Melony Malone Realtor The Sears Group

06/28/2025

How much house can you afford with a $120k salary? Find out here.

If you’re an aspiring homeowner, you may be asking yourself, "How much house can I afford with 120K salary?" Find your home buying budget.

06/27/2025

Learn the documents you’ll need to buy a house.

The process of buying a house involves many tasks, and one of the most important aspects is proper documentation. Without it, your dreams of buying a home c ...

06/26/2025

Think you know all there is to know about closing on a house? Read on to see if you're right.

Follow these steps on how to close on a house, from preparing to close, knowing what to expect on closing day and key tips for a smooth closing.

06/24/2025

Everything you need to know about prepaying your .

Curious about prepaying your mortgage? Learn what it means and weigh the pros and cons to make an informed choice for your financial future.

06/21/2025

Check out the views of the treetops from this micro-chalet.

Completed in 2024 in Sainte-Béatrix, Canada. Images by Raphaël Thibodeau. La Cime is a micro-chalet project in the heart of nature in the village of Sainte-Béatrix in Lanaudière, with the sensory adventure as a starting...

06/20/2025

Get to know the ins and outs of non-qualified .

Non-QM loans are mortgages that don’t follow CFPB rules for standard home loans. You may like a non-QM loan if you’re self-employed or have a bad credit history.

06/19/2025

Say goodbye to your mortgage on your terms—FHA makes early payoff painless.

Paying off your FHA mortgage loan early has financial advantages including saving money on interest that you would have paid if the loan had gone its full 15-year or 30-year term. FHA loans have the advantage of not allowing your participating lender to charge a penalty for early payoff of the mortg...

06/17/2025

If you're looking into getting a reverse , this article is must-read material.

The FHA Home Equity Conversion Mortgage (HECM) loan is a home equity loan option for qualifying borrowers 62 or older.

06/15/2025

Best greetings to the in your life!

06/14/2025

It's important to find a that will work for you. This guide can help you set one.

First, assess your finances.