Makale McGhee, Realtor

12/01/2023

Our engagement dinner was nothing short of a dream—the ambiance was joyous, adorned with laughter and heartfelt toasts.

We were surrounded by the embrace of family and friends, and our hearts were filled with gratitude.

Throughout the night, it became evident that this celebration was not just ours——it was a testament to the love and support that surrounds us.

Here's to the magical start of our journey. ✨

11/06/2023

🖤

07/30/2023

|high level, not eye level|

03/15/2023

03/15/2023

Are you thinking about purchasing your first home?
This Saturday, Join me at the Keller Williams Central Office for our Home Buyers Seminar. At this seminar you will gain valuable insight from experts on credit, mortgages, inspections, and more.
*Everything you need for home ownership*
If home ownership is a goal for you this year, this is an event you have to attend!

Meet our Experts:
✨Kiera Harvey-Mortgage Lender: Get expert advice on financing your home from our mortgage lenders. Learn about mortgage options and get pre-approved on the spot!

✨Chris Campbell-Inspector: Don't get stuck with hidden problems in your new home. Our experienced inspectors will provide valuable insights to help you make an informed decision.

✨Star LeNay- Credit Specialist: Improve your credit score and secure a better mortgage rate with guidance from our credit specialists. Learn about credit repair and maintenance.

✨Pam Addison-Attorney: Protect your interests and avoid legal pitfalls with the help of our trusted real estate attorneys. Get advice on contracts, negotiations, and more.

03/15/2023

Are you thinking about purchasing your first home?
This Saturday, Join me at the Keller Williams Central Office for our Home Buyers Seminar. At this seminar you will gain valuable insight from experts on credit, mortgages, inspections, and more.
*Everything you need for home ownership*
If home ownership is a goal for you this year, this is an event you have to attend!

Meet our Experts:
Kiera Harvey-Mortgage Lender: Get expert advice on financing your home from our mortgage lenders. Learn about mortgage options and get pre-approved on the spot!

Chris Campbell-Inspector: Don't get stuck with hidden problems in your new home. Our experienced inspectors will provide valuable insights to help you make an informed decision.

Star LeNay- Credit Specialist: Improve your credit score and secure a better mortgage rate with guidance from our credit specialists. Learn about credit repair and maintenance.

Pam Addison-Attorney: Protect your interests and avoid legal pitfalls with the help of our trusted real estate attorneys. Get advice on contracts, negotiations, and more.

01/31/2023

You worked for years to improve your credit score. You saved every penny you made and then moved in with your parents to save a few more. You surfed real estate listing sites until your Chihuahua could tell a Craftsman from a Rancher. After all that, you were finally awarded the distinction of being pre-approved for a mortgage. Then, the unthinkable happens — your loan doesn’t get final approval.

It’s time to flip the switch from panic mode to project mode. First, ask your mortgage professional why your loan fell apart. Then,

✔️If the issue was the appraisal, work with your Realtor (Me👋) to ask the seller to reduce the purchase price.

✔️If the issue was a change in lender guidelines, ask your mortgage broker whether they can submit your application to other lenders

✔️If more down payment funds are required, either because your debt-to-income ratio is too high or your lender’s guidelines have changed, investigate whether you might qualify for any Down Payment Assistance Programs (DAPs) offered by your city or state.

✔️If you’re still searching for down payment funds, explore whether it’s possible for you to borrow from your retirement accounts or ask family members for gift money.

✔️If your credit score has dropped, review the report to ensure that no erroneous or fraudulent entries are dragging your score down.

Finally, just flat out ask your Realtor, mortgage pro and even your personal banker if they can think of any other financing alternatives.

01/24/2023

Traditionally, when there's a couch...there's also a chair!

Sometimes the chair can be more of a statement piece than the couch itself!

If you were to choose a statement piece chair, would you pick...

This elegant Bergère Chair - an enclosed upholstered French armchair (fauteuil) with an upholstered back and armrests on upholstered frames! 📸 credit:

OR

That classy, yet simple Tub Chair with a low seat, soft cushioning and high, supportive arms and back. It adds a touch of relaxed luxury!

01/19/2023

Home Buyer Tip - Keep Your Money Where It Is!⁠
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Don't make any huge purchases or move your money around 3 to 6 months before buying a new home. You don’t want to take any big chances with your credit profile! ⁠
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A reliable and complete paper trail can get you the best loan possible! If you open new credit cards, amass too much debt or buy a lot of big-ticket items, you’re going to have a harder time getting a loan...⁠
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I'd love to talk through your specific situation so that we can get you the best loan and home possible! Shoot me a DM. ⁠
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01/16/2023

“We must use time creatively, in the knowledge that the time is always ripe to do right.” – Martin Luther King Jr.

We all have 24 hours in a day. How will you use yours to make a difference?

Today, I’m honoring Dr. King’s legacy and dream by continuing to learn from the past, educate myself, and serve others.

01/13/2023

You know how they say we are normally too hard on ourselves? We are our biggest critic?

Well, that comes to homebuying too. Many don't try to obtain home ownership because they THINK they can't afford it or they THINK they can't get qualified for a loan or they THINK their credit is too bad.

I am here to tell you that there is a multitude of programs to help you as a first-time home buyer and you can most likely afford more than you think at your credit score!

Let's see how we can get YOU into a home! Shoot me a DM!