on the market:
Nevada ➝ Homes for sale are up 52.9% from last year (the biggest jump in the country)
Maryland ➝ +48.2%
North Carolina ➝ +40.7%
California ➝ +36.5%
Arizona ➝ +36.3%

In July 2025, the number of homes for sale nationwide was up 24.8% from last year. This is the 21st month in a row with more homes on the market and the third straight month with over 1 million listings.

04/23/2026

Tens of millions of prospective homebuyers may soon qualify for mortgages due to new rules. Fannie Mae and Freddie Mac's changes include on-time rent and utility payments in credit score calculations.

04/11/2026

01/09/2026

01/08/2026

Mortgage rates edged up slightly but stayed near their 2025 lows. The average 30-year fixed rate rose to 6.16% for the week ending Jan. 8, up just 1 basis point from the prior week and well below the 6.93% average a year ago, according to Freddie Mac.

“In the first full week of the new year, mortgage rates remained within a narrow range,” said Freddie Mac chief economist Sam Khater, noting that lower rates have helped boost buyer demand, with purchase applications up more than 20% year over year.

01/06/2026

Rising HOA fees and insurance costs are squeezing Florida condo owners, and prices are falling as a result. In August 2025, the median condo price dropped to $285,000—down 8.1% year over year and 14% below the July 2023 peak, per Realtor.com data. It’s the biggest August annual decline since 2010, when prices fell 18.4%.

"Florida’s condo market appears to be softening due to several factors, including rising home insurance costs, elevated HOA fees, and increasing climate-related risks," says Hannah Jones, senior economic research analyst at Realtor.com.

12/30/2025

The homebuilding intel leaders rely on—delivered daily. The Builder’s Daily delivers reporting, analysis, and data to help builders, developers, and industry operators navigate today’s shifting housing landscape —sent straight to your inbox.

12/29/2025

Big cities are all well and good, but nothing beats the charm of a small town. Get the list at the link below. ⬇️