08/27/2025
✨Exciting Loan Updates✨
🏡VA Loans - 100% financing down to a 500 credit score (guidelines apply on late payments). HUGE for veterans
🏡FHA Loans - Credit scores down to 500
* Below 580 - higher down payment required
* 580+ → up to 96.5% financing
🏡 Self-Employed Borrowers - Only 1 year of self-employment required (no tax returns needed — audited P&L or bank statements accepted)
🏡 Bank Statement Programs - Available for personal & business accounts, including rural properties
🏡DSCR Loans - Now available for 5-9 unit properties (previously just 1-4 units)
🏡 Bridge Loans - Bridge payment does not count toward debt-to-income ratio
🏡 40-Year Amortization - With flexible interest-only options
Now let’s get you a home!
Amanda Begeman
Real Broker, LLC
816-708-5536