05/27/2021
Here are 15 excellent quick tips for home buyers:
1. You should be pre-approved by a lender and ready to make an offer, before you start looking at homes so you will know your buying power.
2. Save for your down payment and don’t move money around before you apply for a mortgage.
3. Get your credit into shape months before you buy a home to get the best loan terms.
4. Don’t mess with your credit during the mortgage process, by making large purchases or missing payments.
5. The foundation, roof, and HVAC system are often the most expensive potential repairs, try to buy a home that does not have major problems with these things.
6. Getting a professional inspection before you buy a home is not required, but it is an excellent idea that can save you time and money in the future.
7. Attend the home inspection so that you get the most value and knowledge directly from the Inspector.
8. Visit the neighborhood during different times of day to see what living there will be like. Is there excessive street traffic after school, loud noises at night, or construction happening early in the morning?
9. If you have or plan to have children, consider the quality of the schools in the district, the walk-ability of the neighborhood, and the local crime rate.
10. A bigger home isn’t always better. In fact, a modest sized family home costs less in energy & maintenance, and often is easier to re-sell.
11. Don’t waste time and energy looking at houses that aren’t in your budget or don’t suit your needs. It’s okay to walk out of an open house or showing if you know it’s not a good fit.
12. Hire a professional to deep clean the home before you move in. Carpets, blinds, HVAC
13. Change the locks the day you move in, and consider getting a security system as soon as possible.
14. Save for a rainy day, so that you will have the funds for unexpected costs as a homeowner.
15. Don’t be afraid to ask your Realtor or Mortgage Consultant questions. Use their home buying expertise to your advantage.
**If you are ready to start your home buying journey, I would love to be the real estate expert for you. Reach out if you need
assistance.
