09/16/2026
Freddie Mac put the 30-year fixed at 6.76% this week. That is a 14-month high.
A week ago it was 6.71%. A year ago it was 6.35%.
Here is what that number does not tell you about Southwest Wisconsin.
It does not price your street in Lancaster or Platteville. It does not set your payment until a lender quotes YOUR loan. And it does not decide whether listing now or waiting is smarter for your situation.
What it does do: shrink the pool of buyers who can stretch, and make preparation matter more. Price, condition, and how the house is presented still decide who gets leverage here.
If you have been watching rates and wondering what they mean for a move in the next year, what is the bigger question for you right now: the monthly payment, or whether the house you want (or need to sell) is actually ready?
Source: Freddie Mac Primary Mortgage Market Survey, week ending Sep 10, 2026.