Nick Hardy Loan Consultant NMLS # 825795

Nick Hardy Loan Consultant NMLS # 825795 New American Funding | NMLS #6606 | www.nmlsconsumeraccess.org Consumer Access
Link: http://www.nmlsconsumeraccess.org/

I have been in mortgage lending since 2001 and I am dedicated to providing you top notch customer service and assistance in finding options that meet your homebuying or refinancing needs. Contact me today to start the financing process - I'll help you understand how much you may be able to borrow or what the right loan product is right for you.

With an FHA 203k loan, purchase and renovation will be bundled into one mortgage—one closing, one payment. While other a...
09/23/2026

With an FHA 203k loan, purchase and renovation will be bundled into one mortgage—one closing, one payment. While other agents walk, you're equipped with the solution. Turn "it needs too much work" into "let's make an offer." Stop losing deals to deferred maintenance. Start closing them.

Tomorrow is officially the first day of fall! 🍂A new season brings fresh starts, new routines, and maybe even new home g...
09/21/2026

Tomorrow is officially the first day of fall! 🍂
A new season brings fresh starts, new routines, and maybe even new home goals. Whether buying a home is on your list this season or you’re simply exploring your options, we’re here to help you make your next move.
Here’s to falling leaves, cooler days, and new beginnings. 🏡

Stop timing the market and start structuring your payment. The right math can open doors sooner than you think. DM me “H...
09/18/2026

Stop timing the market and start structuring your payment. The right math can open doors sooner than you think. DM me “HOME” to learn more.

Your life doesn’t fit neatly into a box—and your mortgage shouldn’t have to either.From self-employed borrowers to those...
09/16/2026

Your life doesn’t fit neatly into a box—and your mortgage shouldn’t have to either.
From self-employed borrowers to those using an ITIN, there are financing options designed for financial situations that may fall outside traditional lending guidelines.
Different circumstances. More possibilities. Let’s find the mortgage solution that fits you.

Your clients are googling "can I use crypto to buy a home?" Be the first to say YES. New American Funding = Coinbase cry...
09/14/2026

Your clients are googling "can I use crypto to buy a home?" Be the first to say YES. New American Funding = Coinbase crypto accepted as qualifying income. Meme coins included. No liquidation required. DM me and be the hero they need.

Your credit score doesn't define your service — and it doesn't have to define your homebuying journey either. VA loans l...
09/11/2026

Your credit score doesn't define your service — and it doesn't have to define your homebuying journey either. VA loans look at the full picture, not just a number. You've overcome harder things. This is one more mission you can accomplish. 💪

09/09/2026

Mortgage rates had two forces pulling in opposite directions this week.

📉 A cooling job market should help push rates lower.
📈 But rising oil prices pushed them higher.

So what’s winning right now? Oil.

The big thing to watch next: the Middle East. If oil settles, the cooling job market could give rates some room to move lower.

Football season is officially back 🏈 — and while a fumble might be part of the game, it doesn’t have to be part of your ...
09/09/2026

Football season is officially back 🏈 — and while a fumble might be part of the game, it doesn’t have to be part of your finances.
Whether you’re looking to buy, refinance, or explore your mortgage options, having the right game plan can make all the difference.
Let’s tackle your home financing goals together.

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.Whether your ...
09/04/2026

A traditional mortgage isn’t the right fit for every borrower—and that’s where having more options matters.
Whether your income is non-traditional, you’re self-employed, or your financial situation simply doesn’t fit neatly into the conventional box, there may be a mortgage solution built for you.
Let’s find a loan that makes sense for how you actually live and earn. Reach out to explore your options.

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your ...
09/02/2026

Want fresh produce from your own backyard? Swipe through to see easy ways to start your own edible garden and make your space work for you. 🥬

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Holladay, UT

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