Kathy Barclay Realtor

Kathy Barclay Realtor Kathy Barclay Realtor since 2006, working in the Twin Cities metro area- Residential and Multi-family

For some families who want to buy, the numbers just aren’t lining up right now.Between ongoing affordability challenges ...
04/09/2026

For some families who want to buy, the numbers just aren’t lining up right now.

Between ongoing affordability challenges and rising childcare costs, it can feel like you have to choose either buying a house or paying for daycare.

But a growing number of people are finding a smart solution where they can do both: buying a multi-generational home.

1 in 7 buyers purchase a home with their parents, grandparents, or other relatives. And here’s how that helps.

By combining incomes and sharing expenses, they can finally afford to buy. And it even makes childcare easier when loved ones all live under one roof.

Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.

Want to explore what this could look like for you? Let’s connect.

Spring doesn’t guarantee a sale. Strategy still matters. But this season gives you something valuable: momentum.More buy...
03/24/2026

Spring doesn’t guarantee a sale. Strategy still matters. But this season gives you something valuable: momentum.

More buyers. More activity. More opportunity.

The real question is: if you’re going to sell this year, why not do it when the odds are in your favor?

Let’s talk about what selling this season could mean for your house and your timeline.

Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Spring is the season that most often delivers all three.

What’s the best time of year to sell? It’s a question I get all the time. One season usually rises to the top for motiva...
03/22/2026

What’s the best time of year to sell? It’s a question I get all the time.

One season usually rises to the top for motivated sellers: Spring.

It’s the peak buying season in the housing market, so we tend to see more buyers, more offers, and more home sales.

And with mortgage rates at 3-year lows right now, buyers should be ready to act. Let’s get your house in front of them.

Home affordability is the best it’s been in 4 years.That’s thanks to: Lower rates. Slower home price growth. And rising ...
02/25/2026

Home affordability is the best it’s been in 4 years.

That’s thanks to: Lower rates. Slower home price growth. And rising wages.

And while the affordability problem isn’t solved, many buyers are finding the numbers work better today.

If buying didn’t make sense for you last year, take another look.

Have you re-run the math on your move yet? DM me and let’s see if it changes when you're ready to buy.

Thinking about moving in 2026? Where you live (or plan to live) could make a big difference.Some markets are shaping up ...
01/28/2026

Thinking about moving in 2026? Where you live (or plan to live) could make a big difference.

Some markets are shaping up to be great for sellers, with strong demand and rising prices.

Others are standing out as solid spots for buyers, especially first-time buyers looking for more options and improving affordability.

Here’s a list of the top 5 markets for both, so you can see just how split the markets are.

Not seeing your city on this list? Don’t stress – this is just a national snapshot.

Whether your local market leans buyer-friendly or seller-friendly, the right strategy is what really matters.

To find out where our market falls and what strategies are working in our area, send me a message and I'll break it down.

A lot of people are wondering what 2026 actually has in store for the housing market.And most of the questions come down...
01/24/2026

A lot of people are wondering what 2026 actually has in store for the housing market.

And most of the questions come down to the same things: mortgage rates, home prices, and whether affordability is finally improving.

I’ve been tracking the latest forecasts and data closely, and there are some important shifts taking shape this year. What they mean depends on where you live and what your plans are.

If you want a clear read on what this looks like in our local market, send me a DM. And if you’ve got a specific question, drop it in the comments. I’m happy to break it down.

01/20/2026

Forecasts show the number of homes for sale is expected to go up another 9-10% this year. To make sure you always know about the latest listings in our area, let’s connect.

12/27/2025

More homes. More choices. Less pressure.
Inventory is up, which means you’ve got time to find a place that truly fits. Let’s take a look at what’s out there.

Would you let $80 hold you back from buying a home?Because that’s about all you’ll save per month if mortgage rates drop...
12/21/2025

Would you let $80 hold you back from buying a home?

Because that’s about all you’ll save per month if mortgage rates drop from where they’ve been lately to 5.99%. Of course, that’ll give or take a bit based on your price point and the rate your lender quotes you.

Rates have already come down enough to save buyers almost $400 a month compared to what they would have spent on a typical home earlier this spring. So, waiting for that last tiny dip could mean missing your shot.

Because when rates do fall below 6%, mindsets will shift, and more buyers will get back in the market.

That’ll create more competition for you. And it may drive prices high enough to cancel out the savings you’re waiting for.

So, is $80 a month really worth the wait?

Let’s run the numbers for your price point in our market, so you can see exactly what you’re working with. The difference may not be as much as you think.

Big news for homebuyers. Affordability has hit a 2.5-year high. And here’s why.Mortgage rates have been trending down an...
12/20/2025

Big news for homebuyers. Affordability has hit a 2.5-year high.

And here’s why.

Mortgage rates have been trending down and home prices are moderating.

That means the math on buying a home looks a lot better than it did the past couple of years.

If you’ve been waiting for a sign that it’s time to take another look, this is it. The affordability challenge isn’t solved, but it is better.

Let’s see what’s possible now. DM me if you want to see how this changes your buying power.

12/18/2025

Affordability is the best it's been in over 2.5 years. Ready to see what’s possible now? Let’s re-run your numbers together.

Address

Excelsior, MN

Telephone

+19522011348

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