Gracia Lending. NMLS 88599

Gracia Lending. NMLS 88599 WCL is an Equal Housing Lender
NMLS ID # 88599 NMLS ID # 1566096 (www.nmlsconsumeraccess.org)
West Capital Lending, Inc.

August was an incredible month for ! We finished #1 in Arizona with $4,018,627 in funded volume and ranked #16 compan...
09/27/2026

August was an incredible month for ! We finished #1 in Arizona with $4,018,627 in funded volume and ranked #16 companywide among more than 2,000 mortgage bankers.

The number I’m proudest of is 21. That’s 21 families we helped pay down debt or add investment properties to their portfolios.

I’m grateful to work with an incredible company and the amazing team behind me. Thank you to every client who trusted us! 🙏

For a real estate investor, sometimes the most important income isn't yours. It's the property's. That's the idea behind...
09/15/2026

For a real estate investor, sometimes the most important income isn't yours. It's the property's. That's the idea behind DSCR financing. Let's talk about what that could mean for your next rental.

Another one.Inquiry submitted at 12:52 PM. Notary ready by 3:24 PM. Fully closed the same day. This is a real closing fr...
09/12/2026

Another one.

Inquiry submitted at 12:52 PM. Notary ready by 3:24 PM. Fully closed the same day. This is a real closing from today — fully electronic from start to finish.

Every deal is different and timelines will vary, but this is the experience we work toward on every single file. If you've been thinking about tapping into your home's equity, reach out and let's see what's possible for your situation.

Zahami: (949)774-2204
Tyler: (480)450-3153
🌐 thegraciateam.com
Follow us →
https://www.westcapitallending.com/team/zahami-gracia-islas
NMLS #88599

I feel incredibly fortunate to work for a company that genuinely promotes entrepreneurship and makes me feel valued and ...
09/11/2026

I feel incredibly fortunate to work for a company that genuinely promotes entrepreneurship and makes me feel valued and appreciated. West Capital Lending takes care of me and my family while giving me the freedom and resources to provide exceptional service to my clients and make a meaningful difference in their lives. I’m truly grateful to be part of this amazing company. Thank you, West Capital Lending! West Capital Lending, Inc.

Income isn't always measured the same way. Depending on the loan program, qualification may consider bank deposits, rent...
09/09/2026

Income isn't always measured the same way.

Depending on the loan program, qualification may consider bank deposits, rental income, property cash flow, or available equity.

See why alternative lending is worth understanding. Message us to get started. 🙂

DSCR purchase closed in Crosby, TX — and this one had a creative structure behind it.This client used a HELOC to fund th...
08/28/2026

DSCR purchase closed in Crosby, TX — and this one had a creative structure behind it.

This client used a HELOC to fund the down payment and closed the purchase in an LLC. No tax returns, no W-2s — the property's income does the qualifying. That's the power of combining the right financial tools with the right team.

A lot of investors don't realize you can leverage existing equity to acquire new properties without tying up your own cash. This is exactly how portfolios get built — using what you already have to get what you want next.

$168,000 purchase price. $190,000 value. Closed in an LLC.

If you're an investor looking to grow your portfolio and want to explore creative financing strategies, let's talk.

Zahami: (949)774-2204
James: (520)891-2431
🌐 thegraciateam.com
Follow us →
https://www.westcapitallending.com/team/zahami-gracia-islas
NMLS #88599
gracia

$826,000 cash-out on a $1,100,000 property. VA loan. Closed.VA loans are one of the most powerful financial tools availa...
08/28/2026

$826,000 cash-out on a $1,100,000 property. VA loan. Closed.

VA loans are one of the most powerful financial tools available to veterans and active duty service members — and a lot of people don't realize you can use them for a cash-out refinance at this level. This client walked away with $826,000 in liquidity, taking full advantage of the benefits they earned.

If you or someone you know has served and hasn't explored what a VA loan can do beyond just a purchase, this is exactly the kind of conversation worth having.

Zahami: (949)774-2204
James: (520)891-2431
🌐 thegraciateam.com
Follow us →
https://www.westcapitallending.com/team/zahami-gracia-islas
NMLS #88599

$712,000 purchase. Conventional loan. Closed in 17 days.Fast closings don't happen by accident. It comes down to having ...
08/28/2026

$712,000 purchase. Conventional loan. Closed in 17 days.

Fast closings don't happen by accident. It comes down to having everything in order from day one, staying on top of every step, and making sure nothing falls through the cracks. That's the standard on every file we touch.

If you're buying and in need of help, reach out.

Zahami: (949)774-2204
Tyler: (480)450-3153
🌐 thegraciateam.com
Follow us →
https://www.westcapitallending.com/team/zahami-gracia-islas
NMLS #88599

Great job Coach Henry Villegas
08/25/2026

Great job Coach Henry Villegas

Address

Irvine, CA

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm

Telephone

+17148764929

Website

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