Casie Cearley · Lubbock Homes

Casie Cearley · Lubbock Homes Casie Cearley, Lubbock native & TX Realtor with Keller Williams. Clear guidance from offer to close.

Serving Lubbock & Lubbock County: first-time, relocation, new build, condos/townhomes, acreage/land, investment, luxury.

Wallpaper Wednesday 🌿This kids' room wallpaper is giving me all the feels. Bold, playful, and absolutely precious. I wil...
05/27/2026

Wallpaper Wednesday 🌿

This kids' room wallpaper is giving me all the feels. Bold, playful, and absolutely precious. I will say... I would never be brave enough to actually put this in my girls' rooms, but I fully admire the parents who do!

If you are dreaming up a space where every room tells a story, I would love to help you find it. Lubbock has some incredible homes where you can bring every single detail to life.

Using seller money to buy down your interest rate can save you more monthly and over the life of your loan than negotiat...
05/26/2026

Using seller money to buy down your interest rate can save you more monthly and over the life of your loan than negotiating the price down by the same amount.

A 1% rate buy-down on a $400K loan can lower your payment by $200+ per month. Over 30 years, that math compounds in a big way.

This is one of the most underused tools in today's market. Have your lender run a buy-down comparison before your next offer.

The listing price is just the starting point.HOA fees, property tax rates, age of the HVAC system, deferred maintenance,...
05/19/2026

The listing price is just the starting point.

HOA fees, property tax rates, age of the HVAC system, deferred maintenance, and insurance costs can swing your real monthly cost by hundreds of dollars. The cheaper house on paper isn't always cheaper to own.

Before you compare homes by price, compare them by total monthly cost. That's the number that shows up in your bank account every month.

The sunroom just became the most fabulous room in the house. Wallpaper Wednesday continues and I am obsessed with this o...
05/13/2026

The sunroom just became the most fabulous room in the house. Wallpaper Wednesday continues and I am obsessed with this one.

Tag someone who needs to see this in their life!

You can win the price negotiation and still end up with a monthly payment that doesn't feel like a win.Here's why: taxes...
05/12/2026

You can win the price negotiation and still end up with a monthly payment that doesn't feel like a win.

Here's why: taxes, insurance, HOA fees, interest rate, and loan structure all affect what you actually pay every month. A house $15K cheaper in a higher tax area might cost you more monthly than the one you passed on.

Shop by payment range, not just price. Your agent and lender should run these numbers together before you fall in love.

Unpopular opinion: wallpaper never actually went out of style. We just forgot about it for a minute. Kicking off a room...
05/06/2026

Unpopular opinion: wallpaper never actually went out of style. We just forgot about it for a minute.

Kicking off a room by room Wallpaper Wednesday series and the breakfast nook is first.

Tell me which room you want to see next in the comments!

Most buyers think negotiating the price down is the power move.But in today's market, seller concessions toward your clo...
05/05/2026

Most buyers think negotiating the price down is the power move.

But in today's market, seller concessions toward your closing costs can put real cash in your pocket immediately.

A $10K price reduction saves you about $50/month on your payment. $10K toward closing costs saves you $10,000 today. This is money you keep, invest, or use to make the house your own.

Before your next offer, ask your agent which structure actually helps you more right now?

“We put so much into the house, so shouldn’t we price it higher?”It’s a fair question and one I hear often.Renovations c...
03/27/2026

“We put so much into the house, so shouldn’t we price it higher?”
It’s a fair question and one I hear often.

Renovations can absolutely add appeal and sometimes support a stronger list price. But buyers usually aren’t looking at what you spent. They’re comparing your home to other homes in the same price range.

That’s why pricing too high can sometimes do more harm than good. When a home sits, it can lose momentum, attract fewer serious buyers, and often end up needing a price reduction later.

In some cases, sellers actually net less than they might have if they had priced it appropriately from the start.

The goal isn’t just to aim high. It’s to price strategically so buyers see the value and want to act.

If you’re thinking about selling and wondering how renovations affect pricing, feel free to reach out.

Statement Wallpaper Wednesday 😍🖼️If you’re going to do wallpaper, go big. A bold pattern can totally change a space and ...
03/04/2026

Statement Wallpaper Wednesday 😍🖼️
If you’re going to do wallpaper, go big. A bold pattern can totally change a space and make your home feel custom.

Are you’re thinking about updating your home this year? Message me and I’ll connect you with my favorite local pros!

Wallpaper Wednesday! This week is dedicated to one of my favorite wallpapers of all time: Lee Jofa’s Taplow 🤍It’s classi...
01/14/2026

Wallpaper Wednesday! This week is dedicated to one of my favorite wallpapers of all time: Lee Jofa’s Taplow 🤍

It’s classic, layered, and has that “this house has personality” feel without screaming for attention. The kind of pattern that plays nice with vintage pieces, warm woods, and pretty lighting…basically my love language. 😅

Would you put this in your home?

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