Monica Hansford Realtor

09/06/2025

✨ PRICE IMPROVEMENT! ✨
📍 20518 Terra Springs Dr, Katy TX

This move-in ready home just got even better with a new reduced price!
✅ Granite countertops
✅ Tile flooring throughout
✅ Open-concept living
✅ 10x10 toolshed + peach & plum trees
✅ Panel ready for your hot tub

Don’t miss your chance to own this pristine home at an amazing value.

📲 Message me today to schedule a private showing!

⸻

For Sale: 20518 Terra Springs Dr, Katy, TX 77449 ∙ $295,000 ∙ 0.16 Acres Lot ∙ 2,215 Sqft, 3 beds, 2 full baths, Single-Family ∙ View more.

07/14/2021

A message from your Realtor! 🏡🏡

01/01/2021

Such a special deal. Fairran it was my pleasure to serve you!!!😊😊

10/30/2020

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10/21/2020

Day‼️

07/24/2020

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**I don’t own the rights to this music**

07/22/2020

My specialty is helping homebuyers move through the process and get them to the closing table. I am an expert with helping buyers because I have been on the other side as the Loan Officer and an Underwriter. I was once the person who had to physically look at every document you send over, analyze it, and sign off on it. Knowing the mind of an underwriter gives me an advantage as a Realtor. For example, I know what underwriters look for when reviewing property appraisals. There are some words, that if found in an appraisal can and will change the whole course of the lending process. Your appraisal can go from being "As Is" to "Subject To." This is not the goal. This means that the bank is willing to lend "Subject To" the following repairs being made on the property, and then they will list those required repairs. Well, if the seller isn't willing to make those repairs, then that presents another situation. When I am guiding my clients through their inspections, I am able to look at the property through both lenses. So, my good people, when your loan officer asks you to send bank statements (all pages), tax returns, check stubs, 401k statements etc. please be patient with them. The underwriter is the one asking for those items to prove that your loan makes financial sense, and is not a high lending risk.

Thank you 🙏🏿 so much Juanita Bass for allowing me to represent you in the purchase of your new home. Thank you Geoff Dolive for an awesome loan experience, and Tyler Gregory Consumers for helping Juanita increase her credit scores to get the BEST deal available!

DO YOU KNOW ANYONE LOOKING TO PURCHASE A NEW 🏡 HOME?? Please allow me to help you navigate through the process to home ownership.

07/07/2020

I remember the EXACT moment I decided to go after my dreams. I was working as a credit analyst for a company on the Northwest side of Houston, TX in 2001. I remember there being an opportunity to get promoted in my department. I applied. The following week, I met my new colleague, who I was responsible for training, and his only prior job experience was working at a carwash. It was that very moment I decided I wanted to be in control of my own growth and earning potential. I then became a loan officer. I continued to have a 9-5 as a loan processor, turned mortgage underwriter until I was able to go full time as a loan officer. After about 6 years, full time I was doing great at it, having the TIME of my life, and then BAM! The market crashed back in 2008. Having to pivot, I began using my degree from University of Houston - Downtown to teach. (Yes, I've always been a bookworm! M.Ed - TSU) That was no an easy task, but thankfully, I'm STILL going strong in Real Estate through it all, and I'm SO GRATEFUL. I'll never forget this defining moment. It's why I continue to go after my dreams today.

07/06/2020

So, I grew up in on the Southeast side of Houston, TX. I didn't know that we were poor until I was about 15! LOL I was about 10 years old when I looked at the then 4 brothers, and 4 sisters I was living with in a 3 bedroom home, and really started to become curious about houses, how I could have my own space, and how some houses were so spacious, and that if I had one, I wouldn't have to read in my closet if I wanted to get away from my siblings and all their noise! This peaked my interest in homes, and it became really important to me to someday have one. Fast forward 10 years, and I landed a job doing what? Analyzing credit for mortgage approvals for homes. That passion for the Real Estate industry has lived on inside me ever since. Today I have over 20 years in the industry. I have been a mortgage underwriter, loan officer, mortgage broker, and last but not least, my favorite to date, a Realtor.

07/05/2020

Today I attended a home inspection for one of my buyer clients. Find out why it is a powerful tool in the homebuying process.

07/04/2020

Good Afternoon Family‼️ It's time for good food, great laughs, and spending precious family time. Enjoy your day‼️❤️💚🖤