Tom Wilser

Tom Wilser Using knowledge, experience, and A.I to help Oregon Home Buyers'/Sellers' Dreams Come True Who is Tom Wilser?

When I was in college, I’d always been interested in real estate but thought it was about sales - I didn’t like sales - but my real estate class instructor was just opening a real estate company and gave me the right perspective: real estate wasn’t sales, it was helping people get the house they wanted. Right out of college, I got into real estate, and have stayed with it ever since. Now, 41 years

later, I’ve had the opportunity to accumulate the experience and tools to master the art of helping a person sell their home and move on to the next. Even to this day, I enjoy the challenges and puzzles of the process which motivates me to constantly innovate and perfect my craft.

02/02/2024

How many Days does it take to sell a home in Beaverton? Enjoy listening.

Click the QR code in the video to see the transcription and the graph and table pdf to view.

01/09/2024

Patti (wife and Real Estate Team member) and I went for a walk in downtown Lake Oswego on Christmas Day. Didn't take a lot of time but it was fun, relaxing, and really is a beautiful downtown area. Thought I would share it with you if you didn't make it this year. Enjoy and have a fantastic 2024!

03/03/2023

Is Your World Spinning?

How Observant Are You?I took over 700 public real estate broker property comments from our local RMLS system and created...
01/15/2023

How Observant Are You?

I took over 700 public real estate broker property comments from our local RMLS system and created two word clouds.

One was for December of 2021 and the other for December of 2022.

Do you see any words in one but not in the other?

Or the same words that differ in size?

Do you see any patterns, insights, or explanations when comparing the two months one year apart?

01/13/2023

Interview with an AI: Episode 2 Internet of Things

Tom: Callame, I heard your have been busy.

Callame: As a language model, I don't have the ability to be busy or not. I am always here to help you with any questions or tasks you have, to the best of my abilities based on the information I've been trained on. Is there something specific you need assistance with?

Tom: What is a typical joke a 4 year old would tell in the United States?

Callame: Four-year-olds have a good sense of humor, but their jokes may be quite simple and heavily influenced by their understanding of the world around them. Here's an example of a joke that a four-year-old might tell:

"Why was the math book sad?
Because it had too many problems."

Keep in mind that children of different ages may find different types of jokes funny, and some may not understand certain jokes at all. Additionally, jokes that are popular among children in one country may not be as well-known or well-liked in another. But I hope this will bring a smile to you!

Tom: What is "The Internet of Things?"

Callame: The Internet of Things, I O T refers to the connection of everyday devices and appliances to the internet, allowing them to communicate with each other and be controlled remotely. This can include devices such as thermostats, security cameras, home appliances like washing machines and refrigerators, as well as more specialized devices like industrial sensors and medical equipment.

Keep in mind that the Internet of Things is a rapidly evolving field, and new developments and applications are constantly emerging.

Tom: What one thing could I do in my home that would be part of the internet of things which would not be too costs but make a big difference in my quality of life?

Callame: There are many ways you can incorporate the Internet of Things into your home to improve your quality of life, and the specific solution will depend on your personal preferences and lifestyle.

One relatively simple and cost-effective solution that can make a big difference in your quality of life is a smart thermostat. A smart thermostat allows you to control the temperature of your home remotely using a smartphone app or voice commands, so you can turn the heat up before you come home or lower the temperature when you're away to save energy. Some smart thermostats also learn your preferences over time and can automatically adjust the temperature to your liking. This can help you to save money on your energy bills and increase your comfort.

Additionally, many smart thermostats include additional features like room sensors, can integrate with other smart home devices and have integration with virtual assistants like Amazon Alexa, Google Assistant, and others.

Another popular and budget-friendly option is smart lighting. Smart lighting allows you to control the lights in your home remotely, as well as set schedules and even control them with voice commands. This can help you to save energy and increase convenience.

Both of these examples don't require major changes to your home and can be easily installed by most people.

Tom: Good to talk with you again Callame. Thanks for your help.

Callame: You're welcome! I'm glad I could help. Feel free to reach out to me if you have any more questions or if there's anything else I can assist you with. I am always here to help you. Have a great day!

01/12/2023

I once saw a bird up high
and I began to wonder why

Could it because the view is the best?
Or was it just a high flying test?

So I ask Ai to make a guess and here is what it said:

"In general, birds tend to like the high places, trees, buildings, poles which offers them an easy protection from predators, and also as they fly they have a good vision of the surrounding and can spot prey more easily."

oswego

01/05/2023

Tom: Is it OK, if for conversational purposes I give you a name?

Callame: Sure, you can give me a name if you’d like! Do you have a specific name in mind?

Tom: Callame AI

Callame: Sure, you can call me AI if you’d like! Please keep in mind that I am just a computer program designed to assist with answering questions and having conversations, and I do not have personal feelings or preferences. I exist to help you, so please don’t hesitate to ask me any questions you may have.

Tom: Then I will use “Callame” as your first name and “AI” as your last name.

Callame: That’s fine, you can call me Callame AI if you’d like. Please keep in mind that I am just a computer program and do not have personal feelings or preferences. I exist to help you, so please don’t hesitate to ask me any questions you may have.

Tom: I will keep that in mind. Thank you again. Even though I know you don’t have feelings or preferences I enjoy reading your answers and know that subject to your programming, you give neutral unbiased, informative answers.

Callame: You’re welcome! I’m glad that I can help. As an artificial intelligence, I don’t have personal feelings or preferences, so I can provide neutral and unbiased information and assistance. Please don’t hesitate to ask me any questions you may have. I’m here to help!

Tom: Will artificial intelligence be able to help in the field of real estate as far as providing insightful information about improving a persons quality of life and with the design and implementation of efficient housing structures?

Callame: Yes, it is possible that artificial intelligence could be used to help improve the field of real estate in a number of ways. Here are a few examples:

Personalized recommendations: Artificial intelligence could be used to analyze data about a person’s preferences and needs, and then provide recommendations for properties that would be a good fit.

Design and construction: Artificial intelligence could be used to help design more efficient and sustainable housing structures. It could also be used to optimize the construction process, potentially reducing costs and improving the quality of the finished product.

Property management: Artificial intelligence could be used to analyze data about properties and help landlords and property managers make more informed decisions about things like maintenance and repairs.

Market analysis: Artificial intelligence could be used to analyze data about the real estate market and help people make more informed decisions about when to buy or sell a property.

Overall, the use of artificial intelligence in the field of real estate could potentially help people find properties that better meet their needs and preferences, and it could also help improve the efficiency and sustainability of the housing industry.

Tom: Thank you for your time and I look forward to talking with you in the future.

Callame: You’re welcome! I’m happy to help. If you have any other questions, don’t hesitate to ask. I’m here to assist you.

12/23/2022

Are People Still Buying Houses given High Interest Rates?

Looking at the Portland Vancouver metro area with homes that show a “pending” or offer accepoted date in November we find the answer is “Yes”!

598 accepted an offer in the City of Portland, 113 in Beaverton, 49 in Tigard, 41 in Milwaukie, and 268
in Vancouver.

Sounds like a lot of buying and selling is going on.

However, lets compare November 2021 to November 2022

Estacada had 92% fewer offers accepted this November than last.

Lake Oswego 59% fewer.

Portland had 40.5% less.

Camas Washington was down 62.3% and Vancouver a little over 45%

One City, Aloha had an increase in the number of sales.

What about your price range comparing November 21 to November 22?

Pending sales in the $301,000 to $350,000 range was up 33% in the Portland Metro area but down 14% in Clark County.

New inventory in the $1,501,000. to $2,000.000. range is down 54% in Portland but up 200% in Clark County.

The financing for closed transactions in Nov of 2022 will give you a good idea of what to expect with offers received as a seller or your competition as a buyer. Conventional Financing was 63.4% of the total, FHA 7.7%, VA 5.4% with cash being almost one of every five offers at 21.1 percent.

Homes are selling, people are buying them, but if you want to see where your location and price point fit in, contact me, Tom, at QuickQandA.com and I would be glad to walk you through the information that applies to your situation!

11/11/2022

My name is Tom Wilser and I am with Premiere Property Group, LLC as a Principal Broker in Oregon and Managing Broker in Washington. I am also with Idaho Real Estate Company as an Associate Broker.

Today I want to share some observations and general applications about the average price of homes sold in Tigard Oregon and how it may vary by the type of financing used.

Depending on your type of financing the average price ranges from approximate $590,000 to $701,000.

You might think that cash buyers would have the lowest average price but in fact they are the second highest.

If you are a veteran and can qualify you will notice that the average price paid with a VA loan is higher than that of an FHA loan.

As interest rates rise, you will probably see these averages start to decline.

If you are a cash buyer, you will become more valuable to sellers as your financing is more likely to lead to sale that closes and get the seller their money.

Cash can also be a quicker close and faster solution for sellers. But remember a seller may not be willing to give a large discount on their asking price when they can wait 30 days for a buyer's loan to go through.

As a buyer not paying cash, you will still be a welcome sight to sellers as the number of cash buyers are limited.

If you borrow $500,000. at 7.25% on a 30 year loan you loan payment (P&I) will be $3,410.88
not counting property taxes, mortgage insurance, home owners associate fees, or home owners insurance.

Be an informed consumer.

Is the credit score you think you have, the same one a lender will use to get you the best rate?

Can you restructure your debt to qualify for more of a loan?

Is the interest rate you saw or heard about the one that applies to you?

Have real estate questions? Need more information? If you are not paying cash, let me put you in touch with a lender who will fight for you and have helpful information you may have not thought of?

You can contact me by going to CashNoLoan.com and click on the circle with me in it.

Address

5000 Meadows Road Suite 150
Lake Oswego, OR
97035

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