10/06/2026
One of the biggest things I hear from first-time buyers: "I'll never save enough." Here's some good news. π
Keeping Current Matters shared two moves that can get you into your first home sooner:
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Look at starter homes. Zillow says buying a mid-priced home with 20% down takes just under 15 years to save and break even versus renting. A starter home? About 7.2 years.
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Let go of the 20% rule. The typical first-time buyer puts down 10% (NAR), and options start as low as 3% for conventional and 3.5% for FHA. Plus, there are 2,746 down payment assistance programs out there, and many can be combined.
If homeownership feels out of reach, send me a message. I'd love to help you find your path. π‘