Karen Jewett, Realtor - Love Where You Live

Karen Jewett, Realtor - Love Where You Live Meeting your Real Estate needs, providing market updates and access to real estate resources (market, housing, moving, etc.)

Stuck deciding between buying a home now and holding out for the “perfect” mortgage rate?The truth is, trying to time th...
08/06/2026

Stuck deciding between buying a home now and holding out for the “perfect” mortgage rate?

The truth is, trying to time the market rarely works. Home prices, mortgage rates, and inflation are all outside your control.

And if you wait for all of them to line up just right, you may be waiting a long time.

My advice? If you want or need to move, look at your own numbers instead.

Because whether it's a good time to buy really comes down to your financial situation.

Can you afford the monthly payment?

Do you have enough money left over as a safety net?

What about for repairs?

It’s not a bad time to buy if the math makes sense for you. And that’s true no matter what you’re hearing about the market right now.

Connect with a trusted lender to run the numbers, then let’s chat.

For most people, their first house was never meant to be their forever home. It was meant to be a stepping stone to what...
07/28/2026

For most people, their first house was never meant to be their forever home. It was meant to be a stepping stone to whatever came next.
And today's market is creating an interesting opportunity for homeowners who are ready to move up.
Starter homes are still in short supply, which means the house you're selling may be exactly what another buyer has been hoping to find.
At the same time, there are more move-up homes on the market than buyers have had to choose from in years.
Throw in the equity you've likely built over the years, and moving up may be more realistic than you think.
If your current home no longer fits your life, let's talk about what your next chapter could look like.

Headlines highlighting rising foreclosures have a way of stirring up 2008 flashbacks. But the data says not to panic. We...
07/23/2026

Headlines highlighting rising foreclosures have a way of stirring up 2008 flashbacks. But the data says not to panic.

We’re nowhere near what happened back then.

In the first half of 2008, foreclosures were filed on over 1.3 million homes. The first half of this year that number was less than 250k.

Now, seeing any homeowner go through this is hard. There’s no arguing that.

But just looking at the market as a whole, we’re a long way from crash territory – even with the recent uptick. So, don’t let the headlines stir up fear.

Worried about making the most from your sale in today’s market? Here's what to know.Homes sold with an agent go for $65,...
07/14/2026

Worried about making the most from your sale in today’s market? Here's what to know.

Homes sold with an agent go for $65,000 more, on average, than homes sold without one.

Because maximizing the profit from your sale takes insight into what buyers are willing to pay right now, how much competition you have in your area, and more.

So, let’s connect. We’ll come up with a strategy to get you top dollar.

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately...
07/09/2026

Today’s buyers are putting less money down. And that’s reassuring if you’ve been feeling priced out of the market lately.

The typical buyer put down about $23,400 in early 2026 – that's a 19% year-over-year dip, and the lowest down payments have been since 2021. How’s that possible?

A more balanced market and more moderate home prices are easing the pressure to put a big sum down. Plus, more buyers are opting for loans that require little or no down payments, like FHA and VA loans.

That combination is helping more people stop waiting and start buying.

So, if saving’s been the holdup, it’s time to explore your options.

A lot of buyers and sellers are holding back right now because they're worried we're headed for another 2008. But look a...
07/02/2026

A lot of buyers and sellers are holding back right now because they're worried we're headed for another 2008. But look at the numbers.

In 2008, homeowner equity and mortgage debt were nearly identical. That means, if someone hit a rough patch, they had almost nothing to fall back on. That's part of what made that crash so bad.

Today? Home equity is at $34.9 trillion. Debt is at $14.4 trillion. So, homeowners aren't stuck. They have equity built up in their homes – which means if they needed to sell, many could and they’d still come out ahead. They have a cushion.

This isn’t a crash. Today’s market still has a solid foundation.

And if worries about a crash have been keeping you on the sidelines, it might be worth having a conversation about what a move could look like for you right now.

Think a newly built home is out of your budget? Over time, it might cost less than you think. Compared to an existing ho...
06/30/2026

Think a newly built home is out of your budget? Over time, it might cost less than you think.

Compared to an existing home that’s 20 years old, buying new saves the average buyer more than $25,000 over the first 10 years.

Why? A brand-new roof, HVAC system, and water heater mean lower energy bills and fewer repairs early on.

So, the home that looks pricier upfront could actually cost you less over time.

DM me, and let’s look at what newly built homes in our area could save you.

You may be hearing more homeowners are pulling their houses off the market. Maybe you're even worried that means we’re h...
06/25/2026

You may be hearing more homeowners are pulling their houses off the market. Maybe you're even worried that means we’re headed for a crash...

Here's what you should know.

There are 4 main reasons more sellers are de-listing right now – and none of them are “the market is about to crash.”

This trend is really about sellers adjusting to a market that needs the right price and the right prep.

And when a homeowner misses the mark on price or prep, sometimes taking a house off the market is a good way to take a beat and reset their strategy.

It’s not a warning sign of broader trouble to come.

If you have questions about something you’re hearing online or what something means for the market as a whole, reach out.

Your house didn't sell and your listing expired. And the hardest part is you still don’t have a clear answer on why no o...
06/25/2026

Your house didn't sell and your listing expired. And the hardest part is you still don’t have a clear answer on why no one bought it.

You just know it didn’t happen, and now you’re supposed to decide whether to try again… or what to change.

Here’s what I’d do before you re-list: get a second opinion.

Because data shows homeowners who switch agents after their listing expires are more likely to see their house sell.

A different agent brings a fresh perspective and can run a quick reset.

The price. The marketing. The presentation. Chances are something in there needs to change.

You’re not stuck – you just need a better plan. And a partner who knows how to execute it.

If you want a second opinion, DM me the word “EXPIRED.”

I’ll take a quick look at what happened and tell you the first one or two changes I’d make to get traction.

Putting off buying a home? Maybe you're waiting for a crash to get a better deal – or afraid you'll buy now and watch yo...
06/23/2026

Putting off buying a home? Maybe you're waiting for a crash to get a better deal – or afraid you'll buy now and watch your home's value fall later.

Either way, the widespread drop you're bracing for may not be coming.

Yes, a few markets are seeing mild declines. But more than 100 economists and housing experts expect home prices will actually rise nationally over the next five years – not fall.

And waiting for a deal that never comes could mean passing up the chance to gain thousands in equity or paying more in a few years for the same home.

So before you decide to wait, let's talk about your options and what prices are really doing in our area.

Address

55 West Central Street
Franklin, MA
02038

Telephone

+17742530694

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