Tammy Sells Palm Beach

08/17/2023

Best Florida County to Live In

Tammy Giunta is a real estate agent with Exit Realty Premier Elite. Check out Tammy Giunta's listings or office listings.

08/13/2023

The Federal Reserve Has Paused Rate Hikes. Here's What That Means for Home Equity Loan Borrowers
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The Federal Reserve recently opted to pause interest rate hikes in response to lower inflation levels. This could be beneficial for those looking to take out a home equity loan, as the cost of borrowing is likely to remain steady. Despite the pause, borrowers should still apply soon as the Fed is se...

07/31/2023

US Homebuilder Sentiment Surges

Tammy Giunta is a real estate agent with Exit Realty Premier Elite. Check out Tammy Giunta's listings or office listings.

07/30/2023

Citizens Property Insurance weighs double-digit rate increase for Florida customers
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Citizens Property Insurance Corp. is the largest property insurer in the state of Florida, with 1.322 million policies as of Friday. The insurer has requested a 13.3% rate increase, with the most common type of homeowners’ policies getting hit with 12% hikes. The rate increases are needed because ...

07/22/2023

Florida program has $10,000 for you if you're hardening your home against hurricanes
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The My Safe Florida Home program, launched in November, provides grants up to $10,000 to Florida residents to help them harden their homes for hurricane season. To qualify for the program, applicants must own and live in the home, qualify for the homestead exemption, have an insured value of $700,00...

07/14/2023

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07/13/2023

Property Values Continue to Climb in South Florida

Tammy Giunta is a real estate agent with Exit Realty Premier Elite. Check out Tammy Giunta's listings or office listings.

07/04/2023

Mortgage applications surge with decrease in rates
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The Mortgage Bankers' Association's economist, Joel Kan, reported that the MBA Mortgage Applications Composite Index increased by 7.2% compared to a 1.4% decrease a week ago. The Purchase Index increased by 7.6% compared to a 1.7% decrease in the previous week, while the Refinance Index increased by...

06/26/2023

Fla. Oks $117.3M for Affordable Housing Development
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The Florida Housing Finance Corporation Board of Directors approved $117.3 million in loan funding to address the cost increases of 30 affordable housing developments across the state. The majority of the funding comes from the Live Local Act, a law signed by Gov. Ron DeSantis in March, which alloca...

06/25/2023

House Down Payments are Cheaper Than Ever, But You Pay the ...
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For decades, the recommended down payment on a house has been 20%, however due to rising home prices, the average down payment in 2022 was just 6%. Recently, two major lenders have started offering some customers mortgages with only 1% down payments, to help those struggling to buy a home. However,....

06/17/2023

Florida's property insurance of last resort, Citizens, seeks rate hike
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The Florida Office of Insurance Regulation will be holding a hearing on June 8th regarding a proposal by the state-backed Citizens Property Insurance Corp. that would lead to double-digit rate increases for homeowners. The average rate increase being proposed is 14.2%, with primary-residence multi-p...