06/01/2026
๐จ MYTH: Sellers are required to disclose everything wrong with a home.
FACT: Sellers are only required to disclose what they know - and only what Tennessee law specifically requires them to.
Most buyers assume that if something is wrong with a house, the seller has to tell them. That's not how it works.
Under Tennessee's Residential Property Disclosure Act (T.C.A. ยง 66-5-201), sellers must complete a Property Condition Disclosure Statement covering material defects - but only defects they have actual knowledge of. Sellers are not required to investigate or inspect before signing that form.
If a seller never had the roof inspected, they don't have to disclose a roof problem they never knew existed. And in Tennessee, sellers can even opt out entirely by signing a Property Condition Disclaimer - selling the home "as-is" with no condition representations at all.
That's not a loophole. That's the law.
It's also exactly why your clients need a property inspection! Not because sellers are hiding things, but because sellers often don't know what they don't know!!
We find what disclosure forms can't cover. That's the job.
๐ Gallatin, TN | Serving Middle Tennessee, Knoxville & Chattanooga
๐ (615) 916-7264 | absoluteinspectors.com