Jose MLO at Interstate Home Loan Center Inc.

Jose MLO at Interstate Home Loan Center Inc. Hi, I’m Jose De Jesus, NMLS # 2294915, a Mortgage Loan Originator at Interstate Home Loan Center in Melville. Let’s embark on this journey together.

My mission is to guide you to your dream home with ease and confidence.

09/17/2026

Rates just hit a one year high, and most buyers have no idea their numbers already moved.

If you are in contract, ask one thing: how much time is left? If your title is clear and your income is verified, your loan should already be locked. If it is not and you are closing soon, call your loan officer today.

If you are still shopping, the numbers you got a few weeks ago probably are not real anymore. If nobody has called to reprice you, you are walking into a surprise.

Here is the upside. Higher rates thin out the competition.

The sellers who have to sell are negotiating again, and that is your shot at a price cut or concessions you would never get in a bidding war.

If you can still buy right now, the market is quietly tilting toward you.

Want a straight read on what these rates mean for your numbers? Send me a message. No pressure, no pitch.

Save this and send it to someone you know who is house hunting.

Mortgage rates woke up, stretched, and chose chaos.Quick translation for the group chat. The bond market moved on Treasu...
09/10/2026

Mortgage rates woke up, stretched, and chose chaos.

Quick translation for the group chat. The bond market moved on Treasury news, yields went up, and mortgage rates rode along like they always do. Rates are basically the friend who copies whatever the bond market posts.

None of this means you missed your shot. Rates move every single day. What actually decides who gets the house is who is ready to act.

Recharge. Relax. Refresh.To everyone who builds it, heals it, cooks it, teaches it, drives it, protects it, and creates ...
09/07/2026

Recharge. Relax. Refresh.

To everyone who builds it, heals it, cooks it, teaches it, drives it, protects it, and creates it: today belongs to you.

The entire economy runs on the people in this picture, plus a few trades we could not fit in the frame.

Quick honesty check. If your idea of relaxing today still involves refreshing a listing app every twenty minutes, you are not alone. That is basically half my DMs.

When you are ready to turn the scrolling into an actual address, I am one message away. For today though, close the laptop. The house will still be there tomorrow.

Happy Labor Day.

What do you do for a living? Drop your trade below. I want to see who is out here holding it down.

📲 Jose De Jesus | NMLS #2294915

Lawrence Township, NJ just picked up one very happy new homeowner.Single family home. Conventional financing. Keys offic...
08/26/2026

Lawrence Township, NJ just picked up one very happy new homeowner.

Single family home. Conventional financing. Keys officially in hand.

Here is the part that never makes the highlight reel. Conventional loans do not get the hype that FHA and VA get, but for the right buyer they quietly carry the whole thing. Flexible on how the deal is structured, friendlier on the property itself, and they give you a real path to remove mortgage insurance later once you build enough equity. Not flashy. Just effective. Basically the loan version of the friend who never posts but always shows up when it counts.

Big credit to Venise McKenzie-Smith M.Sc., MPH . She guided her buyer through every step and trusted me with the financing side. That is what a real partnership looks like.

Curious whether conventional is the right lane for you? Comment READY and I will break it down for you personally.

Not a commitment to lend. All loans subject to underwriting and credit approval.

08/19/2026

Dawn told me owning a home felt impossible.

Last week she walked through her own front door.

That is the entire job. Take someone who was told no, or told wait, or told maybe someday, and hand them the keys. Watching this one happen was the good part of my week.

Dawn, thank you for trusting me with something this big.

If you have been on the sidelines wondering if it is even possible for you, send me the word HOME. Worst case you get a real answer. Best case you get a front door.

05/18/2026

It's not always easy, but helping people achieve their dream of homeownership is always worth it. So thankful for this wonderful life. To all the families I've helped along the way, thank you for your trust. To the families who still need help, call me anytime. 🫶

05/15/2026

The realtor is out here telling me the buyer makes great money. I get on the call and now we have a side hustle, some cash, and a prayer.

Listen. I am not here to judge. I am here to get you approved. But I need the real numbers from day one because I cannot work with two different versions of the truth.

The earlier you talk to your loan officer, the more options you actually have. Stop saving that call for last. Tag a buyer who needs to hear it.

📞 Jose De Jesus | NMLS 2294915
📍 NY | NJ | FL

05/14/2026

This is a public service announcement for every buyer who has ever been sent to voicemail during the most important moment of their life.

Your lender should be reachable at 7 PM. That is not a luxury. That is the job.

If you do not know your loan officer’s cell number by heart, we need to talk.

📞 DM me or call me directly. Getting pre-approved takes less time than the voicemail you just sat through.

05/08/2026

Here is something nobody tells first-time buyers.

The speed of your closing is almost entirely in your hands.

My team can process, underwrite, and clear conditions faster than most lenders in the market. What we cannot do is manufacture documents you have not yet sent us.
Every day we wait for a bank statement is a day closer to your rate lock expiring. Every missing paystub is another condition sitting open in your file. Every unanswered email is a closing date at risk.

We move fast. We just need you to move with us.

If you are ready to buy a home and you want a team that treats your file like it matters, DM me the word FAST, and let’s talk.

Jose De Jesus | Mortgage Loan Originator | Interstate Home Loan Center | NMLS 2294915 | (347) 388.8317 | Licensed in NY, NJ and FL

05/05/2026

I’m sorry I asked…

Address

40 Marcus Drive Suite 250
Melville, NY
11747

Opening Hours

Monday 10am - 8pm
Tuesday 10am - 8pm
Thursday 10am - 8pm
Friday 10am - 8pm
Saturday 10am - 6pm
Sunday 10am - 6pm

Telephone

+16313900882

Website

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