Dave Your Mortgage Guy

Dave Your Mortgage Guy I offer FHA, VA, Conventional, Jumbo, Hard Money, Bridge, Bank Statement, 1099 loans and more!. 832-689-6012. Call me Today 832-689-6012.

[email protected]
David Krichmar
Top 1% LO nmls #293883
Dave Your Mortgage Guy by
Legend Lending Corp #229421
Equal Housing Vendor I specialize in getting my clients the best mortgage possible. And getting them approved when other banks/lenders have denied them. I offer FHA, VA, Conventional, Jumbo, Hard Money, Bridge, Bank Statement, 1099 loans and more!. [email protected]

David Krichmar Mortgage
Mortgage Tips! Saving you💰
Helping 1000’s of families for 20+yrs! Top 1% LO nmls #293883
Legend Lending #229421
Equal Housing Vendor

06/17/2026

🏠💰 Your weekly Mortgage Rate Update is here! 📈✉️
📞📧 Call or email me today to explore your home financing options! As your trusted lender, I’m here to guide you towards the best mortgage rates.

DaveYourMortgageGuy.Com
832-689-6012


06/16/2026

Don’t Use a VA Mortgage If…

🚨 The housing market is shifting… FAST.We’re seeing:📉 More price cuts📉 Longer days on market📉 More seller concessions📉 B...
06/16/2026

🚨 The housing market is shifting… FAST.

We’re seeing:

📉 More price cuts
📉 Longer days on market
📉 More seller concessions
📉 Buyers gaining leverage again

And honestly?

A lot of buyers still don’t realize how different this market is compared to just a few years ago. 👀

In many areas, sellers are now having to:

✅ Reduce prices
✅ Pay closing costs
✅ Offer repairs
✅ Negotiate harder to attract buyers

That creates opportunity.

Especially for buyers who are prepared and understand how to structure strong offers in today’s market.

The interesting part?

Some of the biggest price cuts are happening in places that exploded during the crazy market run-up.

This doesn’t mean the market is crashing…

…but it DOES mean buyers finally have negotiating power again.

And smart buyers are taking advantage of it.

Comment “MARKET” if you want to talk about what kind of leverage buyers are getting right now 👇

I am always thankful for a customer review, especially for one like this!
06/15/2026

I am always thankful for a customer review, especially for one like this!

06/12/2026

Mortgage finished in 3 days!

🚨 One of the biggest mortgage myths I hear:“If you only live on Social Security, you probably can’t qualify.”That is NOT...
06/12/2026

🚨 One of the biggest mortgage myths I hear:

“If you only live on Social Security, you probably can’t qualify.”

That is NOT always true. 👀

A lot of retirees and older homeowners don’t realize:

✅ Retirement accounts can sometimes help strengthen a file
✅ 401(k), IRA, and investment assets may be usable in qualifying
✅ Social Security income is often viewed differently than taxable income
✅ There are programs designed specifically around retirement scenarios

I’ve seen situations where the income alone looked tight…

…but the overall financial picture made the deal work.

This is why working with the right lender matters.

Too many people assume:
❌ “I’m retired, so I won’t qualify.”
❌ “I don’t have traditional employment income.”
❌ “I’m living on fixed income now.”

Meanwhile, there may be strategies available they’ve never even heard about.

Mortgage qualifying is not always as simple as:
👉 paycheck in = approval out.

Sometimes assets and overall structure matter just as much.

Comment “RETIREMENT” if you want to talk through your options 👇

🏡 One of the biggest housing trends right now?People are staying put… and upgrading the home they already have.And hones...
06/11/2026

🏡 One of the biggest housing trends right now?

People are staying put… and upgrading the home they already have.

And honestly, I get it. 👀

A lot of homeowners are sitting on:

✅ Super low interest rates
✅ Tons of equity
✅ Monthly payments they don’t want to lose

So instead of moving…

They’re remodeling.

We’re seeing more homeowners focus on:

🎨 Fresh paint
🛁 Bathroom upgrades
🍽️ Kitchen improvements

The interesting part?

Many renovations aren’t massive six-figure projects.

A lot of people are making strategic upgrades that improve quality of life AND increase long-term home value.

This is why renovation financing, HELOCs, cash-out options, and equity strategies are becoming a much bigger conversation right now.

Sometimes the smartest move isn’t buying another house…

It’s improving the one you already own.

Comment “REMODEL” if you want to talk through renovation financing options 👇

This was honestly one of the coolest moments of my life.I’ve looked up to Mark Cuban since I was in college. Back then, ...
06/10/2026

This was honestly one of the coolest moments of my life.

I’ve looked up to Mark Cuban since I was in college. Back then, seeing a young guy build a fortune during the internet boom and then go buy an NBA team felt absolutely unreal to me.

I still remember the exact moment I saw him on the cover of Fortune Magazine.

What inspired me most was that he changed the game. It wasn’t the “old money” era anymore. Here was a younger entrepreneur doing things his own way, betting on himself, thinking differently, and winning big.

That was the moment I became a die-hard Mavs fan. 😂

Crazy how meeting someone years later that once inspired you from a distance can feel like a full-circle moment. I actually thanked him for being the huge inspiration he was to me.

06/09/2026

Finance Up to 8 Units With a DSCR Loan in Texas

Address

Houston, TX

Website

, ,

Alerts

Be the first to know and let us send you an email when Dave Your Mortgage Guy posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Dave Your Mortgage Guy:

Shortcuts

Share