Jennifer Klutz - Realtor

Jennifer Klutz - Realtor linktr.ee/jennifer.klutz

Want to know the top mistakes sellers are making today? It’s overpricing their house. A price that’s too high is going t...
08/21/2024

Want to know the top mistakes sellers are making today? It’s overpricing their house.

A price that’s too high is going to cost you. It turns buyers away and may mean you need a price drop to re-ignite interest in the home.

To make sure you don’t end up making this mistake, DM me, and let’s price it right from the start.

03/20/2024

This spring is the sweet spot for selling your house. Let’s connect to start planning your move.

03/20/2024

Let me help you with the purchase or your new home 🏡

I can also help you refinance your home for debt consolidation or home improvement 🛠💰

🔹I have a portfolio of products and programs to meet all your needs 🏡🏡

Call me today 757-288-2370

With the number of new listings going up and average days on market going down, buyers may have more options, but will s...
03/17/2024

With the number of new listings going up and average days on market going down, buyers may have more options, but will still want to move fast. For sellers, inventory is still low and houses are selling fast, meaning your house should stand out and may get multiple offers if you price it right. If you want to know more about what’s happening in our area, let’s connect.

With the number of new listings going up and average days on market going down, buyers may have more options, but will still want to move fast.

If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal. One long-standin...
03/10/2024

If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home.

When you think about cutting down on your spending, odds are you think of frequent purchases, like groceries and other goods. But when you downsize your house, you often end up downsizing the bills that come with it, like your mortgage payment, energy costs, and maintenance requirements. Realtor.com shares: “A smaller home typically means lower bills and less upkeep. Then there’s the potential windfall that comes from selling your larger home and buying something smaller.”

That windfall is thanks to your home equity. If you’ve been in your house for a while, odds are you’ve built up a considerable amount of equity. And that equity is something you can use to help you buy a home that better fits your needs today.

What This Means for You

If you’re thinking about downsizing, ask yourself these questions:

• Do the original reasons I bought my current house still stand, or have my needs changed since then?
• Do I really need and want the space I have right now, or could somewhere smaller be a better fit?
• What are my housing expenses right now, and how much do I want to try to save by downsizing?

Then, meet with a real estate agent to get an answer to this one: What are my options in the market right now? A local real estate agent can walk you through how much equity you have in your house and how it positions you to win when you downsize.

Want to save money in retirement? Consider downsizing – it could really help you out. When you’re ready, DM me about your goals in the housing market this year.

If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal.

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifyi...
03/06/2024

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate.

That means your credit score may feel even more important to your homebuying plans right now since mortgage rates are a key factor in affordability. According to the Federal Reserve Bank of New York, the median credit score in the U.S. for those taking out a mortgage is 770. But that doesn’t mean your credit score has to be perfect.

Working with a trusted lender is the best way to get more information on how your credit score could factor into your home loan and the mortgage rate you’re able to get.

If you’re looking for ways to improve your score, Experian highlights some things you may want to focus on:

• Your Payment History: Late payments can have a negative impact by dropping your score. Focus on making payments on time and paying any existing late charges quickly.
• Your Debt Amount (relative to your credit limits): When it comes to your available credit amount, the less you’re using, the better. Focus on keeping this number as low as possible.
• Credit Applications: If you’re looking to buy something, don’t apply for additional credit. When you apply for new credit, it could result in a hard inquiry on your credit that drops your score.

Finding ways to make your credit score better could help you get a lower mortgage rate. If you want to learn more, talk to a trusted lender.

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage.

Beautiful day for a ride and lunch at Haymount truck stop.    Haymount Truck Stop
03/03/2024

Beautiful day for a ride and lunch at Haymount truck stop.



Haymount Truck Stop

If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. You might be surprised how achievabl...
03/03/2024

If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. You might be surprised how achievable your goal is, especially with the right support on your side. There are over 2,200 programs out there designed to assist homebuyers like you with down payments. To learn more about your options, DM me today.

Are you looking for home renovation ideas or just looking to see what the latest trends are?  Here's a local event that ...
02/28/2024

Are you looking for home renovation ideas or just looking to see what the latest trends are? Here's a local event that might interest you.

Fri Mar 15 2024 at 12:00 pm, Save BIG on all your home improvement projects and meet face-to-face with local and national vendors!FREE ADMISSIONThe North Carolina Fall Home Expo is back this fall! Explore the latest in home improvement remod

Wondering if it still makes sense to sell your house right now? The short answer is, yes. And if you look at the current...
02/27/2024

Wondering if it still makes sense to sell your house right now? The short answer is, yes. And if you look at the current number of homes for sale, you’ll see two reasons why.

1. You Have More Options for Your Move
Are you thinking about selling because your current house is too big, too small, or because your needs have changed? If so, the year-over-year growth gives you more options for your home search. That means it may be less of a challenge to find what you’re looking for.
So, if you were holding off on selling because you were worried you weren’t going to find a home you like, this may be just the good news you needed. Partnering with a local real estate professional can help you make sure you’re up to date on the homes available in your area.

2. You Still Won’t Have Much Competition When You Sell
But to put that into perspective, even though there are more homes for sale now, there still aren’t as many as there’d be in a normal year. Remember, the data from Calculated Risk shows we’re down nearly 40% compared to 2019. And that large a deficit won't be solved overnight.
For you, that means if you work with an agent to price your house right, it should still get a lot of attention from eager buyers and could sell fast.

If you're a homeowner looking to sell, now's a good time. You'll have more options when buying your next home, and there's still not a ton of competition from other sellers. If you’re ready to move, DM me to get the ball rolling.

Wondering if it still makes sense to sell your house right now?

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Fayetteville, NC
28312

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