07/30/2026
This Downey closing is exactly why I fight so hard for my clients.
My buyers (a doctor and a nurse with grueling hospital schedules) fell in love with a home right down the street from where they were renting. But getting the keys took a lot more than just writing an offer.
Here is what we actually got done behind the scenes to make this happen:
First, we secured a 0% down Practitioner’s Loan, which is an unbelievable tool for medical professionals. Then, we went to work on the terms. I was able to negotiate a full $20,000 off the purchase price and successfully pushed the sellers to complete the necessary repairs before we closed.
But real estate is rarely without its hurdles. Late in the game, we hit a massive roadblock when an underwriter flagged a single email and refused to proceed with the loan. A moment like that can completely kill a deal. My lending team and I did not accept that answer. We pushed back, cleared the hurdle, and forced it through to get the clear to close.
Zero down, $20k under asking, and a beautiful home for them to grow their family in. That is a massive win.
If you are in the medical field, you need to know how to leverage these specific loan programs. DM me “MEDICAL” and let’s get to work.
