Your Friendly Neighborhood Realtor

03/11/2025

10/20/2023

Just received all this info in the last hour only and what the common theme?

PRICE DECREASE!!!!

09/30/2023

Down payment Calculator

Use my new website to find out how much your dream home could cost each month. It's a quick and easy first step towards your new home.

09/30/2023

Some buyers think that to buy a home you have to put 20% down (Still highly recommended), but that's NOT THE CASE! The average down payment for First-Time Homebuyers is actually just 6%! Here’s a look at a comparison of the down payment some THINK you have to put down (20%) vs a more realistic down payment! Let’s chat if you’re ready to make the leap towards homeownership!

09/30/2023

With rates being the highest they’ve been in 2 decades, affordability can be a real challenge! A 2-1 Buydown is one of the many tactics that I can use to help make buying more affordable. Take a look at how the numbers shake out when you’re able to buy your rate down, and lets chat if this is something you’d like to look in to!

08/12/2023

You don't have to prove anything to anyone when buying your first home. Stick to your budget. That proves you're a responsible adult.

Social media has given folks an extreme set of expectations when it comes to real estate. Yes, you need a roof over your head, but you don't need a royal palace. Especially if it's your first home. Take your time, find something that suits your needs, and don't overspend.

When it comes to getting a mortgage, I recommend one where the monthly payment is no more than 25% of your take-home pay on a 15-year, fixed-rate loan. (Take-home pay is the money that's yours after taxes are taken out.) Yep, a 30-year mortgage would have a lower monthly payment, but also a MUCH higher overall price tag. Seriously, a 15-year mortgage will cost the average home buyer in America hundreds of thousands of dollars LESS than a 30-year mortgage. The more expensive the home gets, the more that gap widens. Don't ever get a 30-year mortgage.

For a first-time home buyer, it's best to save up at least 5% of your target home price for a down payment. Saving a 20% down payment is even better to help you avoid paying extra each month for private mortgage insurance. When your budget is set and your down payment is saved up, it's time to get a great agent in your corner to help you find the right home for your needs and your budget.

Courtesy of Dave Ramsey!!!

I can help you or refer you to a good one if needed!!!!

02/22/2023

6 months supply - Buyers market
Today it’s 2.9 months supply
Just saying

January 2023 brought 4.00 million in sales, a median sales price of $359,000, and 2.9 months of inventory. The median sales price is up 1.3% year-over-year, and inventory was up 1.6 months from January 2022. http://ow.ly/8IWu50MY8h8

02/18/2023

Look who’s featured in the “MONEYSHOW” Magazine!!!

10/16/2022

PRE-QUALIFIED vs PRE-APPROVED. What’s the difference?

Pre-approved is when a lender says they’ll lend you money and that you’re qualified to own a home—in other words, they’ve already checked all your credit, finances & income and you’re good to go!

However, pre-qualified means they’ve looked superficially at the application and determined that yes, you could probably get a loan from them (or somewhere else), but haven’t done a rigorous assessment.