STL Short Sales

STL Short Sales Foreclosure Prevention Specialist ✔️
Short Sale Expert ✔️
Loan Modification Guru ✔️
Real Estate Investor ✔️
Rehabber ✔️
Wholesaler ✔️

These terms are often used interchangeably—but they are NOT the same!🏠 FORBEARANCETemporarily pauses or reduces your mor...
09/01/2026

These terms are often used interchangeably—but they are NOT the same!

🏠 FORBEARANCE
Temporarily pauses or reduces your mortgage payments during a hardship. The missed payments are not forgiven, and you’ll need an approved plan for addressing them afterward.

🏠 PARTIAL CLAIM
When available, past-due payments may be moved into a separate, typically interest-free subordinate lien. You resume your regular mortgage payment, but the deferred balance is generally repaid when you sell, refinance, transfer the property or pay off the mortgage.

🏠 LOAN MODIFICATION
Permanently changes the terms of your existing mortgage. This may include extending the loan, changing the interest rate or adding missed payments to the balance to make the monthly payment more affordable.

Each option has different qualifications and long-term consequences. What’s right for one homeowner may not be right—or available—for another.

If your mortgage-relief option still leaves you with an unaffordable payment, a short sale may be another way to avoid foreclosure.

Call STL Short Sales at 636-431-6874 to learn more. 🩷

Closing time on our Cedar Hill VA short sale! 🎉🏡We were referred to this family in February, and after six months of nav...
08/31/2026

Closing time on our Cedar Hill VA short sale! 🎉🏡

We were referred to this family in February, and after six months of navigating the short sale process, we made it to the closing table!

They are so relieved to finally be out of a difficult situation and ready to begin a new chapter. This is exactly why we do what we do! 🩷

A huge SHOUTOUT to Chesterfield Title for arranging the urgent closing! 🙌

I cannot stress enough the importance of having a trust and a complete estate plan!Many people think they need to be wea...
08/31/2026

I cannot stress enough the importance of having a trust and a complete estate plan!

Many people think they need to be wealthy or have a lot of assets—but estate planning covers so much more. It can protect your home, real estate, belongings, personal property and other assets. With the proper powers of attorney and healthcare directives, it can also make sure someone you trust is able to act on your behalf if you’re hospitalized or unable to make decisions for yourself.

I just finalized my own trust, and I hope this serves as your reminder to get yours done! I recommend working with an attorney whenever possible. If that isn’t financially feasible, there are resources available to help you create basic documents yourself—just make sure they comply with your state’s requirements.

One thing in life that is certain is death. Protect yourself and the people you love—and spare them from having to sort through a legal and financial nightmare while they’re grieving.

I see the difficult side of financial situations every day. An estate plan is a relatively simple way to make sure your wishes are known and everything goes the way YOU want when you’re no longer able to make those decisions yourself. 🩷


30 years is a long time for a mortgage—and a lot can go wrong in 30 years!Job loss. Illness. Divorce. Unexpected repairs...
08/31/2026

30 years is a long time for a mortgage—and a lot can go wrong in 30 years!

Job loss. Illness. Divorce. Unexpected repairs. Rising expenses. The loss of a loved one. Life can change quickly, and even responsible homeowners can find themselves struggling to keep up.

Financial hardship is nothing to be ashamed of. Falling behind on your mortgage does not mean you have failed—and foreclosure is not your only option.

The sooner you reach out, the more options you may have. STL Short Sales helps homeowners understand their options and find the best possible path forward.

Call 636-431-6874 to find out more. 🩷

Two foreclosure auctions stopped this week! 🙌Foreclosure activity is continuing to rise. During the first half of 2026, ...
08/28/2026

Two foreclosure auctions stopped this week! 🙌

Foreclosure activity is continuing to rise. During the first half of 2026, foreclosure filings increased 21% nationwide compared to the same period in 2025. Here in Missouri, foreclosure starts increased 14.2%.

Behind every statistic is a homeowner facing a difficult situation—and time matters. These two homeowners now have additional time to work toward another solution.

If you or someone you know has received an auction notice, please don’t wait until the last minute. There may still be options available.

📞 Contact STL Short Sales to learn more.

Statistics provided by ATTOM’s Mid-Year 2026 U.S. Foreclosure Market Report.

🏡 Auction Day at this cute house in the city on a double lot!This first-time homebuyer purchased her home just last June...
08/27/2026

🏡 Auction Day at this cute house in the city on a double lot!

This first-time homebuyer purchased her home just last June. Unfortunately, a job loss and other unexpected life changes left her unable to keep up with the mortgage.

We’re starting to see more short sales involving homeowners who purchased within the last couple of years. When you buy with little to no money down, you may not have enough equity to cover real estate commissions and closing costs when you need to sell—let alone repairs the house may need.

Life can change quickly. Buying a home recently doesn’t mean you’re stuck if you can no longer afford it.

Regardless of your hardship, your house, or your situation, let’s talk through your options. 🩷

📞 636-431-6874

The St. Louis REI Happy Hour was so much fun last night! 🏡🍻Not only did I get to be the guest speaker, but I also got to...
08/27/2026

The St. Louis REI Happy Hour was so much fun last night! 🏡🍻

Not only did I get to be the guest speaker, but I also got to meet so many like-minded real estate professionals, make new connections, and catch up with some old friends too!

Great people, great conversations, and lots of laughs! 🩷

I had such a great time as the guest speaker at the St. Louis REI Happy Hour last night! 🏡I enjoyed sharing my passion f...
08/27/2026

I had such a great time as the guest speaker at the St. Louis REI Happy Hour last night! 🏡

I enjoyed sharing my passion for short sales with fellow real estate investors and discussing how we can recognize short sale opportunities and help homeowners navigate difficult situations.

Thank you for having me and for such a fun evening! 🩷

🔒 Does your mortgage feel like a prison sentence? 😂🏡Sometimes homeowners feel trapped by mortgage payments, repairs, deb...
08/26/2026

🔒 Does your mortgage feel like a prison sentence? 😂🏡

Sometimes homeowners feel trapped by mortgage payments, repairs, debt or a house they can no longer afford.

Other times…our homeowners are literally incarcerated. 😬

Believe it or not, we’ve helped with both!

Whatever life has thrown your way, there may be options to help you move forward. No judgment. No embarrassment. Just solutions. 🩷

If your house—or your mortgage—has you feeling stuck, give us a call. We’ll help you navigate your options.

🏡 Appraisal Day at Our Newer-Construction Home in O’Fallon, MO!The appraisal is always a huge milestone in the short sal...
08/25/2026

🏡 Appraisal Day at Our Newer-Construction Home in O’Fallon, MO!

The appraisal is always a huge milestone in the short sale process!

We attend every appraisal on behalf of our homeowners so they don’t have to miss work or take on another stressful appointment while facing financial hardship.

This beautiful home is also an important reminder: not all short sales are older homes or properties in poor condition. A home can be newer, well maintained and beautiful—and the homeowner can still experience a change in finances that makes the mortgage unaffordable.

A short sale is often about the homeowner’s financial circumstances, not the condition of the house.

We’re here to handle the process and help our clients move forward. 🩷

Address

Fenton, MO
63026

Telephone

+16364316874

Website

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