Kendra Larson Realtor, brokered by Exp Realty LLC

Kendra Larson Realtor, brokered by Exp Realty LLC I'm always here to help my clients with their real estate needs. You're Property is my Priority!

02/25/2026

📉 Mortgage Rates Just Dropped Below 6% — What This Means for Buyers Who’ve Been Waiting

Big news in the housing market! 30-year fixed mortgage rates are now dipping below 6% (currently around 5.99%) — and that shift can make a BIG difference for buyers who’ve been sitting on the sidelines.

So what does this actually mean for you?

💰 1. Lower Monthly Payments

Even a small rate drop can significantly reduce your monthly mortgage payment. On a $400,000 home, moving from 6.75% to 5.99% could mean hundreds of dollars in savings per month — and tens of thousands over the life of the loan.

🏡 2. Increased Buying Power

Lower rates = more home for your budget.
You may now qualify for a higher price point while keeping your payment comfortable — or simply enjoy a lower payment at the same price range.

🔑 3. More Confidence to Make a Move

Many buyers paused during higher rate peaks. When rates dip below key psychological levels (like 6%), we typically see:
• More buyer activity
• More offers
• Increased competition

If you’ve been waiting, this could be your window before demand heats back up.

📊 4. Opportunity Before the Spring Rush

Rates dropping ahead of peak buying season means you may be able to:
✔ Lock in a lower rate
✔ Negotiate before multiple-offer situations return
✔ Take advantage of builder incentives



If you’ve been “waiting for rates to drop” — this is your sign to at least run the numbers.

Let’s look at what this means for YOUR specific situation and payment. A small shift in rate can create a big opportunity.

Message me anytime to start the conversation.

Kendra Larson
281.961.1437
Co-Founder, Paramount Properties Group
eXp Realty 🏡

02/25/2026

I have several amazing lenders ready to make your dream of being a homeowner come true!

02/22/2026

Let's get you ready to buy a home, I have some amazing lenders I can connect you with to get started!

02/19/2026

🚫 4 Things I Will NOT Do as Your Realtor 🚫

1️⃣ I will NOT pressure you.
This is one of the biggest financial decisions of your life. My job is to guide you, not rush you.

2️⃣ I will NOT sugarcoat the market.
Whether we’re buying or selling in Katy, Fulshear, or surrounding areas — you’ll always get honesty, strategy, and real data.

3️⃣ I will NOT disappear after you go under contract.
That’s when the real work begins. Negotiations, inspections, timelines — I’m there through every step.

4️⃣ I will NOT treat you like a transaction.
You’re not a deal. You’re a family making a move. And that matters.

If you’re looking for a Realtor who protects your investment, communicates clearly, and fights for your best outcome — let’s talk.

📍 Serving Katy, Fulshear & surrounding Houston areas

— Kendra
Co-Founder, Paramount Properties Group
eXp Realty

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