Ricky Ostrander, Hawaii MLO NMLS 2123434

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Ricky Ostrander, Hawaii MLO  NMLS 2123434 Aloha,

I am happy to help you with all of your mortgage needs! V.I.P. Mortgage, Inc. does Business in Accordance with Federal Fair Lending Laws. NMLS ID 145502.

HI: Mortgage Loan Originator Company License HI-145502. VIP is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the
government. VIP is approved to participate in FHA programs but the products and services performed by VIP are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not an offer to enter into an agreement. Not all customers will qualify.

There’s no right age to buy a home — but there is aright mortgage for every buyer. We’ll help find it, no matter what st...
10/21/2026

There’s no right age to buy a home — but there is aright mortgage for every buyer. We’ll help find it, no matter what stage they’re at.

Having equity means having options. Let’s explore the best way for you to access yours. Learn more: http://spr.ly/6186BG...
10/20/2026

Having equity means having options. Let’s explore the best way for you to access yours. Learn more: http://spr.ly/6186BG75hI

We rise by lifting others.
10/19/2026

We rise by lifting others.

From hanging pictures to handling small surprises, a few simple essentials can help you feel prepared from day one.
10/17/2026

From hanging pictures to handling small surprises, a few simple essentials can help you feel prepared from day one.

September existing-home sales picked up 1.5% from August but remained 2.2% below last September. With more inventory and...
10/16/2026

September existing-home sales picked up 1.5% from August but remained 2.2% below last September. With more inventory and homes spending longer on the market, buyers may find more room at the negotiating table. Let’s connect and help your clients make their next move.

Your home can be part of your plan for what’s next. A reverse mortgage may help you access your home equity without sell...
10/15/2026

Your home can be part of your plan for what’s next. A reverse mortgage may help you access your home equity without selling or moving. Learn about your options: http://spr.ly/6186BGXvj6

Cash offers continue to play a big role in today’s market. Even for buyers considering going financing-free, a conversat...
10/14/2026

Cash offers continue to play a big role in today’s market. Even for buyers considering going financing-free, a conversation with a loan officer can lay out all the options.

That’s a biiiiig question. Our Rent vs. Buy calculator can help you start answering it. Find it here: http://spr.ly/6182...
10/13/2026

That’s a biiiiig question. Our Rent vs. Buy calculator can help you start answering it. Find it here: http://spr.ly/6182BGsEEr

10/12/2026

Enjoy every step forward.

Get the most out of your square footage — no matter how much you have — with these tips. Get more DIY do’s and don’ts in...
10/10/2026

Get the most out of your square footage — no matter how much you have — with these tips. Get more DIY do’s and don’ts in our guide: http://spr.ly/6180BGY18e

Address

1050 Queen Street Suite 100
Kailua-Kona, HI
96814

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