08/10/2026
So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.
If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.