06/15/2025
Think you need 20% down to buy a home? That’s just one of the myths.
Let’s clear up a few more:
❌ You must put down 20%. False. Some loans allow as little as 3%.
❌ You can’t use gift money. You can—with documentation.
❌ Low down payment = high risk. Not always. It depends on your full financial picture.
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