Chelsea Tully, Mississippi Gulf Coast Realtor at Keller Williams

Chelsea Tully, Mississippi Gulf Coast Realtor at Keller Williams Realtor and Productivity Coach at Keller Williams Mississippi Gulf Coast

02/20/2026

Situated on a 1.08 acre lot, 17079 Gina Lane is beautifully updated and move in ready. This three-bedroom, two-bath residence has over 2,000 square feet of thoughtfully designed living space in a highly functional single story layout, ideal for both everyday comfort and entertaining. Call or message today to schedule your private showing.
Chelsea Tully
Keller Williams
850-376-8369
228-275-7500

08/17/2025

Don't miss your chance to own this stunningly remodeled Victorian gem in the heart of Gulfport! With 5 bedrooms, 4 bathrooms, an office, and over 4 years of strong Airbnb cash flow, this home is both a luxurious residence and a proven investment opportunity. Reach out to me today to schedule your private showing! Chelsea Tully, Keller Williams (c)850.376.8369 (o)228.275.7500 Listing Provided by Elizabeth Wackenhut, Keller Williams

Come out and join me this Sunday to view this amazing home!
08/14/2025

Come out and join me this Sunday to view this amazing home!

Join me today to view this adorable cottage on almost an acre of land in Gulfport!. Open house today until 2pm.Chelsea T...
06/15/2025

Join me today to view this adorable cottage on almost an acre of land in Gulfport!. Open house today until 2pm.
Chelsea Tully
Keller Williams
850-376-8369 (cell)
228-275-7500 (office)

Imagine having your morning coffee with this view! 130 Acacia Ave in Biloxi is located in the coveted Miramar neighborho...
05/24/2025

Imagine having your morning coffee with this view! 130 Acacia Ave in Biloxi is located in the coveted Miramar neighborhood with view of the beach and Gulf. Offered at $539,500 this 3 bedroom, 3 bath custom built coastal retreat is a must see. Stop in today Saturday, May 24th from 10am to 1pm for our open house to view or call me today to schedule a private showing. Listing provided by Jonathan Griffin, Keller Williams.

Do you know that the City of Biloxi has a new system to text you info about traffic issues? If you text BILOXI to 99411,...
12/17/2024

Do you know that the City of Biloxi has a new system to text you info about traffic issues? If you text BILOXI to 99411, this will opt you in to get the alerts. This comes in so handy especially when the Popps Ferry Bridge is out!

Closing costs are the expenses and fees that buyers and sellers pay at the conclusion of a real estate transaction. Here...
12/09/2024

Closing costs are the expenses and fees that buyers and sellers pay at the conclusion of a real estate transaction. Here's a breakdown for both buyers and sellers:

Closing Costs for Buyers:
Buyers typically pay 2-5% of the home’s purchase price in closing costs. These can include: Loan-Related Fees like Origination Fee, Credit Report Fee, Appraisal Fees, Title and Escrow Fees, Government Fees like recording fees and transfer taxes. This can also include Prepaid Costs which includes property taxes, homeowners insurance, and mortgage insurance and miscellaneous fees like inspection fees and HOA fees if applicable.

Closing Costs for Sellers:
Sellers usually pay 6-10% of the home’s sale price in closing costs. These can include: Real Estate Agent Commissions which are typically split between the buyer’s and seller’s agents. Title and Escrow Fees, Transfer Taxes where applicable, prorated costs like property taxes and HOA fees up to the closing date. There can also be miscellaneous fees like attorney fees, mortgage payoff, repairs or concessions.

Some closing costs are negotiable, and the buyer or seller can agree to cover specific fees during negotiations. In some areas, certain fees are customarily paid by one party (e.g., sellers often pay for title insurance in some states).

Real estate is one of those industries that is heavily influenced by environmental, political, social, and broader econo...
12/04/2024

Real estate is one of those industries that is heavily influenced by environmental, political, social, and broader economic forces that affect property value and pricing, as well as people’s buying and selling decisions. Additionally, the real estate market is shaped by these four factors:
Demand: This is both the quantity of homes wanted, at a specified price at a specific time, and buyers’ willingness and ability to purchase a home (i.e., homes are for sale that a buyer can afford and wants to purchase).
Rarity: This refers to the limited supply of certain types of property in particular locations (i.e., the buyer is ready and able, but a property is not available, so the sale won’t take place).
Utility: This factor asks the question: “Is the commodity suitable for use?” (i.e., the buyer might be ready and able, the property might be available, but if the residence is riddled with asbestos, the sale still will not take place until the problem is remedied).
Transferability: This refers to the ability of the home to legally change hands. For example, if all the other elements line up, but the buyer discovers that the seller’s name is not on the title or another legal encumbrance with the deed, he or she still cannot purchase the property.

As a first-time homebuyer, there’s a lot to navigate, but with preparation and the right knowledge, you can make the pro...
12/02/2024

As a first-time homebuyer, there’s a lot to navigate, but with preparation and the right knowledge, you can make the process smooth and exciting. Here’s what you should know:
1. Understand Your Budget: Calculate what you can afford, considering monthly payments, taxes, insurance, and maintenance. Aim to spend no more than 28-30% of your gross monthly income on housing.
2. Check Your Credit Score: Your credit score significantly impacts the mortgage rate you’ll qualify for. A higher score can save you thousands over the life of your loan.
3. Get Pre-Approved for a Mortgage: A pre-approval shows sellers you’re a serious buyer and gives you a clear price range. Shop around for lenders to find the best rates and terms.
4. Research First-Time Buyer Programs: Many states and federal programs offer grants, low-interest loans, or down payment assistance. Check for FHA loans or local housing authority options.
5. Save for More Than Just the Down Payment: Factor in closing costs (2-5% of the home price), moving expenses, and future repairs or renovations. Create an emergency fund to cover unexpected expenses after moving in.

Today and every day, real estate agents are grateful for the clients who helped to get us to where we are. Every referra...
11/27/2024

Today and every day, real estate agents are grateful for the clients who helped to get us to where we are. Every referral and every kind word motivates us to be the best agents we can be for you. We are so thankful to be able to help our clients with all of their buying and selling needs.

A common rule of thumb is to spend no more than 28% of your gross monthly income on housing and 36% on total debt. Under...
11/25/2024

A common rule of thumb is to spend no more than 28% of your gross monthly income on housing and 36% on total debt. Understanding your budget will help you know how much you can afford, including the down payment, mortgage payments, property taxes, and insurance.
It's essential to get pre-approved for a mortgage to understand your financial limits. An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income.
Depending on your credit score, you may be qualified at a higher ratio, but generally, housing expenses shouldn’t exceed 28% of your monthly income. Your credit score is a crucial factor in determining the affordability and terms of your mortgage. A higher score can lead to lower interest rates, better loan options, and lower overall costs, making it an essential aspect of the home-buying process to focus on.

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Gulfport, MS

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