United Public Adjusters & Appraisers, Inc.

United Public Adjusters & Appraisers, Inc. "Helping Those With Property Damage Claims." Exercise Your Right to Representation
•When disaster strikes, you need someone on your side.

Public Insurance Adjusters representing Commercial & Residential Property Owners/Managers to ensure their Water or Fire damage claim is properly managed & streamlined in order to receive a speedy insurance recovery! 1-800-718-LOSS (5677) You are entitled to your own experts. While it is your responsibility to prove your loss to your insurance company, this process is both multifaceted and elongated. Unlike the insurance company’s adjuster, who represents the carrier’s best interest, our loyalty is to you. The burden of proof lies with you, the policyholder, not the insurance company and their representatives. Unfortunately, many policyholders are not aware of this and simply agree to whatever the insurance adjuster offers. This can lead to inadequate settlement checks, or worse, denied claims.Having our firm on your side eliminates the inherent conflict of interest that exists when one person represents both you and your insurance company. Personalized service and proven expertise are the hallmarks of our reputation. Our primary goal is to assure professional results by maximizing the policyholders' ultimate recovery while providing peace of mind throughout this complex process. We will meet with the insurance company representatives and handle all details and negotiations essential to you receiving a proper settlement. Maximize Your Settlement To The Fullest
•Preparing an insurance claim is a convoluted and complex task. There are just too many details and variables which arise that can be easily overlooked. The decision to use a Public Adjuster has very little to do with whether or not you believe the insurance company will or will not try to be fair. Public Adjusters will almost always obtain much greater settlements than individuals, not only due to their skill in evaluating, estimating, and appraising, but also because of their experience with the “ins and outs” of the insurance industry. The Team That Stays United On Your Behalf
•When you have United Public Adjusters & Appraisers Inc. representing your interests in the insurance process, you don’t just have one specialist representing you, you have a team. You will have an experienced specialist arrive to evaluate your contents and substantiate the claim. You will also have a diligently skilled building estimator review structural damage and provide real-world estimates for replacing what has been damaged. Our united approach to the claim process will ensure you leave nothing behind in your insurance claim and that you will be fully reimbursed in the shortest time possible without any out-of-pocket expenses.

🌬️ Think nor’easters are just snowstorms? There’s more to the story.They can happen any time of year. And their name act...
09/22/2026

🌬️ Think nor’easters are just snowstorms? There’s more to the story.

They can happen any time of year. And their name actually comes from the direction of the wind, not the direction the storm travels.

With a coastal storm developing this week, parts of the Northeast face concerns about gusty winds, rough surf, beach erosion and coastal flooding. The exact track and local impacts are still evolving, so keep checking National Weather Service updates for your area.

But beyond the forecast, how much do you really know about nor’easters?

👉 Swipe for 5 things you probably didn’t know about nor’easters.

🔖 Save this post before the storm arrives, and share it with someone who owns or manages property in New York, New Jersey or Connecticut.

09/18/2026

Well, that’s one way to make an entrance. 😳

An MTA bus crashing into a restaurant storefront is definitely one of the more unexpected ways property damage can happen.

The video is wild, but for the property owner, the aftermath is very real.

Property damage doesn’t always come from a storm, fire, or burst pipe. Sometimes it comes completely out of nowhere.

And sometimes… apparently, it comes by bus. 🚌

🌀 It’s mid-September. Hurricane preparation still belongs on your to-do list.We’re just past the Atlantic hurricane seas...
09/16/2026

🌀 It’s mid-September. Hurricane preparation still belongs on your to-do list.

We’re just past the Atlantic hurricane season’s historical September 10th peak, and the season continues through November 30.

🏠 For tri-state property owners across New York, New Jersey, and Connecticut, now is a good time to check more than your emergency supplies:

→ Do your gutters and downspouts direct water away from your foundation?
→ Are valuables and important documents stored somewhere vulnerable to flooding?
→ Do you have clear, recent photos of your property’s condition?
→ Do you know what your insurance policy covers—and excludes?

A little preparation now can help you protect your property and preserve important records if damage happens.

👉 Swipe through for practical steps to get storm-ready.
📌 Save this checklist and share it with a property owner in NY, NJ, or CT.

🏡 Real estate professionals: Discover how AI can simplify your bookkeeping and give you more time to grow your business....
09/14/2026

🏡 Real estate professionals: Discover how AI can simplify your bookkeeping and give you more time to grow your business. 🤖

We’re excited to host AREAA New York East for “Your Finances on Autopilot,” an educational session focused on practical ways to automate bookkeeping, track your finances and stay tax-ready year-round.

Join us in person on Wednesday, September 30, from 6:00–8:00 PM at United Public Adjusters & Appraisers, Inc. Headquarters in Melville for an unforgettable evening of learning and networking.

Ahad Ali, CPA, CEO and Co-Founder of Tabby, will share practical strategies to help you:
✅ Identify potential tax savings
✅ Discover commonly missed tax write-offs
✅ Automate bookkeeping with AI
✅ Track income and expenses with confidence
✅ Stay organized and tax-ready year-round

🎤 Our very own Anthony DeLorenzo, AREAA NYE Board Member, will also take the mic to welcome the community to UPA Headquarters for an evening of fresh ideas and new connections.

Come connect with fellow industry leaders and learn practical ways to put AI to work for your business.

📅 Wednesday, September 30, 2026
⏰ 6:00–8:00 PM
📍 United Public Adjusters & Appraisers, Inc. Headquarters
445 Broadhollow Road, Lower Level Conference Room
Melville, NY 11747

🎟️ Space is limited! Reserve your spot by scanning the QR code on the flyer, sending us a DM, or registering through the link below:
https://bit.ly/4xJ7k6d

Educational Partner: Tabby

09/11/2026

25 years later, we remember those lost on September 11, those we have lost in the years since, and all those who continue to carry the impact of that day.

We honor the first responders who answered the call, including the brave men and women of the FDNY, NYPD, PAPD, and every agency that served with extraordinary courage and compassion.

Their sacrifice, service, and dedication will never be forgotten.

Today and always, we remember.

#911 🇺🇸

It happened in seconds. 🔋🔥Surveillance video from a Bronx barbershop captured a sudden lithium-ion battery explosion tha...
09/09/2026

It happened in seconds. 🔋🔥

Surveillance video from a Bronx barbershop captured a sudden lithium-ion battery explosion that sent customers running and left six people injured. FDNY later determined lithium-ion batteries caused the fire.

What makes incidents like this unsettling is how ordinary the risk can look beforehand. Lithium-ion batteries are in e-bikes and scooters, but also power tools, laptops, power banks, speakers and other devices we keep in our homes and businesses every day.

A few simple habits can reduce the risk: use the manufacturer-approved charger, never charge damaged batteries, keep charging devices away from beds and other combustible materials, don’t block exits, and avoid charging overnight or unattended.

If a battery starts swelling, leaking, overheating, smelling strange or making unusual noises, stop using it.

Swipe through for the warning signs and steps you can take to better protect your family and property.

09/04/2026

👀 LA County is suing State Farm. The state wants its license pulled for a year.

The county's lawsuit alleges delays, denials and underpayments on Eaton and Palisades wildfire claims. Separately, California regulators are pushing for millions in fines and a one year suspension of the company's ability to write new policies in the state.

Inside the filings: one homeowner, 20 months into a fight over smoke toxin remediation, still not home. Another with eight adjusters on a single claim and an offer covering about a third of the rebuild cost.

We see versions of those same situations here, on claims that never make the news. What's different in California is scale. When 11,000 households file at once, a regulator can pull 220 files and see the pattern. One family with a stalled claim never gets that kind of scrutiny.

Nobody should need a wildfire and a lawsuit to be treated fairly under a policy they've paid for.

State Farm disputes the allegations and says it has paid more than $6.2 billion on 2025 LA wildfire claims.

🎥 Video: ABC7 Los Angeles. Thank you to ABC News for bringing this story forward and giving these homeowners a voice.

Miami just passed New York City in cost of living. First time on record.According to a recent MSN report, the Miami metr...
09/03/2026

Miami just passed New York City in cost of living. First time on record.

According to a recent MSN report, the Miami metro area is now more expensive than greater New York. Florida homeowners are paying an average of about $8,292 a year for insurance, the highest in the country and roughly 4x what New York homeowners pay.

For years, moving south meant no state income tax and a lower cost of living. That math is changing as insurance, housing costs and property taxes continue to rise.

At United Public Adjusters, we pay close attention to the insurance side of that equation. When a homeowner is paying $8,000+ a year for coverage, the real question is what happens when they actually need to use it.

Two questions:
1. If you moved from New York to Florida, has the cost of homeowners insurance changed the financial equation more than you expected?

2. If you’ve had a property claim in either state, did your coverage perform the way you expected when you needed it?

Curious to hear some real numbers.

The best part of this night at Yankee Stadium wasn’t on the scoreboard. ⚾️United Public Adjusters joined the Madison Squ...
09/01/2026

The best part of this night at Yankee Stadium wasn’t on the scoreboard. ⚾️

United Public Adjusters joined the Madison Square Boys & Girls Club for its annual Night Out at Yankee Stadium, bringing together friends, clients and community partners in support of an organization creating meaningful opportunities for young people across New York City.

A great night for an even greater cause. Thank you to everyone who joined us and helped make it special.

Streets became rivers this morning.A fast-moving storm swept through parts of NYC and North Jersey, bringing heavy rain ...
08/23/2026

Streets became rivers this morning.

A fast-moving storm swept through parts of NYC and North Jersey, bringing heavy rain and flooding that left homes and businesses underwater.

If your property was affected, document before you clean:

📱 Take photos and video
📏 Record the water line
🚫 Keep damaged items
🧾 Save every receipt
👀 Watch for damage you can’t immediately see

Business owners, track closures and lost income too.

The water may be going down. Your claim is just beginning.

1.800.718.LOSS

We work for you, not the insurance company.

Address

Melville, NY

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