Stephanie Oteyza, Herron Real Estate

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Stephanie Oteyza, Herron Real Estate

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Stephanie Oteyza, Herron Real Estate, Estate agent, 6144 Gazebo Park Place South Suite 104, Jacksonville, FL.

$When buyers hit a roadblock because they can't find the perfect home, here's what I \*don't\* do: Sit back and wait for ...$

08/29/2024

When buyers hit a roadblock because they can't find the perfect home, here's what I \*don't\* do: Sit back and wait for the market to turn.

Instead, here's how we FIND the home:

• Tap into my Florida network requesting a heads-up on homes coming to the market soon.
• Use social media to advertise my client's needs. Sounds a little strange but I've seen this work wonders.
• Launch targeted mailing campaigns in buyers' dream neighborhoods.
• Connect directly with For Sale by Owners.
• Call investors to inquire about off-market properties.
• Reach out to past clients who might be ready to sell.
• Scout new construction neighborhoods.

Yes, timing is everything in real estate, but waiting around for something to happen? That's not how we'll roll.

What questions do you have about finding your next home? Send me a message.

08/26/2024

Are you hoping to cozy up in a new home by the time the leaves start changing color? The process of buying a house takes a little bit of time, so if your goal is to move this fall, the time to begin your journey is now!

Here's a snapshot of what to expect from the home-buying process:

Step 1: Pre-Approval | 1-2 Days
Before embarking on your home search, getting pre-approved for a mortgage is a crucial first step. This process typically takes between 1-2 days, assuming no credit repairs or additional income verifications are required. Pre-approval not only solidifies your budget but also makes you a more attractive buyer when you're ready to make an offer.

Step 2: Home Search | 3-4 Weeks
Every home search is unique, and the timeline can vary based on market conditions and your specific needs. However, most buyers generally find their dream home within a month. This step also includes exploring different neighborhoods, attending open houses, and refining your list of must-haves.

Step 3: Closing The Deal | 1 Month
Once your offer is accepted, the final steps include home inspection, appraisal, finalizing your loan, and closing. This part of the process usually takes around 30 days. Then, the keys are yours!

Keep in mind that this is a general guideline, and the timeline might shift based on various factors. My role is to guide you through each step, ensuring your home-buying journey is as smooth and stress-free as possible.

Ready? DM me and I'll send you some of my favorite resources to help you get started.

08/22/2024

Who doesn’t love a good timeline? And this one? It’s just for all you homebuyers.

- Find a trusted real estate agent: 1-2 weeks
- Get a pre-approval letter: 1-2 weeks
- Come up with your non-negotiables list: 5 minutes to 3-5 days
- Tour homes: 1 week - 4 months
- Make an offer and negotiate the deal: 3-5 days
- Get your loan approved and have an appraisal and inspection: 1-2 months
- Close on your home: 1 day

On the quick end of things buying a home could be your reality in as little as 10 weeks. I’m ready if you are — DM me and let’s get started!

08/19/2024

“What are the steps to be in a home by year’s end?”

This is a common question I start to hear this time of year.

Here’s a simple roadmap:

If your 2024 to-do list says “buy house” - you’ve got the perfect amount of time to be settled into a new home by the holidays.

August:
✓ Reach out to an agent for a buyer consultation to make a game plan.
✓ Chat with a lender to nail down your home price range and pre-approval letter - typically good for 90 days. (Send me a DM for my lender recs!)

September:
✓ Fun part: Make a Wants vs. Needs list, browse listings, scope out open houses, and begin your home explorations.

October:
✓ Narrow down favorites and submit your offer(s) with the help of your agent.

November:
✓ Seal the deal on your new place and wrap up paperwork by month's end.

December:
✓ Move in, deck the halls, and enjoy the holidays in your new spot!

The TL;DR:
Reach out to your Realtor ASAP! You’ve got the perfect amount of time on your hands to be home for the holidays!

08/12/2024

The secret to saving on closing costs when buying?

It might be hiding in plain sight.

I've stumbled upon a little trick of the trade that’s too good not to share.

Here's the secret: Days on market.

When a home sits on the market for a longer period, sellers are often motivated to seal the deal.

Here's your tip: Look for homes that have been listed for more than 30 days to uncover potential opportunities. By targeting these properties, you could snag a great deal and ease your worries about closing costs.

Looking for more hidden tips to help you secure your next home without breaking the bank? Grab some time on my calendar and let's chat!

08/07/2024

We all make mistakes.

But with a little extra planning and know-how, you can sidestep the following pitfalls the next time selling is on the mind:

• Mistake #1: Listing your home too soon - either before you're emotionally ready or before your home is ready to be viewed.

• Mistake #2: Put your belongings in storage for months and months without thinking about them (and unnecessarily racking up monthly storage fees).

• Mistake #3: Expecting new appliances, furniture, or home decor to be delivered overnight. While pandemic delays are a thing of the past, it can take weeks or months to schedule delivery.

• Mistake #4: Misunderstanding the layout of your new home and whether your current or new furniture will fit. (A tape measure is your best friend here!)

• Mistake #5: Packing too late. On average, it takes 3-5 full days to pack up a three-bedroom house. Triple or quadruple that number if you only want to pack in the evening hours. Slow and steady wins the packing race.

Want to sell without snags? I’d love to help make that happen - DM me or comment below, and I’ll send over my step-by-step Moving Checklist + Utility Providers!

08/05/2024

Want to know the secret to building wealth?

According to these successful entrepreneurs, it starts with investing in real estate.

Swipe to read some of my favorite quotes about real estate in honor of National Homeownership Month!

08/02/2024

Buyers: I know how exciting it is to finally own your own home, but let's face it, it can also be a bit overwhelming.

Between mortgage payments, insurance, and all the little things that come with home ownership, the expenses can quickly add up.

But don't worry, friend, I've got some amazing tips to help you save money and manage the costs of being a homeowner like a boss!

Are you doing any of these things at the moment? Or do you have anything you'd add to these three tips? I'd love to know. Drop what works for you and your family in the comments below!

07/31/2024

Buying a home to build equity, provide security, and accumulate generational wealth? Yes, please!

Letting lifestyle creep (and too many streaming subscriptions) erode your financial cushion and derail your path to homeownership? That’s gonna be a hard pass.

Fact is, some homeownership costs are non-negotiable – mortgage, property taxes, and insurance.

But there are also home expenses that are completely unnecessary — ones that can be mitigated, managed, and minimized.

Here are 3 ways to help you steer clear of frivolous expenditures.

1) Pick your neighborhood wisely.

Not all corners of town treat your wallet the same. Be confident and explore emerging neighborhoods for wallet-friendly options when home hunting.

2) Don’t overlook energy efficiency.

An energy audit is a simple way to learn where your hard-earned dollars are flying out the door — literally.

3) Trim your spending.

It's not glamorous, but it's smart. Regularly eliminate the fluff from your budget, including one too many monthly subscriptions and streaming options. My guess? You might not even notice if they're gone.

Want to chat more about buying a home? I‘d love to help you take your next step — comment below, and I’ll be in touch!

07/29/2024

One thing I won't stop telling new homeowners?

Budget for repairs and replacements.

Taking this advice early in homeownership can be a lifesaver down the road. Here are some notes I’ve shared with my buyers — I’ve updated it with life span estimates, 2024 replacement costs, and monthly savings goals.

Roof
Life span: 20 years
Average replacement cost: $9,353
Savings plan: Save $20 - $40/month

HVAC/Furnace
Life span: 15-20 years
Average replacement cost: $7,500 (replace both at once to save)
Savings plan: Save $10 - $30/month

Smoke Detectors
Life span: 8 years
Average replacement cost: $20 - $50 each
Savings plans: Replace one detector each year.

Wood Deck
Life span: 10-15 years
Average replacement cost: $4,100 - $11,700
Savings plan: Save $20 - $50/month

Washer and Dryer
Life span: 10-15 years
Average replacement cost: $1,000 to $2,300 per set
Savings plan: Save $10 - $50/month per appliance

Stashing funds away in a High-Yield Savings Account (HYSA) each month can give your savings an extra interest boost. Plus, platforms like Ally let you set up 'buckets' for each savings goal. Even if you can’t save for all of these at once, start a general home repair fund.

Plus, I've created a tracker that will help you manage it all. Just shoot me a message, and I’ll send over my Homeowner Maintenance Tracker.

07/26/2024

If you're anything like me, the thought of owning your own home can be both exhilarating and overwhelming at the same time.

On the one hand, you're excited about having a place to call your own, but on the other hand, there's so much to consider when it comes to the costs associated with homeownership.

As a real estate agent, I've seen many first-time buyers who are caught off guard by the unexpected expenses that come with owning a home.

That's why I wanted to take a moment to talk to you about some of the hidden costs you should be aware of before taking the plunge. Swipe for a quick story on the hidden costs of homeownership.

I understand that this can be overwhelming, but don't let uncertainty hold you back from your dreams of homeownership. As your real estate agent, I'm here to help you navigate these hidden costs and ensure that you're prepared for all the expenses that come with owning a home.

So, if you're ready to learn more about the various expenses you'll face as a homeowner and how to plan for them, let's connect! Contact me today and we can go over all the hidden costs of homeownership together.

07/24/2024

Fact: It pays to be a homeowner. Why? One word: Appreciation. Your home's value is set to rise over the next 5 years, and here's the proof.

According to Pulsenomics’ Home Price Expectation Survey (HPES), over _100 experts –_comprised of economists, investment strategists, and housing market analysts– agree that home prices will continue to rise annually, between 3-4%, through 2027.

Let's bring that to street level.

Imagine you invested in a $400,000 home at the start of 2023. Thanks to HPES forecasts, your property could potentially gain a whopping $71,000 in added value over the next half-decade. Now, that's what I call a return on investment.

The takeaway here is clear - being a homeowner truly pays off in dividends. You haven't just purchased a property; you've acquired a growing asset that boosts your wealth year after year.

If you're contemplating the leap into homeownership, let's connect. Together, we'll explore how your home can be a wealth-building investment.

Address

6144 Gazebo Park Place South Suite 104
Jacksonville, FL
32257

Telephone

+19049179948

Website

https://soteyzare.com/

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