08/06/2026
Waiting for mortgage rates to come down may not be your only strategy. 📉🏡
Depending on the listing and the seller’s motivation, it may be possible to negotiate a seller concession that helps fund a temporary rate buydown. 🤝💰
That could create a lower payment during the first couple of years, giving you more flexibility while you settle into the home. 🧘♂️📆
The rate eventually returns to the original note rate, so it’s important to understand the full structure. 📑🔍
But before you sit on the sidelines, it may be worth asking what could be negotiated right now. 🎯
Message me if you’re thinking about making a move and need a trusted agent who will negotiate to meet your needs! 💪🏡
I also know some great lenders! 💬✨
MELANIE PARTON
📞 541‑840‑1532