Michal Dubnitsky- Realtor

06/29/2022

https://www.har.com/homedetail/14375-sweet-meadow-trail/15780299/michaldubn/6p

14375 Sweet Meadow Trail Conroe TX 77384 is listed for rent for $2,650. It is a 0.15 Acre(s) Lot, 2,041 SQFT, 4 Beds, 3 Full Bath(s) in Fosters Ridge 20b.

05/17/2022

✅ Smallest downpayment of all programs - 3.5%. With only 3.5% down you can become the owner of the house, which is incredibly low

✅ The interest rate is also very good.

✅ Stable and fast type mortgage. Most brokers will close escrow within 20-30 days.

❌ Can be more complicated for purchasing condo than some other types of new purchase real estate loans due to the FHA has requirements places on condo projects.

❌ If there is crazy competition among buyers , your offer with FHA mortgage will be considered last. Sellers see this as less stable mortgage type.

❌ Bank obligates you to pay mortgage insurance and you are not able to refuse to Those payments until you get your house refinanced.

📲Reach out to me if your are interested in owning a home or if you have questions on what you’ll need to qualify. My service is completely free as a buyer agent 🔑

📲Feel free to reach out to me if your thinking about selling and interested in what your home is worth in this crazy market!!!

DM, call or text for more info.

Michal Dubnitsky , Realtor®️
📞 713.614.2886
[email protected]

03/24/2022

For Lease!! 📍 Conroe TX. Zoned to The Woodlands schools!!!!

4 bed/2bath
2 Car garage
2120 Sqf
Convenient to Hwy l-45&99
2400$

Now is your chance to live in the highly sought-after neighborhood of Fosters Ridge.
For more information or to schedule your private showing, Call Me Today at 713-614-2886

03/11/2022

Join me for the Open house on Sunday at 2:00-4:00 🏠
1110 ENID Street Houston TX 77009
See you there!!!

02/23/2022

What would your home sell for in today's HOT market?

Have home values gone up? Have they gone down? Have the improvements and renovations you've made added value to your home? What are other houses selling for in your area? Get the answers to these questions and more with a FREE home evaluation. Call me today to get started.
713-614-2886
[email protected]🤩

02/22/2022

If you're embarking on a journey to purchase your very first home, you might want to pay attention to your credit score. Your credit profile has a major impact on your ability to secure financing and can also influence your interest rate. Therefore, it can be well worth the time and effort to try to boost your credit score in the weeks or months leading up to a home purchase.
Most lenders require a 620 minimum credit score to qualify for mortgage financing (some are even much higher). While your credit score is influenced by healthy credit habits over time, there are still things you can do in the short term to increase it. Here is some advice:

Check Your Report For Errors
Your detailed credit report can often reveal errors or unpaid bills you might not be aware of. Carefully review your report for negative remarks. If you find any, try to pay any missed bills that were sent out for collections or reach out to the credit bureau to resolve the issue.

Pay Down Your Balances
This might seem like a no-brainer, but high credit card utilization can really pull down your score. If you have some extra funds on hand, try to make a large payment if possible. However, you may not want to do so if it causes you to eat into your down payment or closing costs savings.

Increase Your Credit Limit
If you can't pay off your balance, you can always try to increase your credit limit. Your debt-to-credit ratio is the total balances across all of your accounts divided by your total amount of credit available. This is a. metric lenders use to evaluate how responsible you are with credit. Call your credit card issuer and see if you can increase your line size. This will help reduce your debit-to-credit ratio and could boost your score by a couple of points.

Don't Make Any Major Purchases
Financing a major purchase prior to buying a home can significantly alter your credit profile. Avoid purchasing a new car or putting a significant balance on a credit card. Doing so will increase your debt-to-income ratio, which can heavily impact your credit. You should especially avoid major purchases after you've already been pre-approved by your lender.

02/22/2022

New homes in Richmond, TX starting from 284,995
$
For more info or scheduling your privet showing call me at 713-614-2886.

02/22/2022

Before and After!!!
Getting weekly updates on the new construction that will be Ready on May 2022 !!! So excited for my first home buyers clients!!! Stay tuned 🏠👷‍♀️👷‍♀️

02/21/2022

Coming soon in Pearland, Texas and offered at $399,900!

1 Story
4 Bedrooms
3 Bathrooms
Game Room
3,084 sq ft
2 Car Grage
$399,900

For more information or to schedule your privet showing , contact me TODAY!!!! 713-614-2886