07/05/2024
Thinking of buying a house but don’t know where to start?
LAS VEGAS !!!! TIME IS NOW!!!!
•I can help you, I'm Modesto Bascos Jr. Realtor- Love Las Vegas Realty. Your Realtor can recommend a few loan officers if you dont know anyone.
• Once you choose a loan officer, he/she will pre-qualify you, better yet Pre-approved you.. for loan officer to start that process. Loan officer would require these documents..1) proof of income: 2 months of Pay stubs, 2 years of W2 & 2 years tax return.
3) Proof of Assets: 2 monthsBank statements, (401k or stock/bond statements might be required if you’re using them to fund your down payment or to pay off some debts)
4) Credit score, your loan officer will pull out your credit report to see if you are trustworthy of getting any kind of loan.
5) Identification; Driver’s license, state ID, or passport and SSN card...
Once you have all these and submitted it to your loan officer, he/she can then tell you if you’re pre approved or not.. Loan officer would run numbers from information you provided and then she/he would be able to tell you up to how much you could qualify for a loan... all based on debt to income ratio... or loan officer could say you’re not qualified at this time due to super low credit score or too many debts etc . But don’t get discouraged. It should be a motivation for you to work on your credit & normally loan officer would give you suggestions on how to fix issues on your report.
Message me if you have any real estate plans here in Las Vegas.
Modesto Bascos Jr.
Love Las Vegas Realty
702.793.5900 cell
[email protected]
Website:
Looking for a home real estate in the Las Vegas, NV, area? Modesto Bascos Jr. - can help you with finding your next home!