Big Buys Houses

Big Buys Houses Biggie heard that the best investment on earth is earth so he left the rat race and started investing in earth. This page will document his journey.

09/09/2026

Mortgage applications fell 2.7% last week - but refinances did all the falling. Purchase applications were down just two tenths of a percent.

Here's what buyers actually did: the 30-year fixed hit 6.85%, the highest since June 2025, so they switched products. The ARM share of applications jumped to 8.5%, the highest since June, and the 5/1 ARM was the only rate that went DOWN last week.

Sellers, read that again - the buyer pool didn't shrink. It reshuffled.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

09/08/2026

Small business loan rates just fell to 7.5% - down 0.4 points in a single month. Your 30-year mortgage? 6.89%, sitting two hundredths off a 52-week high, and jumbo just set a new one at 7.06%.

Banks are loosening. The bond market isn't. That's why waiting on "the Fed" to fix your house payment is waiting on the wrong thing.

Send me a message for a cash offer in 24 hours
Or fill out our quick form: www.bigbuyshouses.com
Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

09/07/2026

Last summer, when the market got soft, sellers pulled their homes off the market at historic rates.

This August they didn't. Delistings ran 12.6% BELOW last year - even though demand actually got weaker. Instead of quitting, sellers are cutting: price reductions hit 20.4% of listings, and 22.0% out West.

Translation for Fresno: the seller you're talking to this fall already decided not to walk away.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

09/04/2026

August added 162,000 jobs — Wall Street expected 53,000.

But the line nobody read: July flipped from a loss of 23,000 to a gain of 21,000, and June and July together are 55,000 jobs better than we were told. The labor market buyers were counting on to force rates down never actually cracked. The 30-year sat at 6.88% last night.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588


CalDre Lic: 01827763 | NLMS Lic: 992527

09/04/2026

The services side of the economy just posted its best demand month since 2022 - and it still isn't hiring.

Prices came in at 72.6, the highest since August 2022. That's the number that moves your mortgage rate, and the 30-year just hit 6.91% - a one-year high. Jumbo is already at 7%.

On a $400,000 Fresno home with 10% down, that's about $217 a month more than last year's low. Same house.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

09/02/2026

ADP split America's raise into two numbers this morning for the first time ever. Gross pay is up 4.7%. Base pay - your actual contracted rate - is up just 3.2%.

That 1.5-point gap is bonuses, commissions, tips and overtime. Your lender mostly runs on the small number.

Construction base pay led every sector at 4.0%, which is real good news for the Valley.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

09/01/2026

I'm a 49-year-old, not a 49er.

Some guys allegedly fake the whole jersey. I just buy houses.

Cash offer, as-is, no repairs, no agent fees, close on your timeline.

Sell fast — call a 49-year-old: 559-992-0588

09/01/2026

July construction spending landed this morning and one line inside it tells the whole housing story. Residential construction fell 1.3% to $859 billion - dragging the entire report negative - while nonresidential construction actually ROSE 0.4%. Offices, power plants and data centers are going up. Houses aren't. Here's what less new supply plus a 6.87% mortgage rate means for Fresno and the Central Valley.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

08/31/2026

Everybody blames the Fed for their mortgage rate. It isn't the Fed.

The 30-year sits at 6.81% today. The 10-year Treasury is 4.76%. The gap between them - the mortgage spread - is the only reason you aren't paying 7.95% right now. On a $400K Fresno home that invisible gap saves you roughly $250 every month.

Friday's jobs report gets the headlines. The spread is what's actually holding your payment down.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

08/28/2026

Everyone braced for another 900,000-job wipeout in this morning's benchmark revision. The government came back with just 79,000 - and construction actually got revised UP 62,000.

More people swinging hammers than we thought. That's a firmer floor under Central Valley housing than the headlines suggested.

💬 Send me a message for a cash offer in 24 hours
🌐 Or fill out our quick form: www.bigbuyshouses.com
📞 Call/Text: 559-992-0588



CalDre Lic: 01827763 | NLMS Lic: 992527

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Fresno, CA

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