Michele Albohn- Retirement Mortgage Broker

Michele Albohn- Retirement Mortgage Broker Aging-in-place financing | Retirement Mortgage Broker | Residential, DSCR, bank statement, bridge Michele Albohn is not your average loan officer.

Not only is she a mortgage broker with over 200 lenders, but Michele’s background is unique and well-rounded. She began working with the elderly and disabled 21 years ago and a Medicaid application specialist in New York. She moved on to work as the head Paralegal for a prominent law firm on Long Island where she helped clients with estate planning, asset protection, real estate transactions and M

edicaid planning. She obtained a degree in Health Care Administration with the goal of being a nursing home administrator. She worked in a nursing home as the Director of Finance and Admissions. Not only did she review insurance and medical information to admit the appropriate patients, but she also made sure their care was covered. Michele genuinely loves serving the senior population, it is just a part of her. She started her own company, In Good Hands Medicaid Consulting LLC in 2014 where she did financial planning, real estate transactions, asset protection and Medicaid applications for over 400 of Long Islands’ elderly and disabled. She helped coordinate care, had relationships with the Alzheimer’s Association, home care agencies and nursing homes who referred their patients to her. She was awarded Marquis Who’s Who in 2020 for her work in the field. Michele brings a unique blend of experience and a passion for seniors as a loan originator. Her background allows her to take a holistic approach to the home buying process. She is a designated Certified Mortgage Advisor where she was extensively trained in all aspects of the economy and financial markets. This expertise allows her to help consumers understand how to use mortgage debt to build sustainable, lifelong wealth, making them a valued resource to clients and referral partners. Michele relocated to East Tennessee in 2020 and has a second home in Louisville, KY. She enjoys helping consumers relocate to any of the 15 states she is licensed in but enjoys sharing her love of TN & KY with others. She is also a real estate investor and had a portfolio of 6 properties in 4 different states. She provides other real estate investors with the knowledge and expertise she wished she had when buying her investment properties. Michele takes pride in prioritizing her clients and referral partners. All of her experience and education is used to best serve and add unique value to anyone that works with her.

After more than 25 years working with seniors, I’ve learned that the biggest challenge isn’t always finding solutions…So...
06/17/2026

After more than 25 years working with seniors, I’ve learned that the biggest challenge isn’t always finding solutions…

Sometimes it’s simply knowing what options exist.

Many people spend countless hours researching a new car, vacation, or major purchase, yet they won’t spend 15 minutes learning about a financial strategy that could potentially improve their retirement.

You don’t have to choose a Reverse Mortgage.

You don’t have to agree with it.

You don’t even have to like it.

But why not understand it?

Today’s Reverse Mortgages are very different than what many people remember. For the right person, they can help create greater cash flow, eliminate a required monthly mortgage payment, preserve retirement assets, provide funds for home improvements or care needs, and create more flexibility and peace of mind.

My goal has never been to convince people.

My goal is to educate, answer questions, and help seniors make informed decisions based on facts—not myths.

The best retirement decisions are informed decisions.

You may discover it’s not a fit for your situation. Or you may discover an opportunity that could make a meaningful difference in your retirement years.

If you’re age 62+ and would like to learn more, I’m happy to have a conversation.

No pressure. No obligation. Just information.

📞 Michele
865-424-6350

Don't miss this!🏠This Thursday June 18th at 1:00 pm ETIn this month's Advisor Series, Ryan Ponsford and Hank Sander pull...
06/17/2026

Don't miss this!🏠

This Thursday June 18th at 1:00 pm ET

In this month's Advisor Series, Ryan Ponsford and Hank Sander pull back the curtain on how to position home equity as a proactive financial tool rather than a "last resort."

If you are not an advisor, join in to learn more!

What they’re covering:
· The growth potential of a reverse line of credit
· Strategies for market volatility, in-home care, and spending shocks
· Moving beyond the "last resort" narrative to serve clients sooner

Hope to see you there! Link in comments 👇

Another way for realtors to help clients and generate more revenue.
06/12/2026

Another way for realtors to help clients and generate more revenue.

Why retirees are some of the most underestimated buyers in your pipeline. Diane had a clear picture in her head.

06/12/2026

I’m not your typical loan officer.My career has been built around helping seniors and families navigate important life d...
06/11/2026

I’m not your typical loan officer.

My career has been built around helping seniors and families navigate important life decisions.

Over the past 25+ years, I’ve had the privilege of serving as:

• Head Paralegal of a prominent law firm
• Medicaid Planner
• Nursing Home Admissions & Medicaid Coordinator
• Business Owner
• Certified Mortgage Advisor (CMA)
• Certified Reverse Mortgage Specialist

Through every role, one thing has remained the same:

My passion for helping people understand their options and make informed decisions.

I’ve learned that the best outcomes happen when we look at the whole picture—not just one piece of it.

Retirement.
Housing.
Cash flow.
Healthcare.
Family goals.
Long-term planning.

Everything is connected.

That’s why I don’t believe in one-size-fits-all advice.

I believe in listening first, educating second, and helping people find the strategy that best supports their goals and future.

The loan is simply a tool.

What matters most is the outcome it helps create.

If I can be a resource for you, your family, or your clients, I’m always happy to have a conversation.

📞 Michele
865-424-6350

Exciting news–I'm now a Knock Certified Partner Plus!As an experienced Knock partner I can help you leverage the Knock B...
06/09/2026

Exciting news–I'm now a Knock Certified Partner Plus!

As an experienced Knock partner I can help you leverage the Knock Bridge Loan™–a powerful way to buy before you sell, make non-contingent offers, and move on your terms with less stress.

Interested in learning more? Let's talk!

After spending more than 25 years helping seniors through Medicaid planning, eldercare, estate planning matters, long-te...
06/08/2026

After spending more than 25 years helping seniors through Medicaid planning, eldercare, estate planning matters, long-term care concerns, and retirement challenges, I’ve come to a surprising realization.

One of the most misunderstood financial tools available to retirees today may also be one of the most beneficial.

For some reason, many people are willing to explore almost every retirement strategy imaginable—except a Reverse Mortgage.

Unfortunately, many opinions are based on outdated information, old stories, or misconceptions rather than how these programs actually work today.

What I’ve learned is that this isn’t simply a “last resort” product.

For the right person, it can help create cash flow, eliminate a required monthly mortgage payment, fund home modifications, pay for in-home care, preserve retirement assets, provide a line of equity for future needs, purchase a retirement home, and create greater financial flexibility and peace of mind.

I’ve seen firsthand how financial stress impacts seniors and their families. I’ve also seen how having more options can completely change someone’s retirement experience.

My mission has always been helping older adults live with greater dignity, independence, and security. That’s exactly why I’m so passionate about educating people on this often-overlooked strategy.

You don’t have to choose it.

But I believe you owe it to yourself to understand it.

Because if people never learn the truth, they may never discover a tool that could make a meaningful difference in their retirement years.

I donut know what I’d do without your referrals! 🍩❤️A heartfelt thank you to everyone who has trusted me, recommended me...
06/05/2026

I donut know what I’d do without your referrals! 🍩❤️

A heartfelt thank you to everyone who has trusted me, recommended me, and supported my business along the way. Referrals are one of the greatest compliments I can receive, and I’m grateful for every single one.

Hope your day is filled with a little sweetness and a lot of smiles!

Unlock the Power of Your Home Equity — Even In RetirementMeet Robert. At 74, with a home valued at $950,000 and a mortga...
05/29/2026

Unlock the Power of Your Home Equity — Even In Retirement

Meet Robert. At 74, with a home valued at $950,000 and a mortgage balance of $250,000, a traditional HELOC only qualified him for $33,000.

With EquitySelect HELOC, he qualified for $200,000 — at the same capped monthly payment of just $260.

💡 If you're a homeowner sitting on significant equity, you may have more financial flexibility than you think.

✅ Plans start at just 1% of the annual balance per month
✅ Choose a first- or second-position HELOC based on your needs
✅ Same manageable monthly payment — dramatically more access to your equity

Ready to see what you qualify for?
📞 865-424-6350
📧 [email protected]

This week we explore a common scenario for retirees.  Thoughts?
05/29/2026

This week we explore a common scenario for retirees. Thoughts?

How your home equity can create tax-smart income — and protect what you’ve already saved. When Jim and Carol retired, they had done everything right.

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Franklin, TN

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