Commercial Residential Solutions

03/04/2017

This was a great idea until the IPO involved a government bailout. Penny stock headed our way.

03/04/2017

This is a must read. An Obama legacy.

https://www.facebook.com/david.chapman.963871/posts/10155007593664280

After fair housing legislation was passed in 1968 during the civil rights era, the black homeowership rate increased for thirty years and reached nearly 50 percent in 2004, but all those gains have been erased in the last 12 years.

11/05/2016

https://www.facebook.com/theChapmanTeamRealEstate/posts/1637267219904589

Interesting read on rates.

As widely expected, the Federal Reserve left short term interest rates unchanged with the presidential election just days away. In a policy statement, the Federal Open Market Committee (FOMC) made no mention of the

08/20/2016

For the intellectual I will follow my previous posting with this short from Scottsman Guide.

Homeownership rate descends to a 50-year low
Despite two years of strong monthly job gains and solid home sales at a pace of 5.5 million units annually, the homeownership rate as of the second quarter fell to its lowest level in half a century, according to the U.S. Census Bureau.

08/20/2016

I haven't posted in a while but couldn't pass up sharing this information from a trusted colleague, Rob Chrisman.

What is upper class? Upper households saw their median income increase 47 percent to $174,600 from 1970 to 2014, while the middle class only experienced a 34 percent increase to $73,400 and the lower class received a 28 percent growth to $24,074. The upper class also now controls 49 percent of the nation's aggregate income, increasing from 29 percent in 1970. The middle class once held 62 percent of the nation's income in 1970 but that share has dropped to 43 percent.

Pacific Coast Bankers Bank observed that, "The median net worth of upper class families also doubled from 1983 to 2013 reaching $650,100, the median net worth of the middle class increased 2 percent to $98,100 and the lower class saw their wealth drop 18 percent to $9,500. The middle class used to be the core of America, but recently, more households have struggled due to a combination of stagnant wage growth and increased living expenses. This economic polarization has contributed to a wider gab between the rich and poor, and a dwindling middle class."

08/07/2016

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06/06/2016

http://www.greenboxloans.com/Licensing

Not just for self-employed borrowers who utilize legal tax deductions to reduce their taxable income needing to qualify for home loans, but also for investment properties qualified on the rental income and foreign nationals just to name a few.

06/06/2016

Mortgage rates could end year near historic lows, Fannie Mae economist says

In its latest economic outlook, Fannie Mae reported last week that economic growth stalled out in the first quarter, but an improved labor market was good news for the housing market. Fannie Mae Chief Economist Doug Duncan spoke with Scotsman Guide News about the economic trends and why he is predicting a significant drop in mortgage production and only one rate increase from the Federal Reserve this year.

05/24/2016

Kaye Chapman ( DRE #01052016 ) serves the real estate needs of Southern California by building relationships one transaction at a time. Your transaction is our focus!

05/15/2016

http://www.comressoln.com/market-trends---blog/ginnie-mae-former-president-speaks

This is an in depth look at Ginnie Mae operations and their involvement in our economy. Some would say that a Ginnie Mae 2.0 would not be good for free markets and argue a giant Ginnie Mae, even...

11/09/2015

Something different for a change. A little holiday information I thought you might like as it is getting so close.

http://www.lifehack.org/articles/lifestyle/40-christmas-decorating-ideas-that-will-bring-joy-your-home.html

Here are 40 Christmas decorating ideas that will bring joy to your home this holiday season.