Margo Emery, Realtor

04/24/2023

Mortgage rates are changing.

Homebuyers with good credit scores will soon encounter a costly surprise: a new federal rule forcing them to pay higher mortgage rates and fees to subsidize people with riskier credit ratings.

Starting May 1, upfront fees for loans backed by Fannie Mae and Freddie Mac will be adjusted because of changes in the Loan Level Price Adjustments.

The entire matrix of fees based on credit score and downpayment has been updated. If you have a top credit score, you’ll still pay less than if you have a low credit score. However, the penalty now for having a lower credit score will be smaller than it was before May 1.

Please note if you’re eligible for a VA Loan, this change will not impact your loan.

Contact me to learn more about about how these changes may impact you.

Mortgage industry professionals call the new rule an “ugly surprise” for people who worked to build their credit.

03/09/2023

Happy International Women’s Day!

01/03/2023

The New Year often brings many good intentions, resolutions and goals- some of which can not be accomplished alone. If you are considering purchasing or selling a home or thinking of investing in Real Estate, contact me. I have just the right team in place to help your Real Estate and 🏡 come true! 🔑

Your input. My output. Together, we will achieve your real estate goals.

or your next home with me.

Margo Emery
📲 713-482-1683
📧 [email protected]

12/08/2022

If you or someone you know can benefit from my services, contact me!

Margo Emery, REALTOR®
Keller Williams Signature
713-482-1683
[email protected]
Download my app! https://kwri.app.link/KWFXZK1
or your next home with me.

11/05/2022

Amazing two-story, 5 bedrooms, 5.5 bathrooms, 3 car garage with study and media room in a master planned community. Gourmet kitchen with unique circular island and hidden walk-in pantry. Formal dining includes butler’s pantry and wine grotto. Wood beams and raised ceilings in Study & Primary! Gorgeous Primary Bath with his and her vanities, large tub, dual showers, and deluxe closet! Second bedroom downstairs includes en-suite bathroom and walk-in closet. Upstairs includes kitchenette and built-in study nook. Covered and screened-in patio and balcony!
Listed exclusively by Keller Williams Signature and won’t last long!

Looking to upgrade or downsize? Contact me! We can get your current home and place you in a home that’s perfect for your current needs!

If you or someone you know can benefit from my services, contact me!

Margo Emery, REALTOR®
Keller Williams Signature
713-482-1683
[email protected]
Download my app! https://kwri.app.link/KWFXZK1
or your next home with me.

11/02/2022

Did you know the primary purpose of a final walkthrough is to make certain that the property is in the condition in which you agreed to buy it, including whether agreed-on repairs were made, and that nothing has gone wrong with the home since you last looked at it. Here is a checklist to help you remember the not-so-obvious things that can go wrong prior to closing.

08/22/2022

Looking to upgrade or downsize? Contact me! We can get your current home and place you in a home perfect for your current needs!

If you or someone you know can benefit from my services, contact me!

Margo Emery, REALTOR®
Keller Williams Signature
713-482-1683
[email protected]
Download my app! https://kwri.app.link/KWFXZK1
or your next home with me.

08/18/2022

Love the pop of color and neutral tones of this gorgeous Newmark home w/ 4 bedrooms (primary brw/ in-suite bath & guest suite w/ full bath down), 2 bedrooms down, 3 full baths. Chef’s kitchen w/ a magnificent island providing storage & prep space, SS appliances included. Spacious home theater, large game room and a 2020 built breathtaking tropical oasis located in the oversized backyard. Lavish pool and spa with an outdoor bathroom is a soothing retreat and blends beautifully with the rest of the home. Exquisite private resort style heated custom pool complete w/ a spacious outdoor kitchen, massive covered patio, pool fire pit sitting area, therapeutic spa w/jets & tropical landscaping. Miles of connected community trails, gyms pools. Exclusively listed by Texas Ally Real Estate group. Ready for a private tour?

08/15/2022

The process of obtaining a home loan is lengthy and can be confusing. Knowing what you should and shouldn't be doing during this time might feel overwhelming and impossible, so work with someone who really knows their stuff – me! Work with me and I'll guide you through every step of the process.

08/01/2022

Having an expert in your corner when it comes to house hunting, negotiations and understanding real estate terminology can be a huge lifeline for first-time buyers. Give me a call and I’ll help you navigate through the process!

If you or someone you know can benefit from my services, contact me!

Margo Emery, REALTOR®
Keller Williams Signature
713-482-1683
[email protected]
Download my app! https://kwri.app.link/KWFXZK1
or your next home with me.

07/22/2022

Looking to settle down and purchase a home in Katy, TX? Here’s some of what Katy has to offer.

http://lstrep.co/XMUxP1ZMP

If you or someone you know can benefit from my services, contact me!

Margo Emery, REALTOR®
Keller Williams Signature
713-482-1683
[email protected]

or your next home with me.

Looking for your next home? Katy, TX has the community you’ve been looking for!

07/19/2022

A pre-approval letter can last anywhere from 30-90 days. It's important to check with your lender prior to submitting any offers to make sure your letter is valid. The letter expires so lenders know exactly where your finances stand prior to buying a home. Mortgage lenders discourage you from changing jobs, making large purchases, or opening new lines of credit. Send a DM for more information.