11/14/2025
I have been getting a lot of questions lately about Trump’s proposal for a 50 year mortgage, so Bryan and I decided to sit down and break it all down.
There is a lot of noise online about whether this is a smart idea or a terrible one, but most of the takes out there are based on headlines, not the actual math. In this episode, I walk through real numbers, compare payments side by side, show how affordability changes, and talk about when a 50 year loan might actually make sense for buyers.
I also share the scenarios where I would not recommend it. This is not politics. This is about helping people get into homes and helping agents understand the impact this could have on our industry.
If you are a real estate agent, a homebuyer, or just curious about what this could mean for the market, I think you will enjoy this one.
Let me know your thoughts. Is the 50 year mortgage a good idea or not?