06/11/2019
Not all insurance policy’s are the same. Please read your policy or call your agent to make sure you will be fully indemnified should there be a loss on your property. So many people find out the hard way that they have a terrible policy. It should be an RCV ( replacement cost value) policy. Not more than a 1% deductible and lower if possible! No surprises! The worst time to find out is after a bad storm ⛈. Or a fire. Also check to make sure you have O and L coverage. ( ordinance of law) (code coverage). Did you know there are very small amounts of coverages on your jewelry ( usually $1,500 ) fi****ms, usually $1,500. Cash??? $1,500. So if you have $200,000 worth of jewelry, you need an umbrella policy to cover that. It is so cheap to! Anyway. Please check your policy’s, before it’s to late.