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KIM KRONER | Kim Kroner's Home & Lifestyle | | Kim Kroner REALTOR® NVAR Multi-Million Dollar Club |

02/27/2024

Kim Kroner Real Estate

Home Equity Makes All the Difference When You Sell

If you own a home, chances are you have a significant amount of equity in it. Let’s connect to find out how much.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate The Truth About Down PaymentsIf you’re planning to buy your first home, saving up for all the cos...
02/26/2024

Kim Kroner Real Estate

The Truth About Down Payments

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.

Unless specified by your loan type or lender, it’s typically not required to put 20% down. That means you could be closer to your homebuying dream than you realize.

According to the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. In fact, for all homebuyers today it’s only 15%. And it’s even lower for first-time homebuyers at just 8%.

The big takeaway? You may not need to save as much as you originally thought.

Learn About Resources That Can Help You Toward Your Goal

According to Down...



Keeping Current Matters with Kim Kroner Realtor

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment.

Kim Kroner Real Estate If you’re thinking about buying a home soon don't forget - your credit score is key and boosting ...
02/25/2024

Kim Kroner Real Estate

If you’re thinking about buying a home soon don't forget - your credit score is key and boosting it might be easier than you think. Start by reducing debt, staying on top of your payments, and fixing any errors on your credit report, like closed accounts that are reported as open. When you're ready, DM me so we can start the homebuying process.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Worried about saving 20% for a down payment? You might not need to. Plus, time is money, and taki...
02/24/2024

Kim Kroner Real Estate

Worried about saving 20% for a down payment? You might not need to. Plus, time is money, and taking the time to save that much could cost you more in the long run. That’s because while you’re saving, rising rents and home prices are working against you, and you’re missing out on building home equity.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate How Changing Mortgage Rates Impact You [INFOGRAPHIC]If you’re looking to buy a home, it’s importa...
02/23/2024

Kim Kroner Real Estate

How Changing Mortgage Rates Impact You [INFOGRAPHIC]

If you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. That’s because even a small change in mortgage rates can have a big impact on your purchasing power. The best way to navigate changing mortgage rates and make an informed buying decision is to rely on the expertise of a local real estate professional and mortgage lender.



Keeping Current Matters with Kim Kroner Realtor

If you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month.

Kim Kroner Real Estate Ready to become a homeowner this year? Don't wait for the spring rush - this may be a good time t...
02/22/2024

Kim Kroner Real Estate

Ready to become a homeowner this year? Don't wait for the spring rush - this may be a good time to kick off your search. With more homes being listed compared to 2023, and more sellers entering the market, your ideal home could be within reach sooner than you imagined. When you’re ready to explore the options in our area, let's connect.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Ready to make a move? Your current house could be the key to overcoming today’s affordability hur...
02/21/2024

Kim Kroner Real Estate

Ready to make a move? Your current house could be the key to overcoming today’s affordability hurdles. As you’ve paid down your mortgage and home prices rose, your equity grew. Right now, over two-thirds of homeowners are holding at least 50% equity in their homes - that’s a huge advantage when looking to move. DM me to learn how much equity you have.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Achieve Your Dream of Homeownership with Condos and Townhomes [INFOGRAPHIC]If you’re trying to bu...
02/20/2024

Kim Kroner Real Estate

Achieve Your Dream of Homeownership with Condos and Townhomes [INFOGRAPHIC]

If you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes. They may better fit your budget, can help you start building equity, and tend to require minimal upkeep and less maintenance. Looking at condos and townhomes can make it easier to find and buy a home. When you're ready, DM me.



Keeping Current Matters with Kim Kroner Realtor

If you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes.

Kim Kroner Real Estate It’s Time To Prepare Your House for a Spring ListingIf you're thinking of selling your house this...
02/19/2024

Kim Kroner Real Estate

It’s Time To Prepare Your House for a Spring Listing

If you're thinking of selling your house this spring, now is the perfect time to start getting it ready.

Declutter and Organize
First impressions matter, and if your house is a mess, that can easily turn off potential buyers. According to Moving.com: “Decluttering and organizing your space will go a long way in appealing to potential buyers. . . .decluttering will help the buyers see themselves living in your home. Less clutter inside a home also helps a place appear larger and cleaner, which should attract more buyers.”

Deep Clean Your Kitchen and Bathrooms
The kitchen and bathrooms are focal points for many buyers, and often influence their overall opinion of the house. Ensure these spaces dazzle by giving them a thorough deep cleaning.

Maintain Your Yard
Your home’s exterior is the first...



Keeping Current Matters with Kim Kroner Realtor

If you're thinking of selling your house this spring, now is the perfect time to start getting it ready.

Kim Kroner Real Estate Spring Selling Secret: Want your house to sparkle in the eyes of every potential buyer? Show it's...
02/18/2024

Kim Kroner Real Estate

Spring Selling Secret: Want your house to sparkle in the eyes of every potential buyer? Show it's been pampered and cared for. From decluttering to deep cleaning, make sure your space shines bright and leaves a lasting impression. DM me to chat about what steps you need to take to get your house market-ready this season.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Why So Many People Fall in Love with HomeownershipChances are at some point in your life you’ve h...
02/17/2024

Kim Kroner Real Estate

Why So Many People Fall in Love with Homeownership

Chances are at some point in your life you’ve heard the phrase, home is where the heart is. If you’re trying to decide if you want to keep on renting or if you’re ready to buy a home this year, here’s why it’s so easy to fall in love with homeownership.

Customizing to Your Heart’s Desire

Your house should be a space that’s uniquely you. And, if you’re a renter, that can be hard to achieve. But when you’re a homeowner, you have a lot more freedom.

Greater Stability for the Ones You Love Most

One of the hardest things about renting is the uncertainty of what happens at the end of your lease. Does your payment go up so much that you have to move? What if your landlord decides to sell the property? It’s like you’re always waiting for the other shoe to drop.

A Feeling of Belonging

You may also...



Keeping Current Matters with Kim Kroner Realtor

Chances are at some point in your life you’ve heard the phrase, home is where the heart is.

02/16/2024

Kim Kroner Real Estate

Are More Homeowners Selling This Year?

There are more homes for sale this year. Let’s connect to find the perfect one for you.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Don’t Let the Latest Home Price Headlines Confuse YouBased on what you’re hearing in the news abo...
02/15/2024

Kim Kroner Real Estate

Don’t Let the Latest Home Price Headlines Confuse You

Based on what you’re hearing in the news about home prices, you may be worried they’re falling. But here’s the thing. The headlines aren’t giving you the full picture.

If you look at the national data for 2023, home prices actually showed positive growth for the year.

The overarching story is that prices went up last year, not down. Let’s dive in to the data to set the record straight.

2023 Was the Return to More Normal Home Price Growth

If anything, last year marked a return to more normal home price appreciation. To prove it, here’s what usually happens in residential real estate.

In the housing market, there are predictable ebbs and flows that take place each year. It’s called seasonality. Home prices follow along with this seasonality because prices grow the most when...



Keeping Current Matters with Kim Kroner Realtor

Based on what you’re hearing in the news about home prices, you may be worried they’re falling.

Kim Kroner Real Estate Buying a home with your loved ones can be a game-changer. It's not just about cutting costs or be...
02/14/2024

Kim Kroner Real Estate

Buying a home with your loved ones can be a game-changer. It's not just about cutting costs or being able to afford a larger home, it can also help simplify caretaking for aging parents. Finding the perfect multi-generational home can be tricky, and I'm here to help. DM me today and let's find the home that perfectly suits all your needs.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Houses Are Still Selling FastHave you been thinking about selling your house? If so, here’s some ...
02/13/2024

Kim Kroner Real Estate

Houses Are Still Selling Fast

Have you been thinking about selling your house? If so, here’s some good news. While the housing market isn't as frenzied as it was during the ‘unicorn’ years when houses were selling quicker than ever, they’re still selling faster than normal.

The graph below uses data from Realtor.com to tell the story of median days on the market for every January from 2017 all the way through the latest numbers available. For Realtor.com, days on the market means from the time a house is listed for sale until its closing date or the date it’s taken off the market. This metric can help give you an idea of just how quickly homes are selling compared to more normal years.

According to Realtor.com: “Homes spent 69 days on the market, which is three days shorter than last year and more than two weeks shorter than before the...



Keeping Current Matters with Kim Kroner Realtor

Have you been thinking about selling your house?

Kim Kroner Real Estate What’s Really Happening with Mortgage Rates?Are you feeling a bit unsure about what’s really happ...
02/12/2024

Kim Kroner Real Estate

What’s Really Happening with Mortgage Rates?

Are you feeling a bit unsure about what’s really happening with mortgage rates? That might be because you’ve heard someone say they’re coming down. But then you read somewhere else that they’re up again. And that may leave you scratching your head and wondering what’s true.

The simplest answer is: that what you read or hear will vary based on the time frame they’re looking at. Here’s some information that can help clear up the confusion.

Mortgage Rates Are Volatile by Nature

Mortgage rates don’t move in a straight line. There are too many factors at play for that to happen. Instead, rates bounce around because they’re impacted by things like economic conditions, decisions from the Federal Reserve, and so much more. That means they might be up one day and down the next depending on what’s...



Keeping Current Matters with Kim Kroner Realtor

Are you feeling a bit unsure about what’s really happening with mortgage rates?

02/11/2024

Kim Kroner Real Estate

Why You’ll Love Being a Homeowner

You’ll love being a homeowner. Let’s connect and make it happen.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Home Equity Can Be a Game Changer When You SellAre you on the fence about selling your house? Whi...
02/10/2024

Kim Kroner Real Estate

Home Equity Can Be a Game Changer When You Sell

Are you on the fence about selling your house? While affordability is improving this year, it’s still tight. And that may be on your mind. But understanding your home equity could be the key to making your decision easier.

Think of equity as a simple math equation. It's the value of your home now minus what you owe on your mortgage. And guess what? Recently, your equity has probably grown more than you think.

In the past few years, home prices skyrocketed, which means your home's value – and your equity – likely shot up, too. So, you may have more equity than you realize.

How To Make the Most of Your Home Equity Right Now

If you're thinking about moving, the equity you have in your home could be a big help. According to CoreLogic: “. . . the average U.S. homeowner with a mortgage still has...



Keeping Current Matters with Kim Kroner Realtor

Are you on the fence about selling your house?

Kim Kroner Real Estate Headlines saying foreclosures are rising might make you feel uneasy, but there’s no cause for ala...
02/09/2024

Kim Kroner Real Estate

Headlines saying foreclosures are rising might make you feel uneasy, but there’s no cause for alarm. Today’s numbers are still below pre-pandemic levels and are significantly lower than the 2008 housing market crash. Let’s chat more about why today’s housing market is nothing like it was back then.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Curious about your  ? According to CoreLogic, the average homeowner is sitting on around $300,000...
02/08/2024

Kim Kroner Real Estate

Curious about your ? According to CoreLogic, the average homeowner is sitting on around $300,000 in equity. Now that’s a big deal. And if you’ve been in your house for a while, you may have a lot built up too. Let's chat about unlocking the potential in your home equity - whether it's kickstarting a business, investing in education, or making your next move.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Why Pre-Approval Is Even More Important This YearOn the road to becoming a homeowner? If so, you ...
02/07/2024

Kim Kroner Real Estate

Why Pre-Approval Is Even More Important This Year

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024.

What Pre-Approval Is

As part of the homebuying process, your lender will look at your finances to figure out what they’re willing to loan you. According to Investopedia, this includes things like your W-2, tax returns, credit score, bank statements, and more.

From there, they’ll give you a pre-approval letter to help you understand how much money you can borrow.

This sets you up to make an informed decision about your numbers. That way you’re able to tailor your home search to what you’re actually comfortable with budget-wise and can act fast when you find a home you love.

Why Pre-Approval...



Keeping Current Matters with Kim Kroner Realtor

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around.

Kim Kroner Real Estate Are you considering buying your first home? There’s good reason to think about it as affordabilit...
02/06/2024

Kim Kroner Real Estate

Are you considering buying your first home? There’s good reason to think about it as affordability has improved a little bit lately. Lower mortgage rates and growing inventory mean your first home might be just around the corner. If you're ready to start on the exciting journey to homeownership, I'm here to help. Let's connect.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Why Having Your Own Agent Matters When Buying a New Construction HomeFinding the right home is on...
02/05/2024

Kim Kroner Real Estate

Why Having Your Own Agent Matters When Buying a New Construction Home

Finding the right home is one of the biggest challenges for potential buyers today.

But it’s important to remember the process of working with a builder is different than buying from a homeowner. And, while builders typically have sales agents on-site, having your own agent helps make sure you have proper representation throughout your homebuying journey.

Agents Know the Local Area and Market

One way a real estate agent can help is by reviewing the builder's site plan. For example, you’ll want to know if there are any plans to construct a highway or add a drainage ditch behind your prospective backyard.

Knowledge of Construction Quality and Builder Reputation

An agent give you insights into each one's track record, customer satisfaction, and construction practices. Armed...



Keeping Current Matters with Kim Kroner Realtor

Finding the right home is one of the biggest challenges for potential buyers today.

Kim Kroner Real Estate Planning to make a move this year? Whether you're buzzing with excitement for the next chapter or...
02/02/2024

Kim Kroner Real Estate

Planning to make a move this year? Whether you're buzzing with excitement for the next chapter or feeling a bit sentimental about your current home, finding the right balance is key. With these three best practices, you'll feel confident and ready to take on the journey. Let's chat about your plans and ensure you navigate the process smoothly.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Foreclosure Activity Is Still Lower than the NormHave you seen headlines talking about the increa...
02/01/2024

Kim Kroner Real Estate

Foreclosure Activity Is Still Lower than the Norm

Have you seen headlines talking about the increase in foreclosures in today’s housing market? If so, they may leave you feeling a bit uneasy about what’s ahead. But remember, these clickbait titles don’t always give you the full story.

The truth is, if you compare the current numbers with what usually happens in the market, you’ll see there’s no need to worry.

Putting the Headlines into Perspective

The increase the media is calling attention to is misleading. That’s because they’re only comparing the most recent numbers to a time where foreclosures were at historic lows. And that’s making it sound like a bigger deal than it is.

In 2020 and 2021, the moratorium and forbearance program helped millions of homeowners stay in their homes, allowing them to get back on their feet during a...



Keeping Current Matters with Kim Kroner Realtor

Have you seen headlines talking about the increase in foreclosures in today’s housing market?

Kim Kroner Real Estate 2 of the Factors That Impact Mortgage RatesIf you’re looking to buy a home, you’ve probably been ...
01/31/2024

Kim Kroner Real Estate

2 of the Factors That Impact Mortgage Rates

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why?

The answer is complicated because there’s a lot that can influence mortgage rates. Here are just a few of the most impactful factors at play.

Inflation and the Federal Reserve

The Federal Reserve (Fed) doesn’t directly determine mortgage rates. But the Fed does move the Federal Funds Rate up or down in response to what’s happening with inflation, the economy, employment rates, and more. As that happens, mortgage rates tend to respond.

Fortunately, the expert outlook for inflation and mortgage rates is that both should become more favorable over the course of the year. As...



Keeping Current Matters with Kim Kroner Realtor

If you’re looking to buy a home, you’ve probably been paying close attention to mortgage rates.

Kim Kroner Real Estate Will a Silver Tsunami Change the 2024 Housing Market?Have you ever heard the term “Silver Tsunami...
01/30/2024

Kim Kroner Real Estate

Will a Silver Tsunami Change the 2024 Housing Market?

Have you ever heard the term “Silver Tsunami” and wondered what it's all about? If so, that might be because there’s been lot of talk about it online recently. Let's dive into what it is and why it won't drastically impact the housing market.

What Does Silver Tsunami Mean?

A recent article from HousingWire calls it: “. . . a colloquialism referring to aging Americans changing their housing arrangements to accommodate aging . . .”

The thought is that as baby boomers grow older, a significant number will start downsizing their homes. Considering how large that generation is, if these moves happened in a big wave, it would affect the housing market by causing a significant uptick in the number of larger homes for sale. That influx of homes coming onto the market would impact the balance...



Keeping Current Matters with Kim Kroner Realtor

Have you ever heard the term “Silver Tsunami” and wondered what it's all about?

Kim Kroner Real Estate 2024 is already off to a strong start. With demand on the rise, it’s a great time to get your hou...
01/29/2024

Kim Kroner Real Estate

2024 is already off to a strong start. With demand on the rise, it’s a great time to get your house in front of potential buyers. If the thought of selling has crossed your mind, this could be your golden opportunity to make a move. DM me today, and together, let's get your house sold.



Keeping Current Matters with Kim Kroner Realtor

01/28/2024

Kim Kroner Real Estate

How Owning a Home Can Really Increase Your Wealth

If you're choosing between renting or buying a home this year, consider that homeownership can be a significant wealth-building tool. Let’s connect so you can learn more about how buying a home can increase your net worth over time.



Keeping Current Matters with Kim Kroner Realtor

Kim Kroner Real Estate Saving for the down payment on your first home may seem challenging, but resources are available ...
01/27/2024

Kim Kroner Real Estate

Saving for the down payment on your first home may seem challenging, but resources are available to make it easier. There are many programs that offer down payment assistance and help with closing costs. If you qualify, you could be one step closer to reaching your homeownership goal. DM me if you're a first-time buyer looking for guidance—I'm here to help.



Keeping Current Matters with Kim Kroner Realtor

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KIM KRONER | Keller Williams Realty | (703) 946-2526 | (703) 669-0099 |

| #RealEstate | Kim Kroner REALTOR® NVAR Multi-Million Dollar Club | #Loudoun #Fairfax #NoVa #housing #realtor#Arlington

THE REAL ESTATE MARKET IS EVER CHANGING,Fast MOVING, trends change on daily basis. Whether your a Buyer or a Seller you need someone who is up to date on market conditions. In the current climate of rapidly changing Real Estate landscape and low inventory in Northern Virginia and Suburban Maryland you need to be with a pro that knows how to get through the maze.

Welcome to your one-stop source for real estate services covering Arlington, Alexandria, Fairfax, Prince William, Stafford, Clarke and Loudoun Counties in Virginia.