Harold Brown-Coldwell Banker

Harold Brown-Coldwell Banker Real estate agent proudly serving Cincinnati, Dayton and surrounding areas. Helping people in making their dream home a reality!

When you work with me you will receive a knowledgeable and professional real estate agent committed to negotiating for you.

Top Tips for First-Time Home BuyersAs someone who's made big life transitions myself, I know that buying your first home...
09/25/2026

Top Tips for First-Time Home Buyers
As someone who's made big life transitions myself, I know that buying your first home is both exciting and a little daunting. The key is careful planning from the start: think about your long-term goals, the type of home that truly fits your needs, and familiarize yourself with what mortgage qualifications look like. I always guide my clients through each step of the buying process, making sure nothing is overlooked. And remember, the journey doesn’t end at closing—setting up an emergency fund, staying on top of home maintenance, and keeping your eye on your future (like retirement savings) are all important parts of successful homeownership. I bring the same commitment to my clients that I brought to my years of service, helping you lay a strong foundation for your next chapter.


https://www.housing-trends.com/agent-news/harold-brown/373097-Top-Tips-for-First-Time-Home-Buyers

09/24/2026

Why Buyers and Sellers Are Stuck
In today’s market, we’re seeing a real housing stalemate. Higher mortgage rates are making monthly payments tough to justify for buyers, so many are choosing to wait rather than stretch their budget. That hesitation is showing up in the numbers—pending sales are slowing down, which means fewer house hunters are actually moving forward with offers. On the other side, a lot of homeowners are sitting tight, holding onto low-rate mortgages and putting off selling. As someone who values dedication and clear communication—values I carried with me from my Army service into real estate—I’ve seen how these trends create a unique challenge for both sides. Buyers want better payment options, sellers don’t want to give up their great rates, and as a result, the pace of transactions remains slower than usual. Navigating this environment calls for patience and a steady hand, whether you’re considering a move or just keeping an eye on the market.

09/23/2026

U.S. Home Prices Ease Across Major Metros
As someone who’s dedicated to guiding Ohio homebuyers and sellers through every market turn, I keep a close eye on national trends that shape our local experience. Recently, in Mid-Q3, we saw the price per square foot drop year-over-year in 36 of the 50 largest U.S. metro areas—a sign that the broader housing market is cooling off. Nationwide, that same measure slipped by about 2% compared to last year, continuing a ten-month streak of gradual softening. Sellers have started adjusting their asking prices more aggressively to bridge the gap with buyers, especially as high mortgage rates put extra pressure on affordability. Many markets that boomed during the pandemic are now giving back some of those rapid gains, with inventory levels higher than before the pandemic. I approach each transaction with the discipline and commitment I learned in the U.S. Army, helping clients navigate these shifts with confidence and clarity.

09/22/2026

Buy and Sell a Home Simultaneously: Strategies for Success
Navigating the process of buying and selling a home at the same time can feel like a balancing act. As someone who’s guided clients across Ohio through this scenario, I know that timing and preparation make all the difference. Selling first allows you to set a clear budget, though it might mean a short-term housing solution while you search for your next place. On the other hand, buying before selling gives you more breathing room—but be mindful of the possibility of carrying two mortgages at once. There’s also the option of making a contingent offer, which can protect you from financial strain, but may not always appeal to sellers. Every move is unique, and being both strategic and flexible helps ensure success. I always bring my dedication and steady approach, honed as a U.S. Army veteran, to help clients keep the process on track and stress in check.

09/21/2026

More Homes Hit the Market as Demand Cools
Over the past four weeks (ending August 23), the real estate landscape has been shifting: new listings in the US ticked up by 0.4% and total homes for sale climbed 0.5%, putting inventory at the highest we've seen since early Q2. Yet, pending home sales slipped by 1.1%—the lowest in six months—as many buyers hesitated, facing sustained high costs. The median sale price pushed up 1.9% from last year to over $400,000, and the average mortgage rate hovered close to 7%, near its 13-month high. For those actively searching, this means more choices and stronger negotiating power—especially on homes that have been on the market for a few weeks. Sellers, on the other hand, have been finding more success with realistic pricing, rather than chasing last year’s numbers. As someone who values dedication and clear-eyed strategy—both from my military background and in my work with clients throughout Ohio—I always recommend a balanced approach: know your leverage, whether you’re buying or selling in this evolving market.

Ohio housing market gains as Florida and Texas lose leverageI've noticed an interesting shift in the real estate landsca...
09/20/2026

Ohio housing market gains as Florida and Texas lose leverage
I've noticed an interesting shift in the real estate landscape: more homebuyers are looking toward Ohio cities instead of traditional Sunbelt markets like Florida and Texas. The draw? Ohio’s blend of affordability and job stability. As a real estate agent who serves clients across our great state, I’m seeing firsthand how this demand is leading to rising prices and a steady inventory here. Meanwhile, those Sunbelt regions are experiencing oversupply and climbing costs, which is changing the game for buyers and sellers alike. On a national level, with more sellers than buyers, the scales are tipping in favor of buyers. It’s a dynamic time, and understanding these trends is key to making informed decisions in today’s market.


https://www.housing-trends.com/agent-news/harold-brown/1889296-Ohio-housing-market-gains-as-Florida-and-Texas-lose-leverage

Nothing means more than hearing that my clients felt informed, supported, and taken care of throughout the home-buying p...
09/20/2026

Nothing means more than hearing that my clients felt informed, supported, and taken care of throughout the home-buying process.

Thank you, Tiara, for trusting me to help you and Keithen find your home. It was truly a pleasure working with you both.

Communication, preparation, and making sure my clients understand every step of the process are extremely important to me.

Excellence isn’t just in the name — it’s the standard. 🏡

Harold Brown | Coldwell Banker Realty
Excellence by Harold Brown

09/19/2026

The best U.S. cities to buy a home in before prices soar, ranked
As someone who’s proud to help Ohio families find their next home, I’m always tracking which U.S. cities offer the right blend of value and opportunity. Cities across the Midwest and Southeast—like Raleigh, Grand Rapids, and Houston—are still within reach, with home values from $265,000 to $500,000. These areas stand out for their affordable pricing, strong job markets, and vibrant local economies, making them especially appealing for buyers looking to get in before prices climb higher. My commitment, shaped by years of service and real estate experience, is to put you in the best position to make a move that fits your future.

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Maineville, OH

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+15133313969

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