Dave Your Mortgage Guy

Dave Your Mortgage Guy I offer FHA, VA, Conventional, Jumbo, Hard Money, Bridge, Bank Statement, 1099 loans and more!. 832-689-6012. Call me Today 832-689-6012.

[email protected]
David Krichmar
Top 1% LO nmls #293883
Dave Your Mortgage Guy by
Legend Lending Corp #229421
Equal Housing Vendor I specialize in getting my clients the best mortgage possible. And getting them approved when other banks/lenders have denied them. I offer FHA, VA, Conventional, Jumbo, Hard Money, Bridge, Bank Statement, 1099 loans and more!. [email protected]

David Krichmar Mortgage
Mortgage Tips! Saving you💰
Helping 1000’s of families for 20+yrs! Top 1% LO nmls #293883
Legend Lending #229421
Equal Housing Vendor

09/25/2026

How to Avoid a Jumbo Loan When Buying a Home in Texas

Texas isn’t just growing. It’s dominating the boomtown list. 🤠🏡A recent SmartAsset analysis of 400+ U.S. cities found 18...
09/24/2026

Texas isn’t just growing. It’s dominating the boomtown list. 🤠🏡

A recent SmartAsset analysis of 400+ U.S. cities found 18 Texas cities among the nation’s Top 75 boomtowns.

And some of the numbers are wild:

🏆 Georgetown — #1 boomtown in America
📈 New Braunfels — #2 nationally
🏠 Leander — 48% increase in housing

More jobs. More people. More homes. More opportunity.

For buyers, investors, and Realtors, growth like this is worth paying attention to — because where people are moving can shape where the next housing opportunities appear.

Thinking about buying or investing in one of Texas’ fastest-growing markets?

📲 Ask Dave. Let’s figure out the mortgage strategy before you make the move.

Your thoughts aren’t always telling you the truth.“I’m not ready.”“This deal is too hard.”“This buyer will never qualify...
09/23/2026

Your thoughts aren’t always telling you the truth.

“I’m not ready.”
“This deal is too hard.”
“This buyer will never qualify.”
“Business is too slow.”
“I’ll make the call tomorrow.”

Sometimes the biggest thing standing between where you are and where you want to be is the story you keep repeating to yourself.

One thing I’ve learned in business, mortgages, and life: thinking and thoughts are not the same thing.

Question the automatic thoughts. Look at the facts. Solve the problem in front of you. Then move.

You might be surprised how many “impossible” situations are actually just underworked.

Great book. Even better reminder.

09/23/2026

🏠💰 Your weekly Mortgage Rate Update is here! 📈✉️

📞📧 Call or email me today to explore your home financing options! As your trusted lender, I’m here to guide you towards the best mortgage rates.

DaveYourMortgageGuy.Com
832-689-6012



🏠 Real estate investors: you may be making DSCR loans harder than they need to be.One of my favorite investor loan progr...
09/22/2026

🏠 Real estate investors: you may be making DSCR loans harder than they need to be.

One of my favorite investor loan programs is a DSCR loan because the focus is on the property’s cash flow—not your personal income.

But there are a LOT of little-known strategies that can make the difference between getting a deal approved, getting better terms, or being told no.

That’s why I’m breaking down my:

🔥 10 DSCR Loan Secrets
📅 September 24th
⏰ 10:30 AM CT
🎥 LIVE Webinar + Q&A

We’ll cover the DSCR strategies and guidelines I use to help real estate investors structure deals—including scenarios that many lenders simply don’t know how to handle.

No tax returns. No W-2s. No personal income needed. The property does the talking.

Want in?

👇 Comment “DSCR” below and I’ll send you the registration link.



Program eligibility, property cash flow requirements, credit, reserves, down payment and other underwriting requirements apply.

Who says you have to sell your current home before buying the next one? 🏡➡️🏡For a lot of homeowners, selling first can m...
09/22/2026

Who says you have to sell your current home before buying the next one? 🏡➡️🏡

For a lot of homeowners, selling first can mean rushing the move, finding temporary housing, or passing up the perfect new home.

Depending on your situation, there may be mortgage strategies that let you buy first and sell later — or even keep your current home as a rental.

The key is structuring the financing correctly.

Before you put that FOR SALE sign in the yard because you think you have to… let’s look at your options.

📲 Message me “BUY FIRST” and I’ll help you figure out what’s possible.

Flew home real quick to see my grandmother and ran into this guy at the airport. GO BIRDS!!!!!!
09/21/2026

Flew home real quick to see my grandmother and ran into this guy at the airport. GO BIRDS!!!!!!

I am always thankful for a customer review, especially for one like this!
09/21/2026

I am always thankful for a customer review, especially for one like this!

09/18/2026

Are there down payment assistance programs with no area restrictions in Texas

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Houston, TX

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