Dawn Cheuvront, NMLS 1795220 - Mortgage Loan Originator, AVP

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Dawn Cheuvront, NMLS 1795220 - Mortgage Loan Originator, AVP Dawn Cheuvront, NMLS # 1795220
Republic Bank & Trust Company - Equal Housing Lender - NMLS # 402606

10/01/2026

Are you ready to purchase your dream home but feeling confused about the difference between a home inspection and an appraisal? You’re not alone! A home inspection is all about checking the property's condition to reveal repairs or issues, providing you with peace of mind before closing. On the other hand, an appraisal determines the home's market value to ensure you're paying a fair price. Both are crucial steps in buying a home but serve different purposes. 🏠

Are you or someone you know navigating the maze of home buying? Let's chat about how I can guide you through the process from start to finish! Reach out to me to get started with your journey to homeownership.
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

09/29/2026

Unlocking your dream home is closer than you think with the right Loan-to-Value (LTV) ratio! Understanding LTV is key to optimizing your mortgage options and achieving your homeownership goals.

Curious about how LTV might affect your mortgage eligibility or interest rates? Let's chat. Whether you're a first-time buyer or planning to refinance, I'm here to guide you every step of the way.

Reach out and let’s start crafting your path to homeownership today! Who's excited to take the next step?
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

09/24/2026

Have you ever wondered what an escrow account really is and why it might affect your mortgage? 🏡

An escrow account acts as a financial safety net—it holds funds for big expenses like property taxes and homeowner’s insurance to ensure everything is paid on time. It's like having an extra layer of assurance for both you and the lender.

As your trusted Mortgage Loan Officer, I'll guide you through every step, making sure you understand every part of your journey home.

Interested in a hassle-free mortgage experience? Let’s chat!
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

Don't let the complexities of the housing market hold you back; mastering these key steps is the ultimate way to ease in...
09/24/2026

Don't let the complexities of the housing market hold you back; mastering these key steps is the ultimate way to ease into the home-buying experience with absolute confidence. Reach out to me today to get started on your way to your home buying success!
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

Determining if now is the best time to refinance depends on three key factors: your current interest rate compared to ma...
09/22/2026

Determining if now is the best time to refinance depends on three key factors: your current interest rate compared to market rates, your break-even point, and your long-term housing plans.
When It Makes Sense to Refinance:
* Lower Interest Rates: You can reduce your existing rate by at least 0.75 to 1.0 percentage point.
* Shorter Loan Term: You want to switch from a 30-year to a 15-year or 20-year term to pay off your home faster.
* Debt or Cash Needs: You need a cash-out refinance to handle major expenses or consolidate high-interest debt.
Reach out to me and let's discuss if now is the best time for you to refinance and how that fits into your long-term financial goals.
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

09/22/2026

Dream home alert! 🏡 Unlike typical bankers, I'm here for you beyond the 9-to-5. Whether you're a night owl looking for a late-night pre-qual or an early bird catching mortgage pre-qualification at dawn, I'm ready to assist. Together, let's make your home financing journey as smooth as possible.

Got questions at odd hours? Reach out to me --I'm here to help. Your dream home doesn't adhere to bank hours, and neither do I!
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

09/17/2026

Buying a home is one of life's biggest milestones, and securing your investment is paramount. Owner's title insurance protects you from potential legal claims against your property's ownership, so you can confidently enjoy homeownership without unexpected surprises.

Have questions about title insurance or the home buying process? I'm here to help! Contact me to get started on a seamless journey to your dream home. Let's make sure your future is as secure as your new doorstep feels.
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

A low interest rate can be appealing, but it’s only one piece of the puzzle. The real measure of a good deal is how the ...
09/17/2026

A low interest rate can be appealing, but it’s only one piece of the puzzle. The real measure of a good deal is how the total costs—loan terms, fees, taxes, and upkeep—fit into your budget and long-term goals. Let's chat and find the best overall solution for you and your unique homebuying needs.
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

09/15/2026

Confused about closing costs and prepaids? You're not alone, but as your trusted Mortgage Loan Officer, I'm here to clear things up!

Closing costs are all the fees related to finalizing your mortgage loan, while prepaids cover items like property taxes and insurance that you're paying in advance. Understanding these can save you stress (and maybe some money) down the line.

Let's make this home buying journey seamless so you can focus on celebrating. Got questions or need guidance? Reach out to me today, I’m here to help you navigate every step of the way.🤝
https://myoc.io/aX6FxxaoH0z



NMLS ID 1795220

Address

3608 Walden Drive
Lexington, KY
40517

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