Katie Abell, NC Realtor

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Katie Abell, NC Realtor

I help people reach their real estate and financial goals! Lets get in touch and make it happen! I specialize in all areas of real estate, including relocation.

Born and raised in upstate New York, I moved to Concord with my family in 2007. Since moving here, I have lived in Concord, Kannapolis and now settled in Salisbury. I have always enjoyed looking at homes, and helping friends and family find real estate online. Now that I am officially an NC Realtor, I am now able to take my hobby and make it into a career. I love listening to my clients wants and

needs, and making them a reality. As your real estate agent, I promise that you can be confident that I will always have your back and look out for the best interests of you and your family. I am passionate about what I do and I use my passion as the driving force to help my clients reach their real estate and financial goals. When I am not practicing real estate, you can find me working as a freelance PR assistant, playing outside with son or preparing a home cooked meal for my family. My husband and I have a son, named Jack, who is the light of our lives, as well as two fur babies.

08/09/2022

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! 😀

If anyone comes to mind, please send them my way. 📲

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

07/09/2022

🔄 Weekly home refresh! 🔄

We're halfway through the week which makes it a great time for a quick home refresh!

Whether you have kids at home or you're looking for an inspiring place to further your own education, an organized study station can help boost creativity and focus.

Swipe to get started! 👉

06/09/2022

👀 What do mortgage lenders look for? 👀

1. Creditworthiness: including history and score 💯
2. Financials: including income and assets 💰
3. Ability to repay (debt-to-income ratio) 📊
4. Loan-to-value ratio 🏠

Getting pre-approved and pre-qualified for a mortgage should be your first step in the home-buying process. Home sellers want to know that a buyer is serious and well-qualified before reviewing an offer! A pre-qualification letter and proof of funds are usually required when submitting a purchase offer.

Before a lender will pre-qualify a borrower for a mortgage, they look at several factors, including the borrower's employment history, income and creditworthiness. Lenders are looking for a strong employment history, proof of income and a good credit score. Before applying for a mortgage, make sure to have the appropriate documents ready! 📁

With financial documents in hand, the mortgage lender will determine the borrower's debt-to-income (DTI) ratio. DTI ratio is the amount of monthly debt payments to monthly income. A DTI ratio will determine what kind of monthly payment the borrower can afford and how much they can borrow.

But mortgage lenders don’t stop there! Once a home is found and a purchase offer is accepted, the lender will order an appraisal of the property. This helps determine the loan-to-value ratio. A mortgage lender needs to verify that the property is worth the amount they are willing to lend. If an appraisal determines that the property is not worth the loan amount, the purchase contract may need to be renegotiated.

Ready to get started with purchasing your own home? Call or message to learn how to take the next step! 📲

05/09/2022

Happy Labor Day! ☀️

Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one last long weekend to celebrate! 🎉

How have you been spending your long weekend?

Share below! 👇

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

02/09/2022

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣

With interest rates on the rise, you may be wondering if it is a good time to list your home. The market may be leveling but buyer demand is still high! 📈

A competitive selling strategy is key to making your listing as attractive as possible. As a real estate agent, I am keeping a keen eye on the fluctuating market so that I can offer the best advice and service to my clients! I will help you create a plan for prepping, staging and marketing your home in this market.

If you're ready to list or looking for advice on how to prepare your home for sale, call or message me! 📲

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

02/09/2022

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect time to make some end-of-season goals. Let's share the goals we want to accomplish ✔️ before the end of Summer.

What do you want to get done before Fall starts? Share your September goals below! 👇

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

30/08/2022

Wondering which updates to make before listing? 🛠

Before you even pick up a paint brush, let's chat!

Based on your home's current condition and our local market trends, I can help you make a game plan to get your home ready for market. 🏡

Call or message me if you're interested in discussing more! 📲

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

27/08/2022

Pick one! ☝️

Where would you rather spend your Saturday?

A. Golf course ⛳️
B. Garden center 🌱
C. Brunch 🍳
D. Touring open houses 🚪

Comment below! 👇

P.S. If you chose touring open houses, I can help! Call or message me for more details on open houses in our area. 📲

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

26/08/2022

Friday Five! 🖐

The housing market rebalancing is a breath of fresh air for many homebuyers. For the last two years, buyers have been faced with record low inventory, fierce competition, bidding wars and rising home prices. 🥵

We are now starting to see the market cool off, which is giving many buyers the opportunity to find and settle into their new homes. 🏡

If you've been waiting for your window to start your home search, this is great news for you. I am happy to have a one-on-one conversation with you about the changes we're seeing in our local market and help guide you on your next steps.

Call or message to get started! 📲

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

24/08/2022

Attention homebuyers! 📣

Have you been watching the market, wondering if it's a good time to purchase? 🔑

If homeownership has been on your mind, this may be the moment you've been waiting for. The market is starting to rebalance, which is creating more and more opportunity for buyers to succeed.

With inventory on the rise and the market cooling down, your new home may be right around the corner. 📍

I would love to run the numbers with you and give you a behind-the-scenes look into our local market. Call or message me to get started! 📲

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

23/08/2022

If you're thinking of listing your home, there is a lot of opportunity to succeed as a seller. The market may be cooling down compared to the last two years, but there are many motivated buyers out there who are searching for their new homes. 🏡

According to Lawrence Yun, Chief Economist at NAR, "Homes priced right are selling very quickly, but homes priced too high are deterring prospective buyers.”.

As a seller, it is essential to have a competitive strategy in place when listing your home. Pricing your home right is a key factor in helping your home stand out to potential buyers. 🤩

The market is shifting, and I can help you create a listing plan that will help you succeed. Call or message me if you're ready to discuss more! 📲

Katie Abell, Realtor
(845) 551-0429
[email protected]
329520
Lantern Realty and Development, LLC

22/08/2022

Home selling tip! 💡

When you're getting your home ready to list, pay extra attention to your curb appeal. The exterior is the first impression buyers will have of your home, so use this opportunity to make it a great one! 🤩

Today, I'm sharing a few "curb appeal essentials" to help you get started. Spending some extra time on clean up, landscaping and styling will help grab buyers' attention as soon as they pull up. 🏡

If you found this helpful, I can help you get your home ready to list. Call or message me if you're interested in discussing more! 📲

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