08/12/2026
🚨 BUYER TIP: Your pre-approval is NOT the finish line!
Once you’re pre-approved and under contract, your lender is still watching your financial picture all the way through closing. 👀
That means now is not the time to:
❌ Open a new credit card
❌ Finance furniture or appliances
❌ Buy a new vehicle
❌ Close existing credit accounts
❌ Make large unexplained deposits
❌ Pay off debt without talking to your lender first
Yep — even paying something off can affect your loan strategy. What seems like a smart financial move could change your credit score, available cash, or the way your lender has structured your approval.
The safest rule?
Before moving money, changing jobs, opening credit, closing credit, or paying off debt — CALL YOUR LENDER FIRST. 📞
Not sure which lender to use? We have several we trust and recommend! Shoot us a message and we’ll ask you a few questions about your goals and situation to help connect you with a lender who may be the best fit for you.
A quick conversation now can prevent a BIG headache at the closing table.
🏡 Buying in East Texas? We’d love to help you navigate the process from pre-approval to keys in hand.
Stonebridge Realty Group
Bridging the gap between buyers & sellers. 🩵