Lily Martinez Rodgers - Loan Officer NMLS #1531935

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Lily Martinez Rodgers - Loan Officer NMLS #1531935 Dedicated to providing exceptional service. My main focus is to always help customers find the best program available to them.

As a Mortgage Loan Originator, my goal is to give clients a great experience during the home buying process. I understand that home buying is stressful, therefore I do everything possible to make the financing process smooth and seamless. During my career, I’ve gained valuable experience in underwriting, processing, and closing – this enables me to manage your loan application from start to finish, to be an efficient problem solver, and to provide you with regular, accurate status updates and a smooth path to closing. Mortgage Loan Originator NMLS #1531935
CO NMLS # 3116
SNMC.com/Disclaimer
Equal Housing Lender

You don’t need to have it all figured out to buy a home. You just need to know your next step. Not sure if you’re ready?...
09/08/2026

You don’t need to have it all figured out to buy a home. You just need to know your next step.

Not sure if you’re ready? Let’s find out 🏡
DM “READY”

💡 Did you know?? You can purchase a home with up to 10 acres using FHA financing — and you could potentially purchase w...
08/13/2026

💡 Did you know??
You can purchase a home with up to 10 acres using FHA financing — and you could potentially purchase with as little as 3.5% down! 🤯

Think about it:
✨ A home you love
🌳 More land & privacy
🐴 Space for your lifestyle
💰 Potentially only 3.5% down
🏡 One property instead of buying land separately

You don’t have to assume you need 20% down to buy a home with land!
If owning a home with acreage has been on your vision board, this could be an option worth exploring. 👏

📲 Want to know if you qualify? Send me a message and let’s see what may be possible for you!

🏡 WAIT… YOUR FAMILY’S EQUITY COULD HELP YOU BUY A HOME?! 👀💰If a relative owns a home, they may be able to gift you some ...
08/11/2026

🏡 WAIT… YOUR FAMILY’S EQUITY COULD HELP YOU BUY A HOME?! 👀💰

If a relative owns a home, they may be able to gift you some of their equity to help with your down payment and closing costs.
It’s called a Gift of Equity — and it could be a game changer for first-time buyers! 🔑🏠

✨ Less money you may need to bring to the table
✨ A way for family to help you become a homeowner
✨ Another option to ask your lender about

Thinking about buying your first home? Don’t overlook this!

📲 DM me “EQUITY” and let’s talk.

Homeownership DownPayment

🏡 Investors, Texas is calling! 🤠💰Want to grow your real estate portfolio without relying on your personal income? A DSCR...
08/07/2026

🏡 Investors, Texas is calling! 🤠💰
Want to grow your real estate portfolio without relying on your personal income?

A DSCR loan could be your ticket! 📈

✅ No tax returns required (in many cases)
✅ Qualify based on your property’s cash flow
✅ Perfect for rental property investors
✅ Fast, flexible financing across Texas

Whether you’re buying your first investment property or expanding your portfolio, a DSCR loan can help you move faster and smarter.

📩 DM me to see if a DSCR loan is the right fit for your next investment!

🏡 Dreaming of homeownership? A USDA loan could make it more affordable than you think.With USDA financing, eligible buye...
08/05/2026

🏡 Dreaming of homeownership? A USDA loan could make it more affordable than you think.

With USDA financing, eligible buyers may benefit from:
• ✅ No down payment required
• ✅ Competitive interest rates
• ✅ Lower monthly mortgage costs
• ✅ Flexible credit qualifications for many applicants

If you’re looking to buy in an eligible rural or suburban area, you may qualify—even if you didn’t think you could.

Curious if a USDA loan is a good fit for you? Send us a message today, and we’ll help you explore your options with no obligation.

realestate

🏡 The way families buy homes is changing. More families are choosing to live together — parents, adult children, and lov...
08/04/2026

🏡 The way families buy homes is changing.

More families are choosing to live together — parents, adult children, and loved ones under one roof — to create more space, share expenses, and build a future together.

FHA financing allows multiple borrowers to combine income and buying power, helping more families make homeownership a reality.

The next generation of homeownership may look different… and that’s okay. 🔑

📲 DM me “FHA” to see what options may be available.

RealEstate

Buying a 4-plex might be more attainable than you think. 🏡 If you qualify, you may be able to purchase a 2-, 3-, or 4-u...
07/28/2026

Buying a 4-plex might be more attainable than you think. 🏡

If you qualify, you may be able to purchase a 2-, 3-, or 4-unit property with as little as 3.5% down using an FHA loan—as long as you live in one of the units as your primary residence.

That means you can rent out the other units, and the rental income could potentially help cover a significant portion—or even all—of your monthly mortgage payment, depending on your numbers.

This strategy, can be a powerful way to start building wealth through real estate while reducing your own housing costs.

Knowledge is power. The more you know, the more opportunities you can recognize.

🏡 Thinking about investing? Start by learning your options.

🚨 What Lenders Really Look for on Your Credit Report for an FHA Loan??A knowledgeable loan officer understands FHA guide...
07/22/2026

🚨 What Lenders Really Look for on Your Credit Report for an FHA Loan??

A knowledgeable loan officer understands FHA guidelines and knows how to structure your loan correctly. The difference between an approval and a denial often comes down to experience and knowing how to navigate the guidelines. 🏡

🇺🇸If you’ve dedicated your career to serving others, let me help you explore the benefits available to you. ...
07/20/2026

🇺🇸If you’ve dedicated your career to serving others, let me help you explore the benefits available to you. Every buyer’s situation is unique, and I’d be happy to walk you through your options!
📩 Send me a message to see if you qualify!
MortgageTips HomeBuying

Your Mortgage Payment Is More Than Just the Home Price 🏡
07/19/2026

Your Mortgage Payment Is More Than Just the Home Price 🏡

Address

Houston, TX

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm

Telephone

+18324737357

Website

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