Dale Jones

Dale Jones If you're buying or selling a house in Henderson, Nevada then look no further! I'm the perfect agent

09/10/2015

FANNIE MAE OFFERS FIRST-TIME HOME BUYERS BIG HELP WITH CLOSING COSTS-

If you’re a first-time home buyer just entering the market, you’re in for a springtime treat: Fannie Mae will now pay your closing costs, up to 3% of the price of the home—provided you take the mortgage giant’s home-buyer counseling course first.

The new HomePath Ready Buyer program, announced on Wednesday, allows first-time buyers (defined as those who have not owned a home in the past three years) to take an online course, get certified, and become eligible for what could amount to significant savings. For instance, on a $150,000 home, Fannie Mae could contribute up to $4,500 toward your closing costs—which typically range from 2.5% to 3% of a home’s price—and even reimburse you for the $75 online course.

Read the Full Story Here! - http://www.realtor.com/news/fannie-mae-first-time-home-buyer-closing-costs-help/

09/07/2015

SNEAKY HOME BUYING FEES THAT YOU NEVER GET BACK-

Well, I couldn’t disagree more. That’s like saying that you are throwing money away buying food because when you eat it, it’s gone. Guess what? There are costs to living. And that includes the roof over your head. There are even home ownership costs you don’t get back.

Buying a home is the biggest money decision you will ever make. Don’t take it lightly, and remember that it’s not about playing house. Buying a house you can’t afford can sink you into financial prison, no matter how nice it is.

Now, homeownership can be the right thing for you, after all. Just know, though, that nothing in finance is one-size-fits all, especially when it comes to buying versus renting your home.

Here are some of the fees that fall under the closing costs umbrella:

Read the Full Story Here! - http://www.forbes.com/sites/nicolelapin/2015/04/13/sneaky-home-buying-fees-that-you-never-get-back/

09/03/2015

12 TIPS FOR SPRING HOMEBUYING IN A SELLER'S MARKET-

Sellers hold most of the cards this spring, so buyers must be ready to move swiftly and play smart.
With spring finally here for most of the nation, prospective homebuyers can look at houses and condos without traipsing through snow and ice. Better weather, plus the traditional belief that families search for homes so they can move in between school years, makes spring a major homebuying season in much of the country.

“Especially considering this winter, we’re expecting a very busy spring season,” says Daniel Hedaya, president of Platinum Properties in New York City. “We’re already seeing an uptick.”

The biggest challenge facing homebuyers in many markets may be finding a home to buy. The inventory of available homes for sale remains low in many cities, especially in certain price ranges.

Read the Full Story Here! - http://money.usnews.com/money/personal-finance/articles/2015/04/13/12-tips-for-spring-homebuying-in-a-sellers-market

08/31/2015

MORTGAGE APPLICATION RISE POINTS TO MORE HOMEBUYERS-

Loan applications to purchase a home rose for the third straight week, but lower interest rates were not enough to spur mortgage refinances.

Total mortgage application volume rose 0.4 percent week-to-week on a seasonally adjusted basis for the week ending April 3, according to the Mortgage Bankers Association (MBA). The move was driven entirely by a 7 percent surge in applications by homebuyers. Purchase applications are now 12 percent higher than the same week one year ago

"Purchase mortgage application volume last week increased to its highest level since July 2013, spurred on by still low mortgage rates and strengthening housing markets," said Mike Fratantoni, MBA's Chief Economist.

Read the Full Story Here! - http://www.cnbc.com/id/102567894

08/27/2015

A SUBURBAN PLACE TO CALL THEIR OWN -

Members of the millennial generation still want a home in the suburbs.

A common misconception in the wake of the Great Recession is that Americans, particularly millennials, hold different preferences regarding homeownership and a desire to live in the suburbs. This stylized argument claims that the declining homeownership rates of recent years is a reflection of an increased desire to rent, particularly in more urban locations. However, this assertion is at odds with recent survey data that indicate that preferences for homeownership and suburban living remain strong.

The goal of homeownership, alongside education and owning your own business, remains a key feature of the American Dream. The homeownership rate, for those under age 35 has fallen from 43.1 percent to 35.8 percent from 2004 to 2014, according to Census data. However, this change reflects constraints on housing opportunity rather than a sea change in preferences.

Read the Fully Story Here! - http://www.usnews.com/opinion/economic-intelligence/2015/04/08/millennials-still-want-to-own-a-home-in-the-suburbs

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