You Better Call Me - Joaquin Gutierrez

06/16/2026

Do you still have to pay the buyer's agent commission? The short answer: No. The smart answer: Most sellers still do — and here's why it matters for your sale.
The NAR settlement changed the rules. Sellers are no longer required to offer buyer's agent compensation. But here's the reality nobody talks about: most buyers have spent everything they have getting to closing. Down payment, inspection, appraisal, closing costs — there's nothing left. If you don't cover their agent's fee, many of them simply won't come see your home.
Fewer showings. Fewer offers. Less competition. Less money in your pocket.
Read the full breakdown — in English and Spanish — at the link. 👇

🔗 https://youbettercallme.com/do-i-still-have-to-pay-a-buyers-agents-commission/

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06/16/2026

Most buyers have no idea what they're signing.
Or if they even have to.
A Buyer Broker Agreement. Your agent hands it to you before you see a single home. And just like that — you're supposed to sign something you've never seen before.
Here's the truth.
No Florida law forces you to sign it. But the rules changed in 2024. And now your agent is required to have it signed before showing you anything.
So what does that mean for you?
It means you have more power than you think. You can negotiate the terms. You can ask questions. You can push back.
And if your agent gets uncomfortable when you do — that tells you everything.
Read the full breakdown. English and Spanish. 👇

Before you tour a single home, your agent may hand you a document and ask you to sign it. Most buyers have never seen one before. Here is what it is, what

06/13/2026

I will not be suiting up to play with the Knicks tonight, good news for the Knicks and better news for you since I’m here to help you with your real estate needs. You better call me.com.

06/13/2026

https://joaquingutierrez.canvasre.com/ask/0b22d8ea44d17c38bfeb56847f09f069

Nataly, Darlenis & Raul Your Phantom Sales Team

05/27/2026

Pests, Termites, Mold, and Wood Damage During a Home Sale: Who Pays and What Happens Next?
Termites, mold, carpenter ants, wood rot, and other pest issues can scare buyers and complicate a sale. The real question is not only what was found. The real question is who benefits from fixing it, who is responsible, and what must happen for the transaction to close.

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05/25/2026

https://youbettercallme.com/have-fha-loans-lost-their-foreclosure-protection/ Florida is already a high-risk state for this issue. ATTOM’s Q1 2026 report shows Florida ranked third-worst nationally by foreclosure rate, with 13,683 properties with foreclosure filings, or 1 in every 750 housing units, up 43.67% year over year. Florida also had 10,099 foreclosure starts in Q1 2026. Lakeland and Punta Gorda were among the worst metro foreclosure rates nationally; Jacksonville and Orlando were also in the top 20 among major metros.

No. FHA partial claims still exist. What changed is the broader COVID-era flexibility and repeat-use structure. The COVID Recovery options expire September

05/15/2026

05/14/2026

https://youbettercallme.com/vantage/
New FHA credit score update: HUD/FHA is moving toward newer credit score models, including VantageScore 4.0 and FICO Score 10T.
This may help some buyers who have limited traditional credit, newer credit profiles, or stronger recent payment habits.
But let’s be clear: this does not mean automatic approval.
A mortgage approval still depends on income, debt, down payment, credit history, lender rules, property type, and the full loan file.
For South Florida buyers, this matters because financing is only one part of the process. You still need to consider insurance, condos, HOA rules, appraisals, inspections, and your real monthly payment.
Before you assume you qualify — or before you give up because you were told “not enough credit” — get the full picture.
📲 Questions about buying or selling in South Florida?
Message me on WhatsApp:https://wa.me/13057856596‬
https://youbettercallme.com/vantage/

No. FHA still uses credit scores. The change is that FHA will permit newer eligible scoring models, including VantageScore 4.0 and FICO Score 10T.

05/12/2026

Aventura continues to attract buyers looking for something smaller, more private, and more exclusive than the typical high-rise tower.

Avenia Aventura with interiors by FENDI Casa is positioning itself as a boutique waterfront development with only 22 residences, private elevator lobbies, marina access, luxury amenities, and large 3- and 4-bedroom floor plans.

Reported pricing starts around $5M with delivery currently projected for 2027.

If you are looking at South Florida new construction, this is the type of project where floor plan selection, view orientation, deposit structure, and long-term resale logic matter more than just the starting price.

Message me directly for:
• Current availability
• Floor plans
• Deposit structure
• Buyer strategy
• Private new development guidance

A boutique waterfront collection of luxury residences in Aventura, designed for buyers who want privacy, brand-level interior design, marina access, and a