09/24/2026
Your dream home should fit your life AND your budget—not the other way around. 🏡
If you’re thinking about buying or selling in 2026, the smartest move you can make is to get clear on the numbers before you fall in love with any property.
Here’s a simple 3-part money game plan:
• Start with a comfort payment, not a max approval. Decide what monthly payment feels easy, then work backward with your lender.
• Build a “true cost” budget: mortgage, taxes, insurance, utilities, maintenance, and a small reserve for surprises.
• If you’re selling, price with a net sheet in mind—know exactly what you’ll walk away with after fees, payoffs, and prep costs.
Want a custom buy-or-sell budget breakdown for your situation? Send me a message and I’ll walk you through it step by step.