Mortgage Professional of Minnesota

Mortgage Professional of Minnesota With over 47 years in mortgage lending, I provide expert guidance, personalized service, and smooth closings. Let’s make your dream home a reality!

Coleen TeBockhorst NMLS 274205. Citywide Home Mortgage NMLS 2611 Helping homebuyers in MN, WI & FL for over 47 years. I provide expert mortgage guidance, clear communication, and personalized service from pre-approval to closing. Now with Citywide Home Loans—let’s make your homeownership goals a reality! Guaranteed Rate, Inc. DBA Citywide Home Mortgage NMLS 2611
3940 N. Ravenswood Ave., Chicago, IL 60613
(866) 508-5515 • citywidehm.com
Equal Housing Lender
For licensing information, go to www.nmlsconsumeraccess.org
www.citywidehm.com/licensing-information •
www.citywidehm.com/privacy-center

09/25/2026

What’s going on with mortgage rates? 📈

Rates have been moving quickly, and it’s understandable if you’re wondering what that means for your plans to buy, sell, or refinance.

The important thing is not to make a decision based on the headlines alone. Your numbers—and your situation—matter.

💬 Are changing interest rates affecting your plans? Let me know in the comments.

🏡 More homes. More time. More options.The August numbers are showing some interesting changes in the Twin Cities housing...
09/25/2026

🏡 More homes. More time. More options.

The August numbers are showing some interesting changes in the Twin Cities housing market.

Buyers are seeing more choices and homes are taking a little longer to sell—but prices are still holding up.

👉 Swipe through the carousel for a quick look at what the latest numbers are telling us.

Want the full story? Read my September Twin Cities Housing Market Update here:
https://coleentebockhorst.com/unlock-homeownership-1/f/twin-cities-housing-market-update-%7C-september-2026

💬 What are you seeing in your neighborhood—more homes for sale, price reductions, or homes sitting a little longer?

Why a Condo’s Finances Can Matter Almost as Much as Yours When Getting a Mortgage: When applying for a mortgage, buyers ...
09/25/2026

Why a Condo’s Finances Can Matter Almost as Much as Yours When Getting a Mortgage: When applying for a mortgage, buyers expect their income, credit, debts, assets, and employment to receive plenty of attention. Condo buyers can encounter another layer that sometimes comes as a surprise. Depending on the financing being used, the financial and operational condition of the condominium project itself may also matter.

http://dlvr.it/TVdzYn

What Happens When the House You Want Has a Solar Loan Attached to It?: Solar panels can be an appealing feature when sho...
09/24/2026

What Happens When the House You Want Has a Solar Loan Attached to It?: Solar panels can be an appealing feature when shopping for a home, especially for buyers interested in energy efficiency. But seeing panels on the roof does not tell you who owns them or whether money is still owed. If the solar system was financed, the outstanding obligation can become an important part of the home purchase conversation.

http://dlvr.it/TVd8wC

🏡 More homes. More time. More options.The latest Twin Cities housing numbers are showing a market that continues to move...
09/24/2026

🏡 More homes. More time. More options.

The latest Twin Cities housing numbers are showing a market that continues to move toward better balance.

Buyers are seeing more choices and homes are taking a little longer to sell—but home prices are still holding up.

So, are we moving into a buyer’s market?

I break down the August numbers and what they could mean for both buyers and sellers in my latest Twin Cities Housing Market Update.

👉 Read the full update:
https://coleentebockhorst.com/unlock-homeownership-1/f/twin-cities-housing-market-update-%7C-september-2026

What are you seeing in your neighborhood—more listings, price reductions, or homes sitting longer?

09/23/2026

Should you wait for mortgage rates to come down before buying? Rates matter, but they’re only one piece of the homebuying decision. Before you wait, look at the whole picture. 🏡

Could Paying Off a Debt Before Applying for a Mortgage Actually Be the Wrong Move?: Paying off debt sounds like an obvio...
09/23/2026

Could Paying Off a Debt Before Applying for a Mortgage Actually Be the Wrong Move?: Paying off debt sounds like an obvious way to prepare for a mortgage. After all, fewer monthly obligations can improve cash flow and potentially help with mortgage qualification. But using a large portion of your savings to eliminate a debt immediately before buying a home is not automatically the best strategy. Sometimes the money in the bank can be just as important as the debt you want to eliminate.

http://dlvr.it/TVcKWL

Why Your First Mortgage Payment Might Be Farther Away Than You Expect: After closing on a home, buyers may be surprised ...
09/22/2026

Why Your First Mortgage Payment Might Be Farther Away Than You Expect: After closing on a home, buyers may be surprised to discover that their first regular mortgage payment is not necessarily due a few weeks later. Depending on the closing date, there can be a noticeable gap between receiving the keys and making that first payment. Understanding why can help new homeowners plan their finances during an already expensive transition.

http://dlvr.it/TVbTRm

What’s Ahead For Mortgage Rates This Week – September 21st, 2026: Expectations that the Federal Reserve would raise rate...
09/21/2026

What’s Ahead For Mortgage Rates This Week – September 21st, 2026: Expectations that the Federal Reserve would raise rates to combat significant inflation have come to pass, with a modest 0.25% increase in the rate. The Federal Reserve has stated that it remains committed to restoring inflation to its 2.0% target, which will likely include further rate increases in the future. The rest of the week featured a light economic calendar with very few impactful releases, leaving the Federal Reserve's rate decision as the primary driver of market activity.

http://dlvr.it/TVb11K

Address

10591 165th Street West
Bloomington, MN
55044

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 5pm
Saturday 9am - 3pm
Sunday 11am - 3pm

Telephone

+16127018512

Website

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