04/22/2026
Don't Let the Headlines Keep You on the Sidelines 🏠
If you’re looking to buy your first home in Omaha, Lincoln, or the surrounding areas, the news can feel a bit overwhelming. But here is the "catch" mentioned in today’s index: while rates saw a slight bump this week, they have remained relatively stable over the last month.
For first-time buyers, timing the market is rarely as effective as preparing for the market. Here is why now is still a great time to start your journey:
-FHA & VA Options: Notice those rates for FHA and VA loans? They consistently edge out traditional 30-year fixed rates, making homeownership more accessible for those just starting out or those who have served.
-Stability over Volatility: We aren't seeing the wild swings of previous years. A stable market allows you to budget more accurately and negotiate with confidence.
-Inventory Knowledge: Knowing the local landscape—from new builds in Omaha to established neighborhoods in Lincoln—is your biggest advantage.
🖋️Bottom Line: The best time to buy is when you have a solid plan and the right team in your corner. Let’s sit down and look at the numbers together to see how we can make that first home a reality this spring.
Jeff Lewis | REALTOR®
Nebraska Realty-The Home Team
402-321-4548
View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.
